X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Net Income towards Common Stockholders (2017 - 2026)

X Financial (XYF) posted Net Income towards Common Stockholders of $6.9 million for Q2 2026, up 25.89% on a QoQ basis from $5.5 million in Q1 2026, and down 90.61% year-over-year from $73.7 million in Q2 2025.

Analysis

X Financial (XYF) Net Income towards Common Stockholders (2017 - 2026) Analysis & Trends

X Financial has reported Net Income towards Common Stockholders for 10 years, with the latest figure at $6.9 million in Q2 2026.

  • On a quarterly basis, Net Income towards Common Stockholders fell 90.61% year-over-year to $6.9 million in Q2 2026; TTM through Jun 2026 was $79.8 million, a 67.45% decrease from a year earlier, with the FY2025 full-year figure at $207.0 million, down 2.64% from the prior year.
  • Net Income towards Common Stockholders was $6.9 million for Q2 2026 at X Financial, up from $5.5 million in the prior quarter.
  • The five-year high for Net Income towards Common Stockholders was $73.7 million in Q2 2025, with the low at $5.5 million in Q1 2026.
  • Average Net Income towards Common Stockholders over 5 years is $40.7 million, with a median of $44.5 million recorded in 2023.
  • The sharpest annual moves came in 2024 and 2026: Net Income towards Common Stockholders jumped 105.41% in 2024, then sank 91.29% in 2026.
  • Over 5 years, Net Income towards Common Stockholders stood at $39.8 million in 2022, then slumped by 33.15% to $26.6 million in 2023, then surged by 105.41% to $54.7 million in 2024, then plunged by 85.05% to $8.2 million in 2025, then declined by 15.29% to $6.9 million in 2026.
  • The last three Net Income towards Common Stockholders figures came in at $6.9 million (Q2 2026), $5.5 million (Q1 2026), and $8.2 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 16.54 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 42.33 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 59.82 Mn
4 FinVolution 836.54 Mn -90.46 Mn - 96.85 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 6.92 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -460,000.00
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -6.41 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 14.93 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -37.31 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -12.54 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 6.92 Mn
Mar 31, 2026 5.50 Mn
Dec 31, 2025 8.17 Mn
Sep 30, 2025 59.17 Mn
Jun 30, 2025 73.71 Mn
Mar 31, 2025 63.13 Mn
Dec 31, 2024 54.68 Mn
Sep 30, 2024 53.56 Mn
Jun 30, 2024 58.01 Mn
Mar 31, 2024 50.78 Mn
Dec 31, 2023 26.62 Mn
Sep 30, 2023 47.59 Mn
Jun 30, 2023 54.27 Mn
Mar 31, 2023 41.40 Mn
Dec 31, 2022 39.82 Mn
Sep 30, 2022 35.01 Mn
Jun 30, 2022 33.05 Mn
Mar 31, 2022 22.08 Mn
Dec 31, 2021 22.84 Mn
Sep 30, 2021 43.74 Mn