X Financial (XYF) EPS (Basic) (2017 - 2025)

X Financial (XYF) recorded quarterly EPS (Basic) of $0.06 in Q4 2025, down 100.0% quarter-over-quarter from $14167.6 in Q3 2025, and down 97.28% on a YoY basis from $2.36 in Q4 2024.

X Financial (XYF) EPS (Basic) (2017 - 2025) Analysis & Trends

X Financial's EPS (Basic) history runs 9 years deep, the most recent figure standing at $0.06 for Q4 2025.

  • In Q4 2025, EPS (Basic) fell 97.28% year-over-year to $0.06; the TTM figure through Dec 2025 stood at $92464.2 (down 87.2% YoY), while the FY2025 annual figure was $0.86, up 17.81% from the prior year.
  • EPS (Basic) was $0.06 for Q4 2025 at X Financial, down from $14167.6 in the prior quarter.
  • In the past five years, EPS (Basic) ranged from a high of $1.2 million in Q1 2022 to a low of $0.06 in Q4 2025.
  • Historically, EPS (Basic) has averaged $159099.5 across 5 years, with a median of $20816.8 in 2025.
  • The sharpest annual moves came in 2022 and 2023: EPS (Basic) soared 865307187.06% in 2022, then plunged 100.0% in 2023.
  • A 5-year view of EPS (Basic) shows it stood at $1.42 in 2021, then slipped by 19.89% to $1.14 in 2022, then slipped by 9.09% to $1.03 in 2023, then soared by 127.97% to $2.36 in 2024, then sank by 97.28% to $0.06 in 2025.
  • The last three EPS (Basic) figures came in at $0.06 (Q4 2025), $14167.6 (Q3 2025), and $27465.9 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EPS (Basic) (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 4.75
2 Mastercard 437.55 Bn 427.34 Bn - 4.35
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 4.29
4 Capital One Financial 112.47 Bn 35.97 Bn - 3.35
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.22
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.29
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.31
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.13
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.94
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn 0.06

Historic Data

Download Data
DateValue
Dec 31, 2025 0.06
Sep 30, 2025 14,167.59
Jun 30, 2025 27,465.94
Mar 31, 2025 50,830.60
Dec 31, 2024 2.36
Sep 30, 2024 157,275.14
Jun 30, 2024 203,081.27
Mar 31, 2024 361,772.82
Dec 31, 2023 1.03
Sep 30, 2023 0.33
Jun 30, 2023 0.25
Mar 31, 2023 356,799.99
Dec 31, 2022 1.14
Sep 30, 2022 0.28
Jun 30, 2022 239,882.88
Mar 31, 2022 1.18 Mn
Dec 31, 2021 1.42
Sep 30, 2021 266,106.76
Jun 30, 2021 321,864.12
Mar 31, 2021 0.14