X Financial (XYF) Asset Writedowns and Impairment (2017 - 2025)

X Financial (XYF) posted quarterly Asset Writedowns and Impairment of $20.0 million for Q4 2025, up 998.73% year-over-year from $1.8 million in Q4 2024, and up 134.13% on a QoQ basis from $8.5 million in Q3 2025.

X Financial (XYF) Asset Writedowns and Impairment (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Asset Writedowns and Impairment for 9 consecutive years, with $20.0 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Asset Writedowns and Impairment rose 998.73% year-over-year to $20.0 million; the TTM figure through Dec 2025 stood at $34.4 million (up 596.11% YoY), while the FY2025 annual figure was $34.7 million, up 609.05% from the prior year.
  • Asset Writedowns and Impairment came in at $20.0 million for Q4 2025 at X Financial, up from $8.5 million in the prior quarter.
  • The five-year high for Asset Writedowns and Impairment was $20.0 million in Q4 2025, with the low at -$6.6 million in Q4 2023.
  • Average Asset Writedowns and Impairment over 5 years is $2.4 million, with a median of $1.5 million recorded in 2024.
  • Across the five-year window, Asset Writedowns and Impairment sank 227.08% in 2022 and surged 1146.64% in 2025, its largest moves.
  • Year by year, Asset Writedowns and Impairment stood at $3.1 million in 2021, then tumbled by 227.08% to -$3.9 million in 2022, then sank by 69.14% to -$6.6 million in 2023, then soared by 127.58% to $1.8 million in 2024, then soared by 998.73% to $20.0 million in 2025.
  • According to Business Quant data, Asset Writedowns and Impairment over the past three periods registered $20.0 million, $8.5 million, and $4.7 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 19.96 Mn
Dec 31, 2025 19.96 Mn
Sep 30, 2025 8.53 Mn
Sep 30, 2025 8.53 Mn
Jun 30, 2025 4.66 Mn
Jun 30, 2025 4.66 Mn
Mar 31, 2025 1.25 Mn
Mar 31, 2025 1.25 Mn
Dec 31, 2024 1.82 Mn
Dec 31, 2024 1.82 Mn
Sep 30, 2024 684,000.00
Sep 30, 2024 684,000.00
Jun 30, 2024 1.24 Mn
Jun 30, 2024 1.24 Mn
Mar 31, 2024 1.20 Mn
Mar 31, 2024 1.20 Mn
Dec 31, 2023 -6.59 Mn
Dec 31, 2023 -6.59 Mn
Sep 30, 2023 514,000.00
Sep 30, 2023 514,000.00