X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Return on Invested Capital (2024 - 2026)

X Financial (XYF) posted quarterly Return on Invested Capital of 0.05% for Q4 2025, little changed year-over-year from 0.05% in Q4 2024, and down 34.36% quarter-over-quarter from 0.08% in Q3 2025.

Analysis

X Financial (XYF) Return on Invested Capital (2024 - 2026) Analysis & Trends

X Financial's Return on Invested Capital history runs 2 years deep, the most recent figure standing at 0.05% for Q4 2025.

  • In Q4 2025, Return on Invested Capital changed 0.0% year-over-year to 0.05%; the TTM figure through Dec 2025 stood at 0.05% (changed 0.0% YoY), while the FY2025 annual figure was 0.03%, changed 0.0% from the prior year.
  • Return on Invested Capital for Q4 2025 stood at 0.05%, down from 0.08% in the prior quarter.
  • The five-year high for Return on Invested Capital was 0.08% in Q2 2025, with the low at 0.03% in Q1 2024.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROIC (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 0.02%
2 Mastercard 518.33 Bn 504.84 Bn - 0.04%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 0.02%
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - 0.02%
6 Affirm Holdings 26.22 Bn 24.59 Bn - -
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.00%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.00%
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn 0.02%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.02%
Mar 31, 2026 0.03%
Dec 31, 2025 0.05%
Sep 30, 2025 0.08%
Jun 30, 2025 0.08%
Mar 31, 2025 0.08%
Dec 31, 2024 0.05%
Sep 30, 2024 0.03%
Jun 30, 2024 0.03%
Mar 31, 2024 0.03%