X Financial (XYF) Accumulated Expenses (2017 - 2025)
X Financial (XYF) posted quarterly Accumulated Expenses of $146.8 million for Q4 2025, up 13.43% year-over-year from $129.4 million in Q4 2024, and down 11.6% quarter-over-quarter from $166.0 million in Q3 2025.
X Financial (XYF) Accumulated Expenses (2017 - 2025) Analysis & Trends
X Financial's Accumulated Expenses history runs 9 years deep, the most recent figure standing at $146.8 million for Q4 2025.
- In Q4 2025, Accumulated Expenses rose 13.43% year-over-year to $146.8 million; the TTM figure through Dec 2025 stood at $146.8 million (up 13.43% YoY), while the FY2025 annual figure was $10.9 million, up 758.57% from the prior year.
- Accumulated Expenses for Q4 2025 stood at $146.8 million, down from $166.0 million in the prior quarter.
- The five-year high for Accumulated Expenses was $186.2 million in Q2 2025, with the low at $2.7 million in Q4 2022.
- The 5-year median for Accumulated Expenses is $75.0 million (2023), against an average of $82.9 million.
- The sharpest annual moves came in 2022 and 2023: Accumulated Expenses tumbled 40.65% in 2022, then surged 2900.05% in 2023.
- X Financial's Accumulated Expenses stood at $4.5 million in 2021, then sank by 40.65% to $2.7 million in 2022, then soared by 2900.05% to $80.0 million in 2023, then surged by 61.83% to $129.4 million in 2024, then increased by 13.43% to $146.8 million in 2025.
- Business Quant data shows XYF's Accumulated Expenses at $146.8 million in Q4 2025, $166.0 million in Q3 2025, and $186.2 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 146.78 Mn |
| Sep 30, 2025 | 166.05 Mn |
| Jun 30, 2025 | 186.22 Mn |
| Mar 31, 2025 | 132.11 Mn |
| Dec 31, 2024 | 129.40 Mn |
| Sep 30, 2024 | 104.39 Mn |
| Jun 30, 2024 | 92.85 Mn |
| Mar 31, 2024 | 84.19 Mn |
| Dec 31, 2023 | 79.96 Mn |
| Sep 30, 2023 | 93.45 Mn |
| Jun 30, 2023 | 69.94 Mn |
| Mar 31, 2023 | 55.29 Mn |
| Dec 31, 2022 | 2.67 Mn |
| Sep 30, 2022 | 50.66 Mn |
| Jun 30, 2022 | 50.51 Mn |
| Mar 31, 2022 | 47.68 Mn |
| Dec 31, 2021 | 4.49 Mn |
| Sep 30, 2021 | 45.34 Mn |
| Jun 30, 2021 | 58.49 Mn |
| Mar 31, 2021 | 57.31 Mn |