X Financial (XYF) Total Debt (2016 - 2025)

X Financial's Total Debt history runs 8 years deep, the most recent figure standing at $57.7 million for Q4 2025.

• In Q4 2025, Total Debt rose 26.26% year-over-year to $57.7 million; the TTM figure through Dec 2025 stood at $57.7 million (up 26.26% YoY), while the FY2025 annual figure was $57.0 million, up 26.63% from the prior year.
• Total Debt was $57.7 million for Q4 2025 at X Financial, up from $45.7 million in the prior quarter.
• In the past five years, Total Debt ranged from a high of $78.5 million in Q4 2023 to a low of $22.1 million in Q4 2021.
• Historically, Total Debt has averaged $51.0 million across 4 years, with a median of $51.7 million in 2024.
• The sharpest annual moves came in 2021 and 2025: Total Debt tumbled 68.35% in 2021, then advanced 26.26% in 2025.
• A 4-year view of Total Debt shows it stood at $22.1 million in 2021, then surged by 255.09% to $78.5 million in 2023, then plunged by 41.72% to $45.7 million in 2024, then climbed by 26.26% to $57.7 million in 2025.
• The last three Total Debt figures came in at $57.7 million (Q4 2025), $45.7 million (Q4 2024), and $78.5 million (Q4 2023), per Business Quant data.