X Financial (XYF) Return on Invested Capital (2024 - 2025)
X Financial (XYF) posted quarterly Return on Invested Capital of 0.05% for Q4 2025, little changed year-over-year from 0.05% in Q4 2024, and down 34.36% quarter-over-quarter from 0.08% in Q3 2025.
X Financial (XYF) Return on Invested Capital (2024 - 2025) Analysis & Trends
X Financial's Return on Invested Capital history runs 2 years deep, the most recent figure standing at 0.05% for Q4 2025.
- In Q4 2025, Return on Invested Capital changed 0.0% year-over-year to 0.05%; the TTM figure through Dec 2025 stood at 0.05% (changed 0.0% YoY), while the FY2025 annual figure was 0.03%, changed 0.0% from the prior year.
- Return on Invested Capital for Q4 2025 stood at 0.05%, down from 0.08% in the prior quarter.
- The five-year high for Return on Invested Capital was 0.08% in Q2 2025, with the low at 0.03% in Q1 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.02% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.04% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.02% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.02% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.00% |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn | 0.05% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.05% |
| Sep 30, 2025 | 0.08% |
| Jun 30, 2025 | 0.08% |
| Mar 31, 2025 | 0.08% |
| Dec 31, 2024 | 0.05% |
| Sep 30, 2024 | 0.03% |
| Jun 30, 2024 | 0.03% |
| Mar 31, 2024 | 0.03% |