X Financial (XYF) Total Debt (2016 - 2025)

X Financial (XYF) has reported Total Debt for 8 consecutive years, with $57.7 million the latest figure, recorded in Q4 2025.

• In Q4 2025, Total Debt rose 26.26% year-over-year to $57.7 million; the TTM figure through Dec 2025 stood at $57.7 million (up 26.26% YoY), while the FY2025 annual figure was $57.0 million, up 24.65% from the prior year.
• Total Debt came in at $57.7 million for Q4 2025 at X Financial, up from $45.7 million in the prior quarter.
• The five-year high for Total Debt was $78.5 million in Q4 2023, with the low at $22.1 million in Q4 2021.
• Average Total Debt over 4 years is $51.0 million, with a median of $51.7 million recorded in 2024.
• Across the five-year window, Total Debt plunged 68.35% in 2021 and increased 26.26% in 2025, its largest moves.
• Year by year, Total Debt stood at $22.1 million in 2021, then surged by 255.09% to $78.5 million in 2023, then sank by 41.72% to $45.7 million in 2024, then rose by 26.26% to $57.7 million in 2025.
• According to Business Quant data, Total Debt over the past three periods registered $57.7 million, $45.7 million, and $78.5 million for Q4 2025, Q4 2024, and Q4 2023 respectively.