X Financial (XYF) Invested Capital (2017 - 2026)
X Financial's Invested Capital came in at $1.2 billion for Q2 2026, up 5.6% from $1.13 billion a year earlier and up 2.1% from the prior quarter.
Powered by 
Analysis
X Financial (XYF) Invested Capital (2017 - 2026) Analysis & Trends
For FY2025, X Financial's Invested Capital was $1.15 billion, up 13.2% from FY2024.
- Invested Capital has increased in each of the last five years, with a five-year compound annual growth rate of 15.3% (FY2020 to FY2025).
- Going back by year, Invested Capital was $1.01 billion in FY2024 (+12.1%), $903.7 million in FY2023 (+28.9%), $701.19 million in FY2022 (+3.8%) and $675.33 million in FY2021 (+19.8%).
- The Q2 2026 figure represents the highest quarterly Invested Capital since Q4 2019.
- Year-over-year, Invested Capital has increased for 20 consecutive quarters, with growth averaging 14.7% over the last eight quarters.
- The year-over-year growth in Invested Capital has ranged between 2.7% (Q3 2021) and 28.4% (Q3 2023) over the last five years.
- Business Quant data shows XYF's Invested Capital at $1.17 billion (Q1 2026), $1.16 billion (Q4 2025) and $1.19 billion (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.38 Bn | 8.60 Bn | - | 33.22 Bn |
| 2 | Block | 47.16 Bn | 18.46 Bn | 3.17 Bn | 28.93 Bn |
| 3 | Coinbase Global | 44.38 Bn | 1.19 Bn | - | 19.56 Bn |
| 4 | Corpay | 27.22 Bn | 17.10 Bn | - | 14.21 Bn |
| 5 | Fiserv | 26.96 Bn | 23.64 Bn | 2.90 Bn | 54.81 Bn |
| 6 | Global Payments | 23.09 Bn | 884.97 Mn | 2.03 Bn | 47.31 Bn |
| 7 | Guidewire Software | 15.87 Bn | 12.43 Bn | 269.68 Mn | 1.87 Bn |
| 8 | Bitmine Immersion Technologies | 12.44 Bn | 9.82 Bn | 40.81 Mn | - |
| 9 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn | 2.09 Bn |
| 10 | X Financial | 197.62 Mn | -1.29 Bn | 84.09 Mn | 1.20 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.20 Bn |
| Mar 31, 2026 | 1.18 Bn |
| Dec 31, 2025 | 1.18 Bn |
| Sep 30, 2025 | 1.19 Bn |
| Jun 30, 2025 | 1.13 Bn |
| Mar 31, 2025 | 1.11 Bn |
| Dec 31, 2024 | 997.75 Mn |
| Sep 30, 2024 | 1.04 Bn |
| Jun 30, 2024 | 980.96 Mn |
| Mar 31, 2024 | 921.98 Mn |
| Dec 31, 2023 | 902.79 Mn |
| Sep 30, 2023 | 860.05 Mn |
| Jun 30, 2023 | 832.94 Mn |
| Mar 31, 2023 | 801.71 Mn |
| Dec 31, 2022 | 692.75 Mn |
| Sep 30, 2022 | 648.58 Mn |
| Jun 30, 2022 | 653.95 Mn |
| Mar 31, 2022 | 670.02 Mn |
| Dec 31, 2021 | 672.41 Mn |
| Sep 30, 2021 | 604.52 Mn |
API Access
X Financial Invested Capital API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=invested-capital&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "invested-capital", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=invested-capital&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();