X Financial XYF
NYSE XYF
$5.53 +0.02 (+0.36%)
At close: Sep 4, 2026 · 4:00 PM EDT

X Financial (XYF) Price to Book (2018 - 2026)

X Financial (XYF) posted Price to Book of 0.33 for Q2 2026, up 15.75% on a QoQ basis from 0.29 in Q1 2026, and down 51.09% year-over-year from 0.68 in Q2 2025.

Analysis

X Financial (XYF) Price to Book (2018 - 2026) Analysis & Trends

X Financial has reported Price to Book for 9 years, with the latest figure at 0.33 in Q2 2026.

  • On a quarterly basis, Price to Book fell 51.09% year-over-year to 0.33 in Q2 2026; TTM through Jun 2026 was 0.33, a 51.09% decrease from a year earlier, with the FY2025 full-year figure at 0.39, up 11.6% from the prior year.
  • Price to Book was 0.33 for Q2 2026 at X Financial, up from 0.29 in the prior quarter.
  • The five-year high for Price to Book was 0.68 in Q2 2025, with the low at 0.19 in Q3 2022.
  • Average Price to Book over 5 years is 0.32, with a median of 0.27 recorded in 2023.
  • The sharpest annual moves came in 2022 and 2025: Price to Book sank 83.18% in 2022, then soared 193.9% in 2025.
  • Over 5 years, Price to Book stood at 0.22 in 2022, then grew by 1.69% to 0.22 in 2023, then jumped by 63.05% to 0.36 in 2024, then gained by 10.2% to 0.4 in 2025, then slipped by 16.45% to 0.33 in 2026.
  • The last three Price to Book figures came in at 0.33 (Q2 2026), 0.29 (Q1 2026), and 0.4 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Upstart Holdings 2.73 Bn 2.28 Bn 303.39 Mn
2 Pagaya Technologies 1.92 Bn 1.72 Bn 168.33 Mn
3 Qfin Holdings 1.10 Bn 108.74 Mn -
4 FinVolution 856.70 Mn -70.30 Mn -
5 X Financial 432.29 Mn -136.02 Mn 84.09 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn
7 Blend Labs 361.86 Mn 317.00 Mn 24.89 Mn
8 LexinFintech Holdings 294.80 Mn 294.80 Mn 73.06 Mn
9 Antalpha Platform Holding 85.61 Mn -804.10 Mn 11.94 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.33
Mar 31, 2026 0.29
Dec 31, 2025 0.40
Sep 30, 2025 0.52
Jun 30, 2025 0.68
Mar 31, 2025 0.59
Dec 31, 2024 0.36
Sep 30, 2024 0.33
Jun 30, 2024 0.23
Mar 31, 2024 0.22
Dec 31, 2023 0.22
Sep 30, 2023 0.25
Jun 30, 2023 0.28
Mar 31, 2023 0.20
Dec 31, 2022 0.22
Sep 30, 2022 0.19
Jun 30, 2022 0.23
Mar 31, 2022 0.23
Dec 31, 2021 0.27
Sep 30, 2021 0.38