X Financial (XYF) EPS (Basic) (2017 - 2025)

X Financial (XYF) posted quarterly EPS (Basic) of $1932.5 for Q4 2025, down 97.38% year-over-year from $73684.0 in Q4 2024, and up 112835.8% on a QoQ basis from $1.71 in Q3 2025.

X Financial (XYF) EPS (Basic) (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported EPS (Basic) for 9 consecutive years, with $1932.5 the latest figure, recorded in Q4 2025.

  • In Q4 2025, EPS (Basic) fell 97.38% year-over-year to $1932.5; the TTM figure through Dec 2025 stood at $48273.0 (down 83.49% YoY), while the FY2025 annual figure was $50167.9, down 82.49% from the prior year.
  • EPS (Basic) came in at $1932.5 for Q4 2025 at X Financial, up from $1.71 in the prior quarter.
  • The five-year high for EPS (Basic) was $177309.6 in Q2 2021, with the low at $0.42 in Q1 2022.
  • Average EPS (Basic) over 5 years is $41111.6, with a median of $1.77 recorded in 2025.
  • Across the five-year window, EPS (Basic) tumbled 100.0% in 2022 and surged 25619932.65% in 2023, its largest moves.
  • Year by year, EPS (Basic) stood at $0.44 in 2021, then jumped by 102.8% to $0.89 in 2022, then surged by 5197912.85% to $46515.6 in 2023, then surged by 58.41% to $73684.0 in 2024, then slumped by 97.38% to $1932.5 in 2025.
  • According to Business Quant data, EPS (Basic) over the past three periods registered $1932.5, $1.71, and $2.12 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EPS (Basic) (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 3.60
2 Mastercard 465.55 Bn 455.34 Bn - 4.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 4.34
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.22
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.31
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.13
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.94
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 10.65
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.05
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 0.03

Historic Data

Download Data
DateValue
Dec 31, 2025 0.03
Sep 30, 2025 10,399.12
Jun 30, 2025 18,851.41
Mar 31, 2025 0.25
Dec 31, 2024 0.19
Sep 30, 2024 0.18
Jun 30, 2024 0.20
Mar 31, 2024 40,947.58
Dec 31, 2023 0.09
Sep 30, 2023 13,713.83
Jun 30, 2023 0.19
Mar 31, 2023 0.14
Dec 31, 2022 0.13
Sep 30, 2022 21,348.78
Jun 30, 2022 0.10
Mar 31, 2022 0.07
Dec 31, 2021 0.07
Sep 30, 2021 0.13
Jun 30, 2021 0.10
Mar 31, 2021 0.09