X Financial (XYF) Income from Continuing Operations (2017 - 2025)

X Financial (XYF) posted quarterly Income from Continuing Operations of 2202000.0 for Q4 2025, down 97.68% year-over-year from 94752000.0 in Q4 2024, and down 97.27% on a QoQ basis from 80613590.78 in Q3 2025.

X Financial (XYF) Income from Continuing Operations (2017 - 2025) Analysis & Trends

X Financial (XYF) has reported Income from Continuing Operations for 9 consecutive years, with 2202000.0 the latest figure, recorded in Q4 2025.

  • In Q4 2025, Income from Continuing Operations fell 97.68% year-over-year to 2202000.0; the TTM figure through Dec 2025 stood at 282719094.8 (down 11.3% YoY), while the FY2025 annual figure was 202932384.82, changed 0.22% from the prior year.
  • Income from Continuing Operations came in at 2202000.0 for Q4 2025 at X Financial, down from 80613590.78 in the prior quarter.
  • The five-year high for Income from Continuing Operations was 107391821.02 in Q2 2025, with the low at 2202000.0 in Q4 2025.
  • Average Income from Continuing Operations over 5 years is 66413301.15, with a median of 71524909.0 recorded in 2021.
  • Across the five-year window, Income from Continuing Operations soared 712.29% in 2021 and slumped 97.68% in 2025, its largest moves.
  • Year by year, Income from Continuing Operations stood at 73668000.0 in 2021, then slumped by 31.25% to 50646000.0 in 2022, then dropped by 18.33% to 41363691.99 in 2023, then surged by 129.07% to 94752000.0 in 2024, then plunged by 97.68% to 2202000.0 in 2025.
  • According to Business Quant data, Income from Continuing Operations over the past three periods registered 2202000.0, 80613590.78, and 107391821.02 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Income (Continuing) (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.88 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 319.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 84.56 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 2.20 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.20 Mn
Sep 30, 2025 80.61 Mn
Jun 30, 2025 107.39 Mn
Mar 31, 2025 92.51 Mn
Dec 31, 2024 94.75 Mn
Sep 30, 2024 86.90 Mn
Jun 30, 2024 74.34 Mn
Mar 31, 2024 62.73 Mn
Dec 31, 2023 41.36 Mn
Sep 30, 2023 69.38 Mn
Jun 30, 2023 74.77 Mn
Mar 31, 2023 55.30 Mn
Dec 31, 2022 50.65 Mn
Sep 30, 2022 57.34 Mn
Jun 30, 2022 36.06 Mn
Mar 31, 2022 78.27 Mn
Dec 31, 2021 73.67 Mn
Sep 30, 2021 83.25 Mn
Jun 30, 2021 62.40 Mn
Mar 31, 2021 44.38 Mn