X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Tax Rate (2017 - 2026)

X Financial (XYF) posted quarterly Tax Rate of 50.72% for Q4 2025, up 7860.0% year-over-year from 0.64% in Q4 2024, and up 414.26% quarter-over-quarter from 16.14% in Q3 2025.

Analysis

X Financial (XYF) Tax Rate (2017 - 2026) Analysis & Trends

X Financial's Tax Rate history runs 9 years deep, the most recent figure standing at 50.72% for Q4 2025.

  • In Q4 2025, Tax Rate rose 7860.0% year-over-year to 50.72%; the TTM figure through Dec 2025 stood at 16.62% (up 483.0% YoY), while the FY2025 annual figure was 31.41%, up 641.0% from the prior year.
  • Tax Rate for Q4 2025 stood at 50.72%, up from 16.14% in the prior quarter.
  • The five-year high for Tax Rate was 50.72% in Q4 2025, with the low at 114.38% in Q4 2022.
  • The 5-year median for Tax Rate is 19.63% (2023), against an average of 25.75%.
  • The sharpest annual moves came in 2021 and 2023: Tax Rate tumbled 10414 bps in 2021, then soared 10056 bps in 2023.
  • X Financial's Tax Rate stood at 77.65% in 2021, then slumped by 47 bps to 114.38% in 2022, then jumped by 88 bps to 13.82% in 2023, then plunged by 102 bps to 27.88% in 2024, then surged by 282 bps to 50.72% in 2025.
  • Business Quant data shows XYF's Tax Rate at 50.72% in Q4 2025, 16.14% in Q3 2025, and 16.64% in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 17.64%
2 Mastercard 518.33 Bn 504.84 Bn - 20.01%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 23.61%
4 Capital One Financial 132.31 Bn 77.60 Bn - 20.90%
5 PayPal Holdings 46.25 Bn 35.00 Bn - 15.73%
6 Affirm Holdings 26.22 Bn 24.59 Bn - -856.07%
7 Synchrony Financial 25.37 Bn 9.17 Bn - 25.38%
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 23.36%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 23.65%
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn -24.80%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -24.80
Jun 30, 2026 -24.80
Jun 30, 2026 -24.80
Mar 31, 2026 -52.77
Mar 31, 2026 -52.77
Mar 31, 2026 -52.77
Dec 31, 2025 50.72
Dec 31, 2025 50.72
Dec 31, 2025 50.72
Sep 30, 2025 -16.14
Sep 30, 2025 -16.14
Sep 30, 2025 -16.14
Jun 30, 2025 -16.64
Jun 30, 2025 -16.64
Jun 30, 2025 -16.64
Mar 31, 2025 -20.96
Mar 31, 2025 -20.96
Mar 31, 2025 -20.96
Dec 31, 2024 -27.88
Dec 31, 2024 -27.88