X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Invested Capital (2017 - 2026)

X Financial (XYF) posted Invested Capital of $1.2 billion for Q2 2026, up 2.09% on a QoQ basis from $1.2 billion in Q1 2026, and up 5.58% year-over-year from $1.1 billion in Q2 2025.

Analysis

X Financial (XYF) Invested Capital (2017 - 2026) Analysis & Trends

X Financial has reported Invested Capital for 10 years, with the latest figure at $1.2 billion in Q2 2026.

  • On a quarterly basis, Invested Capital rose 5.58% year-over-year to $1.2 billion in Q2 2026; TTM through Jun 2026 was $1.2 billion, a 5.58% increase from a year earlier, with the FY2025 full-year figure at $1.2 billion, up 13.73% from the prior year.
  • Invested Capital was $1.2 billion for Q2 2026 at X Financial, up from $1.2 billion in the prior quarter.
  • The five-year high for Invested Capital was $1.2 billion in Q4 2025, with the low at $664.4 million in Q2 2022.
  • Average Invested Capital over 5 years is $951.1 million, with a median of $951.5 million recorded in 2024.
  • The sharpest annual moves came in 2023 and 2026: Invested Capital rose 29.79% in 2023, then grew 5.58% in 2026.
  • Over 5 years, Invested Capital stood at $720.6 million in 2022, then climbed by 16.29% to $838.0 million in 2023, then grew by 26.43% to $1.1 billion in 2024, then grew by 15.19% to $1.2 billion in 2025, then declined by 1.91% to $1.2 billion in 2026.
  • The last three Invested Capital figures came in at $1.2 billion (Q2 2026), $1.2 billion (Q1 2026), and $1.2 billion (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 942.70 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 1.12 Bn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 3.96 Bn
4 FinVolution 836.54 Mn -90.46 Mn - 2.65 Bn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 1.20 Bn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 158.26 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 1.98 Bn
9 Jiayin 76.25 Mn 2.23 Mn - 710.47 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 451.81 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.20 Bn
Mar 31, 2026 1.17 Bn
Dec 31, 2025 1.22 Bn
Sep 30, 2025 1.19 Bn
Jun 30, 2025 1.13 Bn
Mar 31, 2025 1.11 Bn
Dec 31, 2024 1.06 Bn
Sep 30, 2024 1.04 Bn
Jun 30, 2024 980.96 Mn
Mar 31, 2024 921.98 Mn
Dec 31, 2023 837.99 Mn
Sep 30, 2023 860.05 Mn
Jun 30, 2023 862.34 Mn
Mar 31, 2023 804.80 Mn
Dec 31, 2022 720.63 Mn
Sep 30, 2022 675.51 Mn
Jun 30, 2022 664.42 Mn
Mar 31, 2022 669.23 Mn
Dec 31, 2021 652.86 Mn
Sep 30, 2021 602.12 Mn