X Financial (XYF) EPS (Basic) (2017 - 2026)
X Financial (XYF) posted quarterly EPS (Basic) of $0.03 for Q4 2025, down 82.3% year-over-year from $0.19 in Q4 2024, and down 85.99% quarter-over-quarter from $0.24 in Q3 2025.
Analysis
X Financial (XYF) EPS (Basic) (2017 - 2026) Analysis & Trends
X Financial's EPS (Basic) history runs 9 years deep, the most recent figure standing at $0.03 for Q4 2025.
- In Q4 2025, EPS (Basic) fell 82.3% year-over-year to $0.03; the TTM figure through Dec 2025 stood at $0.84 (up 11.38% YoY), while the FY2025 annual figure was $0.86, up 16.65% from the prior year.
- EPS (Basic) for Q4 2025 stood at $0.03, down from $0.24 in the prior quarter.
- The five-year high for EPS (Basic) was $0.29 in Q2 2025, with the low at $0.03 in Q4 2025.
- The 5-year median for EPS (Basic) is $0.14 (2023), against an average of $0.15.
- The sharpest annual moves came in 2023 and 2025: EPS (Basic) jumped 116.06% in 2023, then plunged 82.3% in 2025.
- X Financial's EPS (Basic) stood at $0.07 in 2021, then surged by 81.41% to $0.13 in 2022, then fell by 26.58% to $0.09 in 2023, then surged by 104.91% to $0.19 in 2024, then slumped by 82.3% to $0.03 in 2025.
- Business Quant data shows XYF's EPS (Basic) at $0.03 in Q4 2025, $0.24 in Q3 2025, and $0.29 in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 3.36 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 4.98 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.59 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.73 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.26 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 4.82 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.61 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.12 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.19 |
| 10 | X Financial | 433.08 Mn | 145.32 Mn | 84.09 Mn | 0.13 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.13 |
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 1.21 |
| Jun 30, 2025 | 1.52 |
| Mar 31, 2025 | 1.31 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 1.08 |
| Jun 30, 2024 | 1.21 |
| Mar 31, 2024 | 1.06 |
| Dec 31, 2023 | 0.53 |
| Sep 30, 2023 | 0.89 |
| Jun 30, 2023 | 1.03 |
| Mar 31, 2023 | 0.76 |
| Dec 31, 2022 | 0.72 |
| Sep 30, 2022 | 0.64 |
| Jun 30, 2022 | 0.60 |
| Mar 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.39 |
| Sep 30, 2021 | 0.82 |