X Financial (XYF) Accumulated Expenses (2017 - 2025)
X Financial (XYF) recorded quarterly Accumulated Expenses of $13.0 million in Q4 2025, up 27.75% quarter-over-quarter from $10.2 million in Q4 2024, and up 27.75% on a YoY basis from $10.2 million in Q4 2024.
X Financial (XYF) Accumulated Expenses (2017 - 2025) Analysis & Trends
X Financial's Accumulated Expenses history runs 9 years deep, the most recent figure standing at $13.0 million for Q4 2025.
- In Q4 2025, Accumulated Expenses rose 27.75% year-over-year to $13.0 million; the TTM figure through Dec 2025 stood at $13.0 million (up 27.75% YoY), while the FY2025 annual figure was $13.2 million, up 95.51% from the prior year.
- Accumulated Expenses was $13.0 million for Q4 2025 at X Financial, up from $10.2 million in the prior quarter.
- In the past five years, Accumulated Expenses ranged from a high of $13.0 million in Q4 2025 to a low of $190818.6 in Q4 2021.
- Historically, Accumulated Expenses has averaged $7.6 million across 5 years, with a median of $10.2 million in 2024.
- The sharpest annual moves came in 2021 and 2022: Accumulated Expenses tumbled 99.61% in 2021, then surged 1296.79% in 2022.
- A 5-year view of Accumulated Expenses shows it stood at $190818.6 in 2021, then soared by 1296.79% to $2.7 million in 2022, then soared by 352.15% to $12.1 million in 2023, then fell by 15.32% to $10.2 million in 2024, then increased by 27.75% to $13.0 million in 2025.
- The last three Accumulated Expenses figures came in at $13.0 million (Q4 2025), $10.2 million (Q4 2024), and $12.1 million (Q4 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 13.04 Mn |
| Dec 31, 2024 | 10.20 Mn |
| Dec 31, 2023 | 12.05 Mn |
| Dec 31, 2022 | 2.67 Mn |
| Dec 31, 2021 | 190,818.61 |
| Dec 31, 2020 | 48.85 Mn |
| Dec 31, 2019 | 8.99 Mn |
| Dec 31, 2018 | 13.52 Mn |
| Dec 31, 2017 | 11.75 Mn |