X Financial (XYF) Notes Payables (2018 - 2025)

X Financial's Notes Payables history runs 8 years deep, the most recent figure standing at $57.7 million for Q4 2025.

• In Q4 2025, Notes Payables rose 26.26% year-over-year to $57.7 million; the TTM figure through Dec 2025 stood at $57.7 million (up 26.26% YoY), while the FY2025 annual figure was $58.6 million, up 30.13% from the prior year.
• Notes Payables was $57.7 million for Q4 2025 at X Financial, down from $79.6 million in the prior quarter.
• In the past five years, Notes Payables ranged from a high of $91.4 million in Q2 2023 to a low of $3.0 million in Q2 2022.
• Historically, Notes Payables has averaged $47.6 million across 5 years, with a median of $56.9 million in 2025.
• The sharpest annual moves came in 2022 and 2023: Notes Payables tumbled 88.99% in 2022, then soared 2960.68% in 2023.
• A 5-year view of Notes Payables shows it stood at $26.0 million in 2021, then slumped by 62.09% to $9.9 million in 2022, then surged by 694.92% to $78.5 million in 2023, then plunged by 41.72% to $45.7 million in 2024, then climbed by 26.26% to $57.7 million in 2025.
• The last three Notes Payables figures came in at $57.7 million (Q4 2025), $79.6 million (Q3 2025), and $56.0 million (Q2 2025), per Business Quant data.