X Financial (XYF) Retained Earnings (2017 - 2025)

X Financial's Retained Earnings history runs 9 years deep, the most recent figure standing at $773.2 million for Q4 2025.

• In Q4 2025, Retained Earnings rose 6752.75% year-over-year to $773.2 million; the TTM figure through Dec 2025 stood at $773.2 million (up 6752.75% YoY), while the FY2025 annual figure was $784.2 million, up 6962.66% from the prior year.
• Retained Earnings was $773.2 million for Q4 2025 at X Financial, up from $9.7 million in the prior quarter.
• In the past five years, Retained Earnings ranged from a high of $773.2 million in Q4 2025 to a low of $542000.0 in Q1 2022.
• Historically, Retained Earnings has averaged $52.4 million across 5 years, with a median of $9.9 million in 2024.
• The sharpest annual moves came in 2022 and 2025: Retained Earnings slumped 92.95% in 2022, then jumped 6752.75% in 2025.
• A 5-year view of Retained Earnings shows it stood at $126.8 million in 2021, then plunged by 92.95% to $8.9 million in 2022, then advanced by 7.91% to $9.6 million in 2023, then advanced by 16.94% to $11.3 million in 2024, then surged by 6752.75% to $773.2 million in 2025.
• The last three Retained Earnings figures came in at $773.2 million (Q4 2025), $9.7 million (Q3 2025), and $10.8 million (Q2 2025), per Business Quant data.