X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Net Income towards Common Stockholders (2017 - 2026)

X Financial (XYF) posted quarterly Net Income towards Common Stockholders of $8.2 million for Q4 2025, down 85.05% year-over-year from $54.7 million in Q4 2024, and down 86.19% quarter-over-quarter from $59.2 million in Q3 2025.

Analysis

X Financial (XYF) Net Income towards Common Stockholders (2017 - 2026) Analysis & Trends

X Financial's Net Income towards Common Stockholders history runs 9 years deep, the most recent figure standing at $8.2 million for Q4 2025.

  • In Q4 2025, Net Income towards Common Stockholders fell 85.05% year-over-year to $8.2 million; the TTM figure through Dec 2025 stood at $204.2 million (down 5.91% YoY), while the FY2025 annual figure was $209.4 million, down 1.47% from the prior year.
  • Net Income towards Common Stockholders for Q4 2025 stood at $8.2 million, down from $59.2 million in the prior quarter.
  • The five-year high for Net Income towards Common Stockholders was $73.7 million in Q2 2025, with the low at $8.2 million in Q4 2025.
  • The 5-year median for Net Income towards Common Stockholders is $42.6 million (2021), against an average of $42.6 million.
  • The sharpest annual moves came in 2021 and 2025: Net Income towards Common Stockholders surged 112.37% in 2021, then slumped 85.05% in 2025.
  • X Financial's Net Income towards Common Stockholders stood at $22.8 million in 2021, then jumped by 74.36% to $39.8 million in 2022, then slumped by 33.15% to $26.6 million in 2023, then soared by 105.41% to $54.7 million in 2024, then plunged by 85.05% to $8.2 million in 2025.
  • Business Quant data shows XYF's Net Income towards Common Stockholders at $8.2 million in Q4 2025, $59.2 million in Q3 2025, and $73.7 million in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 5.63 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 4.39 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 3.11 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 2.94 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.10 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 1.62 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 864.00 Mn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 156.59 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 367.00 Mn
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn 5.19 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 5.19 Mn
Mar 31, 2026 3.65 Mn
Dec 31, 2025 7.40 Mn
Sep 30, 2025 58.03 Mn
Jun 30, 2025 73.32 Mn
Mar 31, 2025 63.00 Mn
Dec 31, 2024 54.68 Mn
Sep 30, 2024 51.90 Mn
Jun 30, 2024 58.01 Mn
Mar 31, 2024 50.78 Mn
Dec 31, 2023 25.52 Mn
Sep 30, 2023 46.72 Mn
Jun 30, 2023 54.27 Mn
Mar 31, 2023 40.35 Mn
Dec 31, 2022 37.95 Mn
Sep 30, 2022 35.01 Mn
Jun 30, 2022 33.05 Mn
Mar 31, 2022 21.62 Mn
Dec 31, 2021 21.23 Mn
Sep 30, 2021 43.74 Mn