X Financial (XYF) EPS (Basic) (2017 - 2026)
X Financial (XYF) posted EPS (Basic) of $0.17 for Q2 2026, up 25.89% on a QoQ basis from $0.14 in Q1 2026, and down 88.88% year-over-year from $1.53 in Q2 2025.
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Analysis
X Financial (XYF) EPS (Basic) (2017 - 2026) Analysis & Trends
X Financial has reported EPS (Basic) for 10 years, with the latest figure at $0.17 in Q2 2026.
- On a quarterly basis, EPS (Basic) fell 88.88% year-over-year to $0.17 in Q2 2026; TTM through Jun 2026 was $1.96, a 61.47% decrease from a year earlier, with the FY2025 full-year figure at $5.09, up 15.26% from the prior year.
- EPS (Basic) was $0.17 for Q2 2026 at X Financial, up from $0.14 in the prior quarter.
- The five-year high for EPS (Basic) was $1.53 in Q2 2025, with the low at $0.14 in Q1 2026.
- Average EPS (Basic) over 5 years is $0.82, with a median of $0.84 recorded in 2023.
- The sharpest annual moves came in 2024 and 2026: EPS (Basic) surged 104.91% in 2024, then sank 89.69% in 2026.
- Over 5 years, EPS (Basic) stood at $0.75 in 2022, then decreased by 26.58% to $0.55 in 2023, then soared by 104.91% to $1.14 in 2024, then slumped by 82.3% to $0.2 in 2025, then dropped by 15.29% to $0.17 in 2026.
- The last three EPS (Basic) figures came in at $0.17 (Q2 2026), $0.14 (Q1 2026), and $0.2 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 0.17 |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 0.51 |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 0.45 |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 0.38 |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 0.17 |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 0.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -0.03 |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 0.09 |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -0.71 |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -0.57 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.17 |
| Mar 31, 2026 | 0.14 |
| Dec 31, 2025 | 0.20 |
| Sep 30, 2025 | 1.23 |
| Jun 30, 2025 | 1.53 |
| Mar 31, 2025 | 1.31 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 1.12 |
| Jun 30, 2024 | 1.21 |
| Mar 31, 2024 | 1.06 |
| Dec 31, 2023 | 0.55 |
| Sep 30, 2023 | 0.90 |
| Jun 30, 2023 | 1.03 |
| Mar 31, 2023 | 0.79 |
| Dec 31, 2022 | 0.75 |
| Sep 30, 2022 | 0.64 |
| Jun 30, 2022 | 0.60 |
| Mar 31, 2022 | 0.40 |
| Dec 31, 2021 | 0.42 |
| Sep 30, 2021 | 0.82 |