X Financial (XYF) Net Income towards Common Stockholders (2017 - 2025)
X Financial (XYF) recorded quarterly Net Income towards Common Stockholders of $2.2 million in Q4 2025, down 97.27% quarter-over-quarter from $80.6 million in Q3 2025, and down 97.68% on a YoY basis from $94.8 million in Q4 2024.
X Financial (XYF) Net Income towards Common Stockholders (2017 - 2025) Analysis & Trends
X Financial's Net Income towards Common Stockholders history runs 9 years deep, the most recent figure standing at $2.2 million for Q4 2025.
- In Q4 2025, Net Income towards Common Stockholders fell 97.68% year-over-year to $2.2 million; the TTM figure through Dec 2025 stood at $282.7 million (down 11.3% YoY), while the FY2025 annual figure was $202.9 million, changed 0.49% from the prior year.
- Net Income towards Common Stockholders was $2.2 million for Q4 2025 at X Financial, down from $80.6 million in the prior quarter.
- In the past five years, Net Income towards Common Stockholders ranged from a high of $107.4 million in Q2 2025 to a low of $2.2 million in Q4 2025.
- Historically, Net Income towards Common Stockholders has averaged $66.1 million across 5 years, with a median of $69.9 million in 2023.
- The sharpest annual moves came in 2021 and 2025: Net Income towards Common Stockholders jumped 799.35% in 2021, then sank 97.68% in 2025.
- A 5-year view of Net Income towards Common Stockholders shows it stood at $73.1 million in 2021, then plunged by 30.78% to $50.6 million in 2022, then slipped by 18.24% to $41.4 million in 2023, then surged by 129.07% to $94.8 million in 2024, then tumbled by 97.68% to $2.2 million in 2025.
- The last three Net Income towards Common Stockholders figures came in at $2.2 million (Q4 2025), $80.6 million (Q3 2025), and $107.4 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.08 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 784.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.88 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 291.00 Mn |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 2.20 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.20 Mn |
| Sep 30, 2025 | 80.61 Mn |
| Jun 30, 2025 | 107.39 Mn |
| Mar 31, 2025 | 92.51 Mn |
| Dec 31, 2024 | 94.75 Mn |
| Sep 30, 2024 | 86.90 Mn |
| Jun 30, 2024 | 74.34 Mn |
| Mar 31, 2024 | 62.73 Mn |
| Dec 31, 2023 | 41.36 Mn |
| Sep 30, 2023 | 67.94 Mn |
| Jun 30, 2023 | 71.89 Mn |
| Mar 31, 2023 | 51.63 Mn |
| Dec 31, 2022 | 50.59 Mn |
| Sep 30, 2022 | 57.73 Mn |
| Jun 30, 2022 | 35.65 Mn |
| Mar 31, 2022 | 78.27 Mn |
| Dec 31, 2021 | 73.08 Mn |
| Sep 30, 2021 | 84.74 Mn |
| Jun 30, 2021 | 62.76 Mn |
| Mar 31, 2021 | 44.38 Mn |