X Financial (XYF) EPS (Basic) (2017 - 2025)

X Financial (XYF) posted quarterly EPS (Basic) of $0.03 for Q4 2025, down 82.3% year-over-year from $0.19 in Q4 2024, and down 85.99% quarter-over-quarter from $0.24 in Q3 2025.

X Financial (XYF) EPS (Basic) (2017 - 2025) Analysis & Trends

X Financial's EPS (Basic) history runs 9 years deep, the most recent figure standing at $0.03 for Q4 2025.

  • In Q4 2025, EPS (Basic) fell 82.3% year-over-year to $0.03; the TTM figure through Dec 2025 stood at $0.84 (up 11.38% YoY), while the FY2025 annual figure was $0.86, up 16.65% from the prior year.
  • EPS (Basic) for Q4 2025 stood at $0.03, down from $0.24 in the prior quarter.
  • The five-year high for EPS (Basic) was $0.29 in Q2 2025, with the low at $0.03 in Q4 2025.
  • The 5-year median for EPS (Basic) is $0.14 (2023), against an average of $0.15.
  • The sharpest annual moves came in 2023 and 2025: EPS (Basic) jumped 116.06% in 2023, then plunged 82.3% in 2025.
  • X Financial's EPS (Basic) stood at $0.07 in 2021, then surged by 81.41% to $0.13 in 2022, then fell by 26.58% to $0.09 in 2023, then surged by 104.91% to $0.19 in 2024, then slumped by 82.3% to $0.03 in 2025.
  • Business Quant data shows XYF's EPS (Basic) at $0.03 in Q4 2025, $0.24 in Q3 2025, and $0.29 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EPS (Basic) (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 3.36
2 Mastercard 506.53 Bn 493.04 Bn - 4.98
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.59
4 Capital One Financial 136.19 Bn 81.48 Bn - 4.73
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.26
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.61
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.31
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.13
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 0.03

Historic Data

Download Data
DateValue
Dec 31, 2025 0.03
Sep 30, 2025 0.24
Jun 30, 2025 0.29
Mar 31, 2025 0.25
Dec 31, 2024 0.19
Sep 30, 2024 0.18
Jun 30, 2024 0.20
Mar 31, 2024 0.17
Dec 31, 2023 0.09
Sep 30, 2023 0.17
Jun 30, 2023 0.19
Mar 31, 2023 0.14
Dec 31, 2022 0.13
Sep 30, 2022 0.11
Jun 30, 2022 0.10
Mar 31, 2022 0.07
Dec 31, 2021 0.07
Sep 30, 2021 0.13
Jun 30, 2021 0.11
Mar 31, 2021 0.09