X Financial (XYF) Tax Rate (2017 - 2025)
X Financial (XYF) posted Tax Rate of -24.80% for Q2 2026, down 8.16 percentage points from -16.64% a year earlier but up 27.97 percentage points from the prior quarter.
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Analysis
X Financial (XYF) Tax Rate (2017 - 2025) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Tax Rate at X Financial was -21.74%, down 0.72 percentage points year-over-year; for FY2025, it came in at -16.67%, up 4.75 percentage points from FY2024.
- Annual Tax Rate shows a five-year change of +2.06 percentage points (FY2020 to FY2025).
- In prior years, X Financial's Tax Rate was -21.42% in FY2024 (-39.19 pp), 17.78% in FY2023 (+49.60 pp), -31.82% in FY2022 (-0.86 pp) and -30.97% in FY2021 (-12.24 pp).
- Quarterly Tax Rate has run from a low of -57.71% in Q1 2022 to a high of 50.72% in Q4 2025 over five years.
- On a year-over-year basis, Tax Rate increased in three of the last eight quarters, with an average year-over-year change of +3.05 percentage points.
- The strongest year-over-year quarter for Tax Rate in the past five years was Q4 2025, with a gain of 78.60 percentage points; the weakest was Q4 2021, with a drop of 75.95 percentage points.
- According to Business Quant data, Tax Rate for the three prior quarters was -52.77% (Q1 2026), 50.72% (Q4 2025) and -16.14% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 52.19 Bn | 23.96 Bn | 3.24 Bn | 7.90% |
| 2 | PayPal Holdings | 50.03 Bn | 8.73 Bn | - | 21.91% |
| 3 | Coinbase Global | 35.13 Bn | -4.52 Bn | - | 12.77% |
| 4 | Fiserv | 33.23 Bn | 30.43 Bn | 2.76 Bn | - |
| 5 | Corpay | 29.63 Bn | 18.45 Bn | - | 23.89% |
| 6 | Global Payments | 26.81 Bn | 1.63 Bn | 2.01 Bn | - |
| 7 | Guidewire Software | 13.13 Bn | 9.70 Bn | 269.68 Mn | 30.70% |
| 8 | Chime Financial | 12.34 Bn | 8.03 Bn | 646.07 Mn | 0.57% |
| 9 | Jack Henry & Associates | 12.26 Bn | 12.16 Bn | 273.85 Mn | 20.40% |
| 10 | X Financial | 225.75 Mn | -305.02 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 50.72% |
| Sep 30, 2020 | 4.29% |
| Mar 31, 2020 | 10.22% |
| Dec 31, 2019 | 22.20% |
| Sep 30, 2019 | 8.45% |
| Jun 30, 2019 | 42.53% |
| Mar 31, 2019 | 16.65% |
| Dec 31, 2018 | 1.29% |
| Sep 30, 2018 | 12.55% |
| Jun 30, 2018 | 24.61% |
| Mar 31, 2018 | 23.52% |
| Dec 31, 2017 | 25.59% |
| Sep 30, 2017 | 27.80% |
API Access
X Financial Tax Rate API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=tax-rate&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "tax-rate", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=tax-rate&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();