X Financial (XYF) Notes Payables (2018 - 2026)
X Financial (XYF) posted Notes Payables of $58.4 million for Q2 2026, up 13.83% on a QoQ basis from $51.3 million in Q1 2026, and up 4.19% year-over-year from $56.0 million in Q2 2025.
Analysis
X Financial (XYF) Notes Payables (2018 - 2026) Analysis & Trends
X Financial has reported Notes Payables for 9 years, with the latest figure at $58.4 million in Q2 2026.
- On a quarterly basis, Notes Payables rose 4.19% year-over-year to $58.4 million in Q2 2026; TTM through Jun 2026 was $58.4 million, a 4.19% increase from a year earlier, with the FY2025 full-year figure at $58.6 million, up 30.13% from the prior year.
- Notes Payables was $58.4 million for Q2 2026 at X Financial, up from $51.3 million in the prior quarter.
- The five-year high for Notes Payables was $91.4 million in Q2 2023, with the low at $3.0 million in Q2 2022.
- Average Notes Payables over 5 years is $52.9 million, with a median of $58.1 million recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: Notes Payables slumped 88.99% in 2022, then jumped 2960.68% in 2023.
- Over 5 years, Notes Payables stood at $45.0 million in 2022, then tumbled by 59.87% to $18.1 million in 2023, then surged by 153.29% to $45.7 million in 2024, then climbed by 26.26% to $57.7 million in 2025, then climbed by 1.13% to $58.4 million in 2026.
- The last three Notes Payables figures came in at $58.4 million (Q2 2026), $51.3 million (Q1 2026), and $57.7 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 58.39 Mn |
| Mar 31, 2026 | 51.30 Mn |
| Dec 31, 2025 | 57.74 Mn |
| Sep 30, 2025 | 79.56 Mn |
| Jun 30, 2025 | 56.05 Mn |
| Mar 31, 2025 | 83.17 Mn |
| Dec 31, 2024 | 45.73 Mn |
| Sep 30, 2024 | 61.77 Mn |
| Jun 30, 2024 | 65.29 Mn |
| Mar 31, 2024 | 60.18 Mn |
| Dec 31, 2023 | 18.06 Mn |
| Sep 30, 2023 | 76.41 Mn |
| Jun 30, 2023 | 91.39 Mn |
| Mar 31, 2023 | 67.38 Mn |
| Dec 31, 2022 | 44.99 Mn |
| Sep 30, 2022 | 12.68 Mn |
| Jun 30, 2022 | 2.99 Mn |
| Mar 31, 2022 | 18.85 Mn |
| Dec 31, 2021 | 26.04 Mn |
| Sep 30, 2021 | 11.65 Mn |