X Financial (XYF) EPS (Basic) (2017 - 2025)
X Financial (XYF) posted quarterly EPS (Basic) of $1932.5 for Q4 2025, down 97.38% year-over-year from $73684.0 in Q4 2024, and up 112835.8% on a QoQ basis from $1.71 in Q3 2025.
X Financial (XYF) EPS (Basic) (2017 - 2025) Analysis & Trends
X Financial (XYF) has reported EPS (Basic) for 9 consecutive years, with $1932.5 the latest figure, recorded in Q4 2025.
- In Q4 2025, EPS (Basic) fell 97.38% year-over-year to $1932.5; the TTM figure through Dec 2025 stood at $48273.0 (down 83.49% YoY), while the FY2025 annual figure was $50167.9, down 82.49% from the prior year.
- EPS (Basic) came in at $1932.5 for Q4 2025 at X Financial, up from $1.71 in the prior quarter.
- The five-year high for EPS (Basic) was $177309.6 in Q2 2021, with the low at $0.42 in Q1 2022.
- Average EPS (Basic) over 5 years is $41111.6, with a median of $1.77 recorded in 2025.
- Across the five-year window, EPS (Basic) tumbled 100.0% in 2022 and surged 25619932.65% in 2023, its largest moves.
- Year by year, EPS (Basic) stood at $0.44 in 2021, then jumped by 102.8% to $0.89 in 2022, then surged by 5197912.85% to $46515.6 in 2023, then surged by 58.41% to $73684.0 in 2024, then slumped by 97.38% to $1932.5 in 2025.
- According to Business Quant data, EPS (Basic) over the past three periods registered $1932.5, $1.71, and $2.12 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 3.60 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 4.34 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.22 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.31 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.13 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.94 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 10.65 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.05 |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 10,399.12 |
| Jun 30, 2025 | 18,851.41 |
| Mar 31, 2025 | 0.25 |
| Dec 31, 2024 | 0.19 |
| Sep 30, 2024 | 0.18 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 40,947.58 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 13,713.83 |
| Jun 30, 2023 | 0.19 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.13 |
| Sep 30, 2022 | 21,348.78 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.13 |
| Jun 30, 2021 | 0.10 |
| Mar 31, 2021 | 0.09 |