X Financial (XYF) Income from Continuing Operations (2017 - 2026)
X Financial (XYF) posted Income from Continuing Operations of $40.3 million for Q2 2026, up 33.59% on a QoQ basis from $30.2 million in Q1 2026, and down 62.82% year-over-year from $108.4 million in Q2 2025.
Analysis
X Financial (XYF) Income from Continuing Operations (2017 - 2026) Analysis & Trends
X Financial has reported Income from Continuing Operations for 10 years, with the latest figure at $40.3 million in Q2 2026.
- On a quarterly basis, Income from Continuing Operations fell 62.82% year-over-year to $40.3 million in Q2 2026; TTM through Jun 2026 was $153.3 million, a 59.95% decrease from a year earlier, with the FY2025 full-year figure at $197.1 million, down 38.41% from the prior year.
- Income from Continuing Operations was $40.3 million for Q2 2026 at X Financial, up from $30.2 million in the prior quarter.
- The five-year high for Income from Continuing Operations was $108.4 million in Q2 2025, with the low at $2.2 million in Q4 2025.
- Average Income from Continuing Operations over 5 years is $63.1 million, with a median of $65.7 million recorded in 2023.
- The sharpest annual moves came in 2024 and 2025: Income from Continuing Operations soared 129.07% in 2024, then plunged 97.68% in 2025.
- Over 5 years, Income from Continuing Operations stood at $50.6 million in 2022, then decreased by 18.33% to $41.4 million in 2023, then soared by 129.07% to $94.8 million in 2024, then slumped by 97.68% to $2.2 million in 2025, then jumped by 1730.9% to $40.3 million in 2026.
- The last three Income from Continuing Operations figures came in at $40.3 million (Q2 2026), $30.2 million (Q1 2026), and $2.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Income (Continuing) (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 16.54 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 42.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 261.95 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 96.85 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 40.32 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -460,000.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.47 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 30.58 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -37.31 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -29.65 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.32 Mn |
| Mar 31, 2026 | 30.18 Mn |
| Dec 31, 2025 | 2.20 Mn |
| Sep 30, 2025 | 80.61 Mn |
| Jun 30, 2025 | 108.43 Mn |
| Mar 31, 2025 | 92.67 Mn |
| Dec 31, 2024 | 94.75 Mn |
| Sep 30, 2024 | 86.90 Mn |
| Jun 30, 2024 | 74.34 Mn |
| Mar 31, 2024 | 62.73 Mn |
| Dec 31, 2023 | 41.36 Mn |
| Sep 30, 2023 | 68.75 Mn |
| Jun 30, 2023 | 74.77 Mn |
| Mar 31, 2023 | 55.30 Mn |
| Dec 31, 2022 | 50.65 Mn |
| Sep 30, 2022 | 57.34 Mn |
| Jun 30, 2022 | 36.06 Mn |
| Mar 31, 2022 | 78.17 Mn |
| Dec 31, 2021 | 73.67 Mn |
| Sep 30, 2021 | 82.92 Mn |