X Financial (XYF) Total Non-Current Liabilities (2017 - 2025)

X Financial (XYF) posted quarterly Total Non-Current Liabilities of $960.7 million for Q4 2025, up 41.81% year-over-year from $677.4 million in Q4 2024, and up 32340.74% on a QoQ basis from -$3.0 million in Q3 2025.

X Financial (XYF) Total Non-Current Liabilities (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Total Non-Current Liabilities for 9 consecutive years, with $960.7 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Total Non-Current Liabilities rose 41.81% year-over-year to $960.7 million; the TTM figure through Dec 2025 stood at $960.7 million (up 41.81% YoY), while the FY2025 annual figure was $948.1 million, up 40.0% from the prior year.
  • Total Non-Current Liabilities came in at $960.7 million for Q4 2025 at X Financial, up from -$3.0 million in the prior quarter.
  • The five-year high for Total Non-Current Liabilities was $960.7 million in Q4 2025, with the low at -$6.4 million in Q3 2022.
  • Average Total Non-Current Liabilities over 5 years is $533.1 million, with a median of $615.6 million recorded in 2023.
  • Across the five-year window, Total Non-Current Liabilities tumbled 101.23% in 2022 and jumped 49.49% in 2024, its largest moves.
  • Year by year, Total Non-Current Liabilities stood at $437.9 million in 2021, then advanced by 27.67% to $559.1 million in 2022, then surged by 43.21% to $800.7 million in 2023, then declined by 15.4% to $677.4 million in 2024, then surged by 41.81% to $960.7 million in 2025.
  • According to Business Quant data, Total Non-Current Liabilities over the past three periods registered $960.7 million, -$3.0 million, and $822.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Non-Current Liabilities (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 57.39 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 40.48 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 233.03 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 57.05 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 9.30 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 960.66 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 960.66 Mn
Sep 30, 2025 -2.98 Mn
Jun 30, 2025 822.19 Mn
Mar 31, 2025 638.00 Mn
Dec 31, 2024 677.44 Mn
Sep 30, 2024 -2.75 Mn
Jun 30, 2024 727.32 Mn
Mar 31, 2024 814.71 Mn
Dec 31, 2023 800.73 Mn
Sep 30, 2023 -5.44 Mn
Jun 30, 2023 713.13 Mn
Mar 31, 2023 619.32 Mn
Dec 31, 2022 559.11 Mn
Sep 30, 2022 -6.44 Mn
Jun 30, 2022 611.95 Mn
Mar 31, 2022 646.49 Mn
Dec 31, 2021 437.93 Mn
Sep 30, 2021 524.21 Mn
Jun 30, 2021 563.47 Mn
Mar 31, 2021 563.04 Mn