X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Notes Payables (2018 - 2026)

X Financial (XYF) posted quarterly Notes Payables of $57.7 million for Q4 2025, up 26.26% year-over-year from $45.7 million in Q4 2024, and down 27.42% quarter-over-quarter from $79.6 million in Q3 2025.

Analysis

X Financial (XYF) Notes Payables (2018 - 2026) Analysis & Trends

X Financial's Notes Payables history runs 8 years deep, the most recent figure standing at $57.7 million for Q4 2025.

  • In Q4 2025, Notes Payables rose 26.26% year-over-year to $57.7 million; the TTM figure through Dec 2025 stood at $57.7 million (up 26.26% YoY), while the FY2025 annual figure was $58.6 million, up 30.13% from the prior year.
  • Notes Payables for Q4 2025 stood at $57.7 million, down from $79.6 million in the prior quarter.
  • The five-year high for Notes Payables was $91.4 million in Q2 2023, with the low at $3.0 million in Q2 2022.
  • The 5-year median for Notes Payables is $56.9 million (2025), against an average of $47.6 million.
  • The sharpest annual moves came in 2022 and 2023: Notes Payables slumped 88.99% in 2022, then surged 2960.68% in 2023.
  • X Financial's Notes Payables stood at $26.0 million in 2021, then sank by 62.09% to $9.9 million in 2022, then jumped by 694.92% to $78.5 million in 2023, then tumbled by 41.72% to $45.7 million in 2024, then advanced by 26.26% to $57.7 million in 2025.
  • Business Quant data shows XYF's Notes Payables at $57.7 million in Q4 2025, $79.6 million in Q3 2025, and $56.0 million in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 680.39 Bn 668.03 Bn -
2 Mastercard 518.33 Bn 504.84 Bn -
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn -
5 PayPal Holdings 46.25 Bn 35.00 Bn -
6 Affirm Holdings 26.22 Bn 24.59 Bn -
7 Synchrony Financial 25.37 Bn 9.17 Bn -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 58.39 Mn
Mar 31, 2026 51.30 Mn
Dec 31, 2025 57.74 Mn
Sep 30, 2025 79.56 Mn
Jun 30, 2025 56.05 Mn
Mar 31, 2025 83.17 Mn
Dec 31, 2024 45.73 Mn
Sep 30, 2024 61.77 Mn
Jun 30, 2024 65.29 Mn
Mar 31, 2024 60.18 Mn
Dec 31, 2023 18.06 Bn
Sep 30, 2023 76.41 Mn
Jun 30, 2023 91.39 Mn
Mar 31, 2023 67.38 Mn
Dec 31, 2022 9.87 Mn
Sep 30, 2022 12.68 Mn
Jun 30, 2022 2.99 Mn
Mar 31, 2022 18.85 Mn
Dec 31, 2021 26.04 Mn
Sep 30, 2021 11.65 Mn