X Financial (XYF) Net Income towards Common Stockholders (2017 - 2025)

X Financial (XYF) has reported Net Income towards Common Stockholders for 9 consecutive years, with $8.2 million the latest figure, recorded in Q4 2025.

• In Q4 2025, Net Income towards Common Stockholders fell 85.05% year-over-year to $8.2 million; the TTM figure through Dec 2025 stood at $204.2 million (down 5.91% YoY), while the FY2025 annual figure was $209.4 million, down 1.47% from the prior year.
• Net Income towards Common Stockholders came in at $8.2 million for Q4 2025 at X Financial, down from $59.2 million in the prior quarter.
• The five-year high for Net Income towards Common Stockholders was $73.7 million in Q2 2025, with the low at $8.2 million in Q4 2025.
• Average Net Income towards Common Stockholders over 5 years is $42.6 million, with a median of $42.6 million recorded in 2021.
• Across the five-year window, Net Income towards Common Stockholders soared 112.37% in 2021 and plunged 85.05% in 2025, its largest moves.
• Year by year, Net Income towards Common Stockholders stood at $22.8 million in 2021, then surged by 74.36% to $39.8 million in 2022, then plunged by 33.15% to $26.6 million in 2023, then jumped by 105.41% to $54.7 million in 2024, then slumped by 85.05% to $8.2 million in 2025.
• According to Business Quant data, Net Income towards Common Stockholders over the past three periods registered $8.2 million, $59.2 million, and $73.7 million for Q4 2025, Q3 2025, and Q2 2025 respectively.