X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Notes Payables (2018 - 2026)

X Financial (XYF) posted Notes Payables of $58.4 million for Q2 2026, up 13.83% on a QoQ basis from $51.3 million in Q1 2026, and up 4.19% year-over-year from $56.0 million in Q2 2025.

Analysis

X Financial (XYF) Notes Payables (2018 - 2026) Analysis & Trends

X Financial has reported Notes Payables for 9 years, with the latest figure at $58.4 million in Q2 2026.

  • On a quarterly basis, Notes Payables rose 4.19% year-over-year to $58.4 million in Q2 2026; TTM through Jun 2026 was $58.4 million, a 4.19% increase from a year earlier, with the FY2025 full-year figure at $58.6 million, up 30.13% from the prior year.
  • Notes Payables was $58.4 million for Q2 2026 at X Financial, up from $51.3 million in the prior quarter.
  • The five-year high for Notes Payables was $91.4 million in Q2 2023, with the low at $3.0 million in Q2 2022.
  • Average Notes Payables over 5 years is $52.9 million, with a median of $58.1 million recorded in 2025.
  • The sharpest annual moves came in 2022 and 2023: Notes Payables slumped 88.99% in 2022, then jumped 2960.68% in 2023.
  • Over 5 years, Notes Payables stood at $45.0 million in 2022, then tumbled by 59.87% to $18.1 million in 2023, then surged by 153.29% to $45.7 million in 2024, then climbed by 26.26% to $57.7 million in 2025, then climbed by 1.13% to $58.4 million in 2026.
  • The last three Notes Payables figures came in at $58.4 million (Q2 2026), $51.3 million (Q1 2026), and $57.7 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn -
4 FinVolution 836.54 Mn -90.46 Mn -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn
9 Jiayin 76.25 Mn 2.23 Mn -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 58.39 Mn
Mar 31, 2026 51.30 Mn
Dec 31, 2025 57.74 Mn
Sep 30, 2025 79.56 Mn
Jun 30, 2025 56.05 Mn
Mar 31, 2025 83.17 Mn
Dec 31, 2024 45.73 Mn
Sep 30, 2024 61.77 Mn
Jun 30, 2024 65.29 Mn
Mar 31, 2024 60.18 Mn
Dec 31, 2023 18.06 Mn
Sep 30, 2023 76.41 Mn
Jun 30, 2023 91.39 Mn
Mar 31, 2023 67.38 Mn
Dec 31, 2022 44.99 Mn
Sep 30, 2022 12.68 Mn
Jun 30, 2022 2.99 Mn
Mar 31, 2022 18.85 Mn
Dec 31, 2021 26.04 Mn
Sep 30, 2021 11.65 Mn