X Financial (XYF) Price to Book (2018 - 2026)
X Financial's Price to Book was 0.33 in Q2 2026, down 51.1% from 0.68 a year earlier but up 15.7% from the prior quarter.
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Analysis
X Financial (XYF) Price to Book (2018 - 2026) Analysis & Trends
For FY2025, Price to Book at X Financial came in at 0.39, up 11.6% from FY2024.
- Price to Book has now increased for three consecutive years.
- In earlier years, Price to Book was 0.35 in FY2024 (+61.0%), 0.22 in FY2023 (+0.4%), 0.22 in FY2022 (-24.4%) and 0.29 in FY2021 (+28.3%).
- Quarterly Price to Book has moved between 0.19 (Q3 2022) and 0.68 (Q2 2025) over five years.
- Compared with a year earlier, Price to Book was higher in six of the last eight quarters, with growth averaging 52.6%.
- The best year-over-year quarter for Price to Book over five years was Q2 2025 (growth of 193.9%); the worst was Q2 2022 (a decline of 83.2%).
- Per Business Quant data, XYF's Price to Book in the three quarters before Q2 2026 was 0.29 (Q1 2026), 0.40 (Q4 2025) and 0.52 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | PayPal Holdings | 50.38 Bn | 8.60 Bn | - |
| 2 | Block | 47.16 Bn | 18.46 Bn | 3.17 Bn |
| 3 | Coinbase Global | 44.38 Bn | 1.19 Bn | - |
| 4 | Corpay | 27.22 Bn | 17.10 Bn | - |
| 5 | Fiserv | 26.96 Bn | 23.64 Bn | 2.90 Bn |
| 6 | Global Payments | 23.09 Bn | 884.97 Mn | 2.03 Bn |
| 7 | Guidewire Software | 15.87 Bn | 12.43 Bn | 269.68 Mn |
| 8 | Bitmine Immersion Technologies | 12.44 Bn | 9.82 Bn | 40.81 Mn |
| 9 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn |
| 10 | X Financial | 197.62 Mn | -1.29 Bn | 84.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.33 |
| Mar 31, 2026 | 0.29 |
| Dec 31, 2025 | 0.39 |
| Sep 30, 2025 | 0.52 |
| Jun 30, 2025 | 0.68 |
| Mar 31, 2025 | 0.59 |
| Dec 31, 2024 | 0.37 |
| Sep 30, 2024 | 0.33 |
| Jun 30, 2024 | 0.23 |
| Mar 31, 2024 | 0.22 |
| Dec 31, 2023 | 0.22 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.28 |
| Mar 31, 2023 | 0.20 |
| Dec 31, 2022 | 0.21 |
| Sep 30, 2022 | 0.19 |
| Jun 30, 2022 | 0.23 |
| Mar 31, 2022 | 0.23 |
| Dec 31, 2021 | 0.26 |
| Sep 30, 2021 | 0.38 |
API Access
X Financial Price to Book API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=price-to-book&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "price-to-book", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=price-to-book&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();