X Financial (XYF) Retained Earnings (2017 - 2025)

X Financial (XYF) has reported Retained Earnings for 9 consecutive years, with $773.2 million the latest figure, recorded in Q4 2025.

• In Q4 2025, Retained Earnings rose 6752.75% year-over-year to $773.2 million; the TTM figure through Dec 2025 stood at $773.2 million (up 6752.75% YoY), while the FY2025 annual figure was $784.2 million, up 6962.66% from the prior year.
• Retained Earnings came in at $773.2 million for Q4 2025 at X Financial, up from $9.7 million in the prior quarter.
• The five-year high for Retained Earnings was $773.2 million in Q4 2025, with the low at $542000.0 in Q1 2022.
• Average Retained Earnings over 5 years is $52.4 million, with a median of $9.9 million recorded in 2024.
• Across the five-year window, Retained Earnings tumbled 92.95% in 2022 and jumped 6752.75% in 2025, its largest moves.
• Year by year, Retained Earnings stood at $126.8 million in 2021, then sank by 92.95% to $8.9 million in 2022, then increased by 7.91% to $9.6 million in 2023, then increased by 16.94% to $11.3 million in 2024, then surged by 6752.75% to $773.2 million in 2025.
• According to Business Quant data, Retained Earnings over the past three periods registered $773.2 million, $9.7 million, and $10.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.