X Financial (XYF) Accumulated Expenses (2017 - 2026)
X Financial (XYF) posted Accumulated Expenses of $101.5 million for Q2 2026, down 21.83% on a QoQ basis from $129.9 million in Q1 2026, and down 45.48% year-over-year from $186.2 million in Q2 2025.
Analysis
X Financial (XYF) Accumulated Expenses (2017 - 2026) Analysis & Trends
X Financial has reported Accumulated Expenses for 10 years, with the latest figure at $101.5 million in Q2 2026.
- On a quarterly basis, Accumulated Expenses fell 45.48% year-over-year to $101.5 million in Q2 2026; TTM through Jun 2026 was $101.5 million, a 45.48% decrease from a year earlier, with the FY2025 full-year figure at $148.9 million, up 16.91% from the prior year.
- Accumulated Expenses was $101.5 million for Q2 2026 at X Financial, down from $129.9 million in the prior quarter.
- The five-year high for Accumulated Expenses was $186.2 million in Q2 2025, with the low at $5.1 million in Q4 2023.
- Average Accumulated Expenses over 5 years is $91.9 million, with a median of $93.1 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2024: Accumulated Expenses plunged 85.43% in 2022, then soared 2426.92% in 2024.
- Over 5 years, Accumulated Expenses stood at $6.1 million in 2022, then slipped by 16.47% to $5.1 million in 2023, then jumped by 2426.92% to $129.4 million in 2024, then grew by 14.74% to $148.5 million in 2025, then slumped by 31.62% to $101.5 million in 2026.
- The last three Accumulated Expenses figures came in at $101.5 million (Q2 2026), $129.9 million (Q1 2026), and $148.5 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 101.53 Mn |
| Mar 31, 2026 | 129.88 Mn |
| Dec 31, 2025 | 148.48 Mn |
| Sep 30, 2025 | 166.05 Mn |
| Jun 30, 2025 | 186.22 Mn |
| Mar 31, 2025 | 132.11 Mn |
| Dec 31, 2024 | 129.40 Mn |
| Sep 30, 2024 | 104.39 Mn |
| Jun 30, 2024 | 92.85 Mn |
| Mar 31, 2024 | 84.19 Mn |
| Dec 31, 2023 | 5.12 Mn |
| Sep 30, 2023 | 93.45 Mn |
| Jun 30, 2023 | 69.94 Mn |
| Mar 31, 2023 | 55.29 Mn |
| Dec 31, 2022 | 6.13 Mn |
| Sep 30, 2022 | 50.66 Mn |
| Jun 30, 2022 | 50.51 Mn |
| Mar 31, 2022 | 47.68 Mn |
| Dec 31, 2021 | 42.07 Mn |
| Sep 30, 2021 | 45.34 Mn |