X Financial (XYF) Notes Payables (2018 - 2026)
X Financial (XYF) posted Notes Payables of $58.39 million for Q2 2026, up 4.2% from $56.05 million a year earlier and up 13.8% from the prior quarter.
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Analysis
X Financial (XYF) Notes Payables (2018 - 2026) Analysis & Trends
At the end of FY2025, X Financial's Notes Payables came in at $58.56 million, up 30.1% from FY2024.
- Annual Notes Payables shows a five-year compound annual growth rate of 1.7% (FY2020 to FY2025).
- In prior years, X Financial's Notes Payables was $45 million in FY2024 (-43.4%), $79.58 million in FY2023 (+681.8%), $10.18 million in FY2022 (-61.0%) and $26.13 million in FY2021 (-51.4%).
- Quarterly Notes Payables has run from a low of $2.99 million in Q2 2022 to a high of $91.39 million in Q2 2023 over five years.
- On a year-over-year basis, Notes Payables increased in five of the last eight quarters, with growth averaging 22.4%.
- The strongest year-over-year quarter for Notes Payables in the past five years was Q3 2023, with growth of 502.6%; the weakest was Q2 2022, with a decline of 89.0%.
- According to Business Quant data, Notes Payables for the three prior quarters was $51.3 million (Q1 2026), $57.74 million (Q4 2025) and $79.56 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn |
| 10 | X Financial | 198.03 Mn | -1.29 Bn | 84.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 58.39 Mn |
| Mar 31, 2026 | 51.30 Mn |
| Dec 31, 2025 | 58.54 Mn |
| Sep 30, 2025 | 79.56 Mn |
| Jun 30, 2025 | 56.05 Mn |
| Mar 31, 2025 | 83.17 Mn |
| Dec 31, 2024 | 45.01 Mn |
| Sep 30, 2024 | 61.77 Mn |
| Jun 30, 2024 | 65.29 Mn |
| Mar 31, 2024 | 60.18 Mn |
| Dec 31, 2023 | 79.50 Mn |
| Sep 30, 2023 | 76.41 Mn |
| Jun 30, 2023 | 91.39 Mn |
| Mar 31, 2023 | 67.38 Mn |
| Dec 31, 2022 | 10.08 Mn |
| Sep 30, 2022 | 12.68 Mn |
| Jun 30, 2022 | 2.99 Mn |
| Mar 31, 2022 | 18.85 Mn |
| Dec 31, 2021 | 26.13 Mn |
| Sep 30, 2021 | 11.65 Mn |
API Access
X Financial Notes Payables API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=notes-payables&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "notes-payables", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=notes-payables&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();