X Financial (XYF) Price to Book (2018 - 2026)
X Financial (XYF) posted Price to Book of 0.33 for Q2 2026, up 15.75% on a QoQ basis from 0.29 in Q1 2026, and down 51.09% year-over-year from 0.68 in Q2 2025.
Analysis
X Financial (XYF) Price to Book (2018 - 2026) Analysis & Trends
X Financial has reported Price to Book for 9 years, with the latest figure at 0.33 in Q2 2026.
- On a quarterly basis, Price to Book fell 51.09% year-over-year to 0.33 in Q2 2026; TTM through Jun 2026 was 0.33, a 51.09% decrease from a year earlier, with the FY2025 full-year figure at 0.39, up 11.6% from the prior year.
- Price to Book was 0.33 for Q2 2026 at X Financial, up from 0.29 in the prior quarter.
- The five-year high for Price to Book was 0.68 in Q2 2025, with the low at 0.19 in Q3 2022.
- Average Price to Book over 5 years is 0.32, with a median of 0.27 recorded in 2023.
- The sharpest annual moves came in 2022 and 2025: Price to Book sank 83.18% in 2022, then soared 193.9% in 2025.
- Over 5 years, Price to Book stood at 0.22 in 2022, then grew by 1.69% to 0.22 in 2023, then jumped by 63.05% to 0.36 in 2024, then gained by 10.2% to 0.4 in 2025, then slipped by 16.45% to 0.33 in 2026.
- The last three Price to Book figures came in at 0.33 (Q2 2026), 0.29 (Q1 2026), and 0.4 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.73 Bn | 2.28 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.92 Bn | 1.72 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 1.10 Bn | 108.74 Mn | - |
| 4 | FinVolution | 856.70 Mn | -70.30 Mn | - |
| 5 | X Financial | 432.29 Mn | -136.02 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 361.86 Mn | 317.00 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 294.80 Mn | 294.80 Mn | 73.06 Mn |
| 9 | Antalpha Platform Holding | 85.61 Mn | -804.10 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.33 |
| Mar 31, 2026 | 0.29 |
| Dec 31, 2025 | 0.40 |
| Sep 30, 2025 | 0.52 |
| Jun 30, 2025 | 0.68 |
| Mar 31, 2025 | 0.59 |
| Dec 31, 2024 | 0.36 |
| Sep 30, 2024 | 0.33 |
| Jun 30, 2024 | 0.23 |
| Mar 31, 2024 | 0.22 |
| Dec 31, 2023 | 0.22 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.28 |
| Mar 31, 2023 | 0.20 |
| Dec 31, 2022 | 0.22 |
| Sep 30, 2022 | 0.19 |
| Jun 30, 2022 | 0.23 |
| Mar 31, 2022 | 0.23 |
| Dec 31, 2021 | 0.27 |
| Sep 30, 2021 | 0.38 |