X Financial (XYF) Current Deferred Revenue (2023 - 2025)
X Financial (XYF) posted quarterly Current Deferred Revenue of $65.9 million for Q4 2025, up 187.51% year-over-year from $22.9 million in Q4 2024, and little changed on a QoQ basis from $66.1 million in Q3 2025.
X Financial (XYF) Current Deferred Revenue (2023 - 2025) Analysis & Trends
X Financial (XYF) has reported Current Deferred Revenue for 3 consecutive years, with $65.9 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Current Deferred Revenue rose 187.51% year-over-year to $65.9 million; the TTM figure through Dec 2025 stood at $65.9 million (up 187.51% YoY), while the FY2025 annual figure was $66.9 million, up 196.32% from the prior year.
- Current Deferred Revenue came in at $65.9 million for Q4 2025 at X Financial, roughly flat from $66.1 million in the prior quarter.
- The five-year high for Current Deferred Revenue was $66.1 million in Q3 2025, with the low at $6.5 million in Q4 2023.
- Average Current Deferred Revenue over 3 years is $30.0 million, with a median of $22.0 million recorded in 2025.
- The largest YoY upside for Current Deferred Revenue was 337.16% in 2025 against a maximum downside of 53.16% in 2025.
- Year by year, Current Deferred Revenue stood at $6.5 million in 2023, then jumped by 254.35% to $22.9 million in 2024, then surged by 187.51% to $65.9 million in 2025.
- According to Business Quant data, Current Deferred Revenue over the past three periods registered $65.9 million, $66.1 million, and $45.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 65.93 Mn |
| Sep 30, 2025 | 66.07 Mn |
| Jun 30, 2025 | 45.10 Mn |
| Mar 31, 2025 | 21.99 Mn |
| Dec 31, 2024 | 22.93 Mn |
| Sep 30, 2024 | 15.11 Mn |
| Jun 30, 2024 | 11.64 Mn |
| Mar 31, 2024 | 14.36 Mn |
| Dec 31, 2023 | 6.47 Mn |