X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Accumulated Expenses (2017 - 2026)

X Financial (XYF) posted Accumulated Expenses of $101.5 million for Q2 2026, down 21.83% on a QoQ basis from $129.9 million in Q1 2026, and down 45.48% year-over-year from $186.2 million in Q2 2025.

Analysis

X Financial (XYF) Accumulated Expenses (2017 - 2026) Analysis & Trends

X Financial has reported Accumulated Expenses for 10 years, with the latest figure at $101.5 million in Q2 2026.

  • On a quarterly basis, Accumulated Expenses fell 45.48% year-over-year to $101.5 million in Q2 2026; TTM through Jun 2026 was $101.5 million, a 45.48% decrease from a year earlier, with the FY2025 full-year figure at $148.9 million, up 16.91% from the prior year.
  • Accumulated Expenses was $101.5 million for Q2 2026 at X Financial, down from $129.9 million in the prior quarter.
  • The five-year high for Accumulated Expenses was $186.2 million in Q2 2025, with the low at $5.1 million in Q4 2023.
  • Average Accumulated Expenses over 5 years is $91.9 million, with a median of $93.1 million recorded in 2023.
  • The sharpest annual moves came in 2022 and 2024: Accumulated Expenses plunged 85.43% in 2022, then soared 2426.92% in 2024.
  • Over 5 years, Accumulated Expenses stood at $6.1 million in 2022, then slipped by 16.47% to $5.1 million in 2023, then jumped by 2426.92% to $129.4 million in 2024, then grew by 14.74% to $148.5 million in 2025, then slumped by 31.62% to $101.5 million in 2026.
  • The last three Accumulated Expenses figures came in at $101.5 million (Q2 2026), $129.9 million (Q1 2026), and $148.5 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn -
4 FinVolution 836.54 Mn -90.46 Mn -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn
9 Jiayin 76.25 Mn 2.23 Mn -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 101.53 Mn
Mar 31, 2026 129.88 Mn
Dec 31, 2025 148.48 Mn
Sep 30, 2025 166.05 Mn
Jun 30, 2025 186.22 Mn
Mar 31, 2025 132.11 Mn
Dec 31, 2024 129.40 Mn
Sep 30, 2024 104.39 Mn
Jun 30, 2024 92.85 Mn
Mar 31, 2024 84.19 Mn
Dec 31, 2023 5.12 Mn
Sep 30, 2023 93.45 Mn
Jun 30, 2023 69.94 Mn
Mar 31, 2023 55.29 Mn
Dec 31, 2022 6.13 Mn
Sep 30, 2022 50.66 Mn
Jun 30, 2022 50.51 Mn
Mar 31, 2022 47.68 Mn
Dec 31, 2021 42.07 Mn
Sep 30, 2021 45.34 Mn