X Financial (XYF) Current Deferred Revenue (2023 - 2025)

X Financial (XYF) recorded quarterly Current Deferred Revenue of $65.9 million in Q4 2025, little changed quarter-over-quarter from $66.1 million in Q3 2025, and up 187.51% on a YoY basis from $22.9 million in Q4 2024.

X Financial (XYF) Current Deferred Revenue (2023 - 2025) Analysis & Trends

X Financial's Current Deferred Revenue history runs 3 years deep, the most recent figure standing at $65.9 million for Q4 2025.

  • In Q4 2025, Current Deferred Revenue rose 187.51% year-over-year to $65.9 million; the TTM figure through Dec 2025 stood at $65.9 million (up 187.51% YoY), while the FY2025 annual figure was $66.9 million, up 196.32% from the prior year.
  • Current Deferred Revenue was $65.9 million for Q4 2025 at X Financial, roughly flat from $66.1 million in the prior quarter.
  • In the past five years, Current Deferred Revenue ranged from a high of $66.1 million in Q3 2025 to a low of $6.5 million in Q4 2023.
  • Historically, Current Deferred Revenue has averaged $30.0 million across 3 years, with a median of $22.0 million in 2025.
  • Biggest YoY gain for Current Deferred Revenue was 337.16% in 2025; the steepest drop was 53.16% in 2025.
  • A 3-year view of Current Deferred Revenue shows it stood at $6.5 million in 2023, then jumped by 254.35% to $22.9 million in 2024, then surged by 187.51% to $65.9 million in 2025.
  • The last three Current Deferred Revenue figures came in at $65.9 million (Q4 2025), $66.1 million (Q3 2025), and $45.1 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 X Financial 162.02 Mn 22.77 Mn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 65.93 Mn
Sep 30, 2025 66.07 Mn
Jun 30, 2025 45.10 Mn
Mar 31, 2025 21.99 Mn
Dec 31, 2024 22.93 Mn
Sep 30, 2024 15.11 Mn
Jun 30, 2024 11.64 Mn
Mar 31, 2024 14.36 Mn
Dec 31, 2023 6.47 Mn