X Financial (XYF) Total Debt (2017 - 2026)
X Financial's Total Debt was $58.19 million in Q2 2026, up 3.8% from $56.05 million a year earlier and up 13.9% from the prior quarter.
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Analysis
X Financial (XYF) Total Debt (2017 - 2026) Analysis & Trends
At the end of FY2025, Total Debt at X Financial came in at $56.99 million, up 24.7% from FY2024.
- Total Debt shows a five-year compound annual growth rate of -13.5% (FY2020 to FY2025).
- In earlier years, Total Debt was $45.72 million in FY2024 (-43.0%), $80.15 million in FY2023 (+152.7%), $31.71 million in FY2022 (-67.9%) and $98.74 million in FY2021 (-16.3%).
- Quarterly Total Debt has moved between $3.03 million (Q2 2022) and $91.39 million (Q2 2023) over five years.
- Compared with a year earlier, Total Debt was higher in five of the last eight quarters, with growth averaging 21.2%.
- The best year-over-year quarter for Total Debt over five years was Q3 2023 (growth of 484.4%); the worst was Q2 2022 (a decline of 88.8%).
- Per Business Quant data, XYF's Total Debt in the three quarters before Q2 2026 was $51.09 million (Q1 2026), $57.74 million (Q4 2025) and $79.13 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 13.40 Bn |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 6.88 Bn |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | 6.48 Bn |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 10.62 Bn |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 27.89 Bn |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 23.56 Bn |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 678.09 Mn |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 50.00 Mn |
| 10 | X Financial | 198.03 Mn | -1.29 Bn | 84.09 Mn | 58.32 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 58.32 Mn |
| Mar 31, 2026 | 51.20 Mn |
| Dec 31, 2025 | 58.54 Mn |
| Sep 30, 2025 | 79.55 Mn |
| Jun 30, 2025 | 56.05 Mn |
| Mar 31, 2025 | 83.17 Mn |
| Dec 31, 2024 | 45.01 Mn |
| Sep 30, 2024 | 61.77 Mn |
| Jun 30, 2024 | 65.29 Mn |
| Mar 31, 2024 | 60.18 Mn |
| Dec 31, 2023 | 80.07 Mn |
| Sep 30, 2023 | 76.41 Mn |
| Jun 30, 2023 | 91.39 Mn |
| Mar 31, 2023 | 67.38 Mn |
| Dec 31, 2022 | 10.12 Mn |
| Sep 30, 2022 | 12.66 Mn |
| Jun 30, 2022 | 2.99 Mn |
| Mar 31, 2022 | 18.85 Mn |
| Dec 31, 2021 | 48.30 Mn |
| Sep 30, 2021 | 11.65 Mn |
API Access
X Financial Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();