X Financial (XYF) Invested Capital (2017 - 2026)
X Financial (XYF) posted Invested Capital of $1.2 billion for Q2 2026, up 2.09% on a QoQ basis from $1.2 billion in Q1 2026, and up 5.58% year-over-year from $1.1 billion in Q2 2025.
Analysis
X Financial (XYF) Invested Capital (2017 - 2026) Analysis & Trends
X Financial has reported Invested Capital for 10 years, with the latest figure at $1.2 billion in Q2 2026.
- On a quarterly basis, Invested Capital rose 5.58% year-over-year to $1.2 billion in Q2 2026; TTM through Jun 2026 was $1.2 billion, a 5.58% increase from a year earlier, with the FY2025 full-year figure at $1.2 billion, up 13.73% from the prior year.
- Invested Capital was $1.2 billion for Q2 2026 at X Financial, up from $1.2 billion in the prior quarter.
- The five-year high for Invested Capital was $1.2 billion in Q4 2025, with the low at $664.4 million in Q2 2022.
- Average Invested Capital over 5 years is $951.1 million, with a median of $951.5 million recorded in 2024.
- The sharpest annual moves came in 2023 and 2026: Invested Capital rose 29.79% in 2023, then grew 5.58% in 2026.
- Over 5 years, Invested Capital stood at $720.6 million in 2022, then climbed by 16.29% to $838.0 million in 2023, then grew by 26.43% to $1.1 billion in 2024, then grew by 15.19% to $1.2 billion in 2025, then declined by 1.91% to $1.2 billion in 2026.
- The last three Invested Capital figures came in at $1.2 billion (Q2 2026), $1.2 billion (Q1 2026), and $1.2 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 942.70 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 1.12 Bn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 3.96 Bn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 2.65 Bn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 1.20 Bn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 158.26 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 1.98 Bn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 710.47 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 451.81 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.20 Bn |
| Mar 31, 2026 | 1.17 Bn |
| Dec 31, 2025 | 1.22 Bn |
| Sep 30, 2025 | 1.19 Bn |
| Jun 30, 2025 | 1.13 Bn |
| Mar 31, 2025 | 1.11 Bn |
| Dec 31, 2024 | 1.06 Bn |
| Sep 30, 2024 | 1.04 Bn |
| Jun 30, 2024 | 980.96 Mn |
| Mar 31, 2024 | 921.98 Mn |
| Dec 31, 2023 | 837.99 Mn |
| Sep 30, 2023 | 860.05 Mn |
| Jun 30, 2023 | 862.34 Mn |
| Mar 31, 2023 | 804.80 Mn |
| Dec 31, 2022 | 720.63 Mn |
| Sep 30, 2022 | 675.51 Mn |
| Jun 30, 2022 | 664.42 Mn |
| Mar 31, 2022 | 669.23 Mn |
| Dec 31, 2021 | 652.86 Mn |
| Sep 30, 2021 | 602.12 Mn |