X Financial (XYF) Asset Writedowns and Impairment (2017 - 2025)
X Financial (XYF) posted quarterly Asset Writedowns and Impairment of $20.0 million for Q4 2025, up 998.73% year-over-year from $1.8 million in Q4 2024, and up 134.13% quarter-over-quarter from $8.5 million in Q3 2025.
X Financial (XYF) Asset Writedowns and Impairment (2017 - 2025) Analysis & Trends
X Financial's Asset Writedowns and Impairment history runs 9 years deep, the most recent figure standing at $20.0 million for Q4 2025.
- In Q4 2025, Asset Writedowns and Impairment rose 998.73% year-over-year to $20.0 million; the TTM figure through Dec 2025 stood at $34.4 million (up 596.11% YoY), while the FY2025 annual figure was $34.7 million, up 609.05% from the prior year.
- Asset Writedowns and Impairment for Q4 2025 stood at $20.0 million, up from $8.5 million in the prior quarter.
- The five-year high for Asset Writedowns and Impairment was $20.0 million in Q4 2025, with the low at -$6.6 million in Q4 2023.
- The 5-year median for Asset Writedowns and Impairment is $1.5 million (2024), against an average of $2.4 million.
- The sharpest annual moves came in 2022 and 2025: Asset Writedowns and Impairment tumbled 227.08% in 2022, then jumped 1146.64% in 2025.
- X Financial's Asset Writedowns and Impairment stood at $3.1 million in 2021, then sank by 227.08% to -$3.9 million in 2022, then tumbled by 69.14% to -$6.6 million in 2023, then surged by 127.58% to $1.8 million in 2024, then surged by 998.73% to $20.0 million in 2025.
- Business Quant data shows XYF's Asset Writedowns and Impairment at $20.0 million in Q4 2025, $8.5 million in Q3 2025, and $4.7 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 19.96 Mn |
| Dec 31, 2025 | 19.96 Mn |
| Sep 30, 2025 | 8.53 Mn |
| Sep 30, 2025 | 8.53 Mn |
| Jun 30, 2025 | 4.66 Mn |
| Jun 30, 2025 | 4.66 Mn |
| Mar 31, 2025 | 1.25 Mn |
| Mar 31, 2025 | 1.25 Mn |
| Dec 31, 2024 | 1.82 Mn |
| Dec 31, 2024 | 1.82 Mn |
| Sep 30, 2024 | 684,000.00 |
| Sep 30, 2024 | 684,000.00 |
| Jun 30, 2024 | 1.24 Mn |
| Jun 30, 2024 | 1.24 Mn |
| Mar 31, 2024 | 1.20 Mn |
| Mar 31, 2024 | 1.20 Mn |
| Dec 31, 2023 | -6.59 Mn |
| Dec 31, 2023 | -6.59 Mn |
| Sep 30, 2023 | 514,000.00 |
| Sep 30, 2023 | 514,000.00 |