X Financial (XYF) Retained Earnings (2017 - 2025)

X Financial's Retained Earnings history runs 9 years deep, the most recent figure standing at $9.0 million for Q4 2025.

• In Q4 2025, Retained Earnings fell 97.99% year-over-year to $9.0 million; the TTM figure through Dec 2025 stood at $9.0 million (down 97.99% YoY), while the FY2025 annual figure was $9.1 million, down 98.41% from the prior year.
• Retained Earnings for Q4 2025 stood at $9.0 million, down from $9.7 million in the prior quarter.
• The five-year high for Retained Earnings was $494.2 million in Q4 2021, with the low at $542000.0 in Q1 2022.
• The 5-year median for Retained Earnings is $9.9 million (2024), against an average of $72.5 million.
• The sharpest annual moves came in 2021 and 2022: Retained Earnings soared 22607.01% in 2021, then sank 98.19% in 2022.
• X Financial's Retained Earnings stood at $494.2 million in 2021, then tumbled by 98.19% to $8.9 million in 2022, then soared by 4081.15% to $373.9 million in 2023, then gained by 19.41% to $446.5 million in 2024, then slumped by 97.99% to $9.0 million in 2025.
• Business Quant data shows XYF's Retained Earnings at $9.0 million in Q4 2025, $9.7 million in Q3 2025, and $10.8 million in Q2 2025.