X Financial (XYF) Current Deferred Revenue (2023 - 2025)

X Financial (XYF) posted quarterly Current Deferred Revenue of $65.9 million for Q4 2025, up 187.51% year-over-year from $22.9 million in Q4 2024, and little changed on a QoQ basis from $66.1 million in Q3 2025.

X Financial (XYF) Current Deferred Revenue (2023 - 2025) Analysis & Trends

X Financial (XYF) has reported Current Deferred Revenue for 3 consecutive years, with $65.9 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Current Deferred Revenue rose 187.51% year-over-year to $65.9 million; the TTM figure through Dec 2025 stood at $65.9 million (up 187.51% YoY), while the FY2025 annual figure was $66.9 million, up 196.32% from the prior year.
  • Current Deferred Revenue came in at $65.9 million for Q4 2025 at X Financial, roughly flat from $66.1 million in the prior quarter.
  • The five-year high for Current Deferred Revenue was $66.1 million in Q3 2025, with the low at $6.5 million in Q4 2023.
  • Average Current Deferred Revenue over 3 years is $30.0 million, with a median of $22.0 million recorded in 2025.
  • The largest YoY upside for Current Deferred Revenue was 337.16% in 2025 against a maximum downside of 53.16% in 2025.
  • Year by year, Current Deferred Revenue stood at $6.5 million in 2023, then jumped by 254.35% to $22.9 million in 2024, then surged by 187.51% to $65.9 million in 2025.
  • According to Business Quant data, Current Deferred Revenue over the past three periods registered $65.9 million, $66.1 million, and $45.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 65.93 Mn
Sep 30, 2025 66.07 Mn
Jun 30, 2025 45.10 Mn
Mar 31, 2025 21.99 Mn
Dec 31, 2024 22.93 Mn
Sep 30, 2024 15.11 Mn
Jun 30, 2024 11.64 Mn
Mar 31, 2024 14.36 Mn
Dec 31, 2023 6.47 Mn