X Financial XYF Income Statement (2016-2026)

NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT
Reported Financials

X Financial Quarterly Income Statement

Periods 37 quarters
Latest Jun 2026

X Financial reported revenue of $146.44M and net income of $6.92M for the quarter ended Jun 2026, down 53.9% year over year. This income statement covers 37 quarters of results from Dec 2016 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Income Statement Dec2016 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Revenue & cost
Revenue
149.66M129.21M140.13M123.07M125.76M138.55M146.33M168.30M191.46M167.98M167.30M188.88M225.50M234.09M267.00M317.32M275.45M209.90M170.50M146.44M
Cost of RevenueCost of Rev
75.09M60.54M73.27M79.58M75.97M85.36M92.29M92.36M111.17M106.37M59.08M57.12M65.20M60.14M65.28M71.75M74.09M72.27M70.36M62.05M
Gross Profit
74.58M68.67M66.86M43.49M51.78M53.20M92.59M124.47M137.41M61.61M108.23M131.76M160.30M173.95M201.72M245.57M200.28M137.63M99.73M84.09M
Operating items
Research & DevelopmentR&D
0.84M0.83M0.73M0.68M0.52M0.36M0.30M0.47M0.46M0.52M
Selling, General & AdministrativeSG&A
6.07M9.76M7.15M6.14M5.99M6.15M6.65M6.09M6.66M6.78M5.33M5.38M7.05M6.70M7.13M6.92M7.32M6.60M6.83M6.82M
Other Operating ExpensesOther Opex
79.04M69.72M82.70M87.31M80.10M92.32M93.12M104.98M126.95M124.88M109.82M119.78M145.92M155.44M180.92M216.17M216.13M200.41M142.69M110.49M
Operating ExpensesOpex
85.95M80.32M90.59M94.13M83.53M98.84M102.06M106.98M131.87M132.18M115.15M125.16M152.98M162.14M188.05M223.08M224.61M207.01M150.11M117.70M
Operating IncomeOp. Inc
63.72M48.89M49.55M28.94M42.23M39.72M44.27M61.33M59.59M35.80M52.15M63.72M72.53M71.95M78.95M94.23M50.84M2.88M20.39M28.73M
EBIT
63.72M48.89M49.55M28.94M43.92M39.72M47.91M63.55M60.14M35.80M52.15M63.72M72.53M71.95M78.95M94.23M50.57M2.88M20.31M28.63M
Non-operating items
Non Operating Interest Expenses
-0.78M-0.68M-0.30M-0.23M
Non Operating Investment IncomeNon-Op. Investment Inc.
-235.42M-1.44M0.26M4.16M-1.39M1.67M-2.26M0.24M6.96M7.06M-6.79M1.83M-0.51M-2.15M0.72M0.57M-0.27M1.02M
Interest & Investment IncomeInt & Inv Inc
2.47M-2.87M0.16M0.41M0.47M-0.29M-1.44M-2.44M1,429.93M-0.59M-0.84M-0.70M3,108.25M-0.38M0.56M0.87M4,160.98M1.06M3.51M
Other Non Operating IncomeOther Non Op Inc.
114.53M-4.19M96.50M70.64M3.04M13.25M8.93M0.09M0.65M0.19M0.56M-0.09M0.86M-0.14M0.89M1.68M0.51M2.10M2.10M1.80M
Net income details
EBT
66.19M46.02M49.71M29.35M44.41M39.72M47.62M62.06M57.68M36.34M53.73M62.02M72.60M74.09M76.61M92.97M69.78M4.47M19.84M32.42M
Tax ProvisionsTaxes
-18.54M-24.19M-28.56M-6.31M-12.81M-10.87M-7.65M-12.00M-10.17M-5.02M-9.01M-12.32M-14.30M-20.66M-16.06M-15.47M-11.26M2.27M-10.47M-8.04M
Profit After TaxPAT
43.44M22.84M22.07M27.72M29.76M39.82M41.40M50.51M47.59M26.62M50.29M57.15M53.56M52.83M63.13M73.71M59.17M8.17M5.50M6.92M
Equity Income
0.24M-0.23M0.50M1.16M-0.01M-4.77M0.92M1.30M0.53M1.91M0.28M0.11M0.39M0.63M-0.30M1.37M1.87M0.68M0.74M-16.50M
Investment IncomeInv. Income
61.74M47.25M50.14M32.88M42.58M55.46M48.14M61.22M57.22M29.73M59.02M69.36M67.47M-1.24M2.88M-5.17M-1.22M0.76M-4.61M-0.95M
Income from Non-Controlling InterestsInc. Minority
1.51M5.87M2.21M2.29M1.74M1.72M1.84M1.47M1.48M1.19M1.29M1.46M1.45M-4.19M3.56M1.79M1.87M1.28M0.41M0.42M
Income from Continuing OperationsIncome (Continuing)
84.73M70.22M78.27M35.66M57.73M50.59M55.30M74.49M67.94M41.36M62.73M74.34M86.90M94.75M92.67M108.43M80.61M2.20M30.18M40.32M
Consolidated Net IncomeConsol Net Inc.
84.73M70.22M78.27M35.66M57.73M50.59M55.30M74.49M67.94M41.36M62.73M74.34M86.90M94.75M92.67M108.43M80.61M2.20M30.18M40.32M
Income towards Parent CompanyParent Net Inc
43.44M22.84M22.07M27.72M29.76M39.82M41.40M50.51M47.59M26.62M50.29M57.15M53.56M52.83M63.13M73.71M59.17M8.17M5.50M6.92M
Net Income towards Common StockholdersNet Income
43.74M21.23M21.62M33.05M35.01M37.95M40.34M54.27M46.72M25.52M50.77M58.01M51.90M54.67M63.00M73.32M58.03M7.40M3.65M5.19M
Additional items
EPS (Basic)
0.820.390.390.600.640.720.761.030.890.531.061.211.081.141.311.521.210.180.090.13
EPS (Diluted)
0.820.380.390.590.620.710.751.010.870.531.051.201.071.121.291.501.190.180.090.12
Shares Outstanding
53.54M54.87M54.87M54.87M54.87M52.74M52.74M52.74M52.74M48.02M48.02M48.02M48.02M48.14M48.14M48.14M48.14M40.66M40.66M40.66M
Shares Outstanding (Diluted)Shares Outstanding (Dil.)
53.54M56.15M56.15M56.15M56.15M53.73M53.73M53.73M53.73M48.47M48.47M48.47M48.47M48.89M48.89M48.89M48.89M41.58M41.58M41.58M
Shares Outstanding (Entity)Shares Outstanding (Entity.)
54.85M47.99M48.93M41.78M78.17M
EBITDA
63.72M48.89M49.55M28.94M43.92M39.72M47.91M63.55M60.14M35.80M52.15M63.72M72.53M71.95M78.95M94.23M50.57M2.88M20.31M28.63M
Interest ExpensesInt Expense
-0.78M-0.68M-0.30M-0.23M
Tax Rate
-28.01%-52.56%-57.45%-21.49%-28.84%-27.37%-16.07%-19.34%-17.62%-13.82%-16.76%-19.87%-19.69%-27.88%-20.96%-16.64%-16.14%50.72%-52.77%-24.80%