X Financial (XYF) Asset Writedowns and Impairment (2017 - 2025)

X Financial (XYF) posted quarterly Asset Writedowns and Impairment of $20.0 million for Q4 2025, up 998.73% year-over-year from $1.8 million in Q4 2024, and up 134.13% quarter-over-quarter from $8.5 million in Q3 2025.

X Financial (XYF) Asset Writedowns and Impairment (2017 - 2025) Analysis & Trends

X Financial's Asset Writedowns and Impairment history runs 9 years deep, the most recent figure standing at $20.0 million for Q4 2025.

  • In Q4 2025, Asset Writedowns and Impairment rose 998.73% year-over-year to $20.0 million; the TTM figure through Dec 2025 stood at $34.4 million (up 596.11% YoY), while the FY2025 annual figure was $34.7 million, up 609.05% from the prior year.
  • Asset Writedowns and Impairment for Q4 2025 stood at $20.0 million, up from $8.5 million in the prior quarter.
  • The five-year high for Asset Writedowns and Impairment was $20.0 million in Q4 2025, with the low at -$6.6 million in Q4 2023.
  • The 5-year median for Asset Writedowns and Impairment is $1.5 million (2024), against an average of $2.4 million.
  • The sharpest annual moves came in 2022 and 2025: Asset Writedowns and Impairment tumbled 227.08% in 2022, then jumped 1146.64% in 2025.
  • X Financial's Asset Writedowns and Impairment stood at $3.1 million in 2021, then sank by 227.08% to -$3.9 million in 2022, then tumbled by 69.14% to -$6.6 million in 2023, then surged by 127.58% to $1.8 million in 2024, then surged by 998.73% to $20.0 million in 2025.
  • Business Quant data shows XYF's Asset Writedowns and Impairment at $20.0 million in Q4 2025, $8.5 million in Q3 2025, and $4.7 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 19.96 Mn
Dec 31, 2025 19.96 Mn
Sep 30, 2025 8.53 Mn
Sep 30, 2025 8.53 Mn
Jun 30, 2025 4.66 Mn
Jun 30, 2025 4.66 Mn
Mar 31, 2025 1.25 Mn
Mar 31, 2025 1.25 Mn
Dec 31, 2024 1.82 Mn
Dec 31, 2024 1.82 Mn
Sep 30, 2024 684,000.00
Sep 30, 2024 684,000.00
Jun 30, 2024 1.24 Mn
Jun 30, 2024 1.24 Mn
Mar 31, 2024 1.20 Mn
Mar 31, 2024 1.20 Mn
Dec 31, 2023 -6.59 Mn
Dec 31, 2023 -6.59 Mn
Sep 30, 2023 514,000.00
Sep 30, 2023 514,000.00