X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Total Debt (2017 - 2026)

X Financial (XYF) posted Total Debt of $58.2 million for Q2 2026, up 13.89% on a QoQ basis from $51.1 million in Q1 2026, and up 3.82% year-over-year from $56.0 million in Q2 2025.

Analysis

X Financial (XYF) Total Debt (2017 - 2026) Analysis & Trends

X Financial has reported Total Debt for 10 years, with the latest figure at $58.2 million in Q2 2026.

  • On a quarterly basis, Total Debt rose 3.82% year-over-year to $58.2 million in Q2 2026; TTM through Jun 2026 was $58.2 million, a 3.82% increase from a year earlier, with the FY2025 full-year figure at $114.0 million, up 24.65% from the prior year.
  • Total Debt was $58.2 million for Q2 2026 at X Financial, up from $51.1 million in the prior quarter.
  • The five-year high for Total Debt was $115.5 million in Q4 2025, with the low at $3.0 million in Q2 2022.
  • Average Total Debt over 5 years is $59.7 million, with a median of $61.0 million recorded in 2024.
  • The sharpest annual moves came in 2022 and 2023: Total Debt tumbled 88.8% in 2022, then surged 3019.69% in 2023.
  • Over 5 years, Total Debt stood at $52.3 million in 2022, then sank by 50.48% to $25.9 million in 2023, then soared by 253.12% to $91.5 million in 2024, then rose by 26.26% to $115.5 million in 2025, then sank by 49.61% to $58.2 million in 2026.
  • The last three Total Debt figures came in at $58.2 million (Q2 2026), $51.1 million (Q1 2026), and $115.5 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 145.21 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 471.87 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 320.74 Mn
4 FinVolution 836.54 Mn -90.46 Mn - 188.40 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 58.19 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 82.94 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 218.58 Mn
9 Jiayin 76.25 Mn 2.23 Mn - 92.37 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 268.01 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 58.19 Mn
Mar 31, 2026 51.09 Mn
Dec 31, 2025 115.48 Mn
Sep 30, 2025 79.13 Mn
Jun 30, 2025 56.05 Mn
Mar 31, 2025 83.17 Mn
Dec 31, 2024 91.46 Mn
Sep 30, 2024 61.77 Mn
Jun 30, 2024 65.29 Mn
Mar 31, 2024 60.18 Mn
Dec 31, 2023 25.90 Mn
Sep 30, 2023 76.41 Mn
Jun 30, 2023 94.62 Mn
Mar 31, 2023 67.64 Mn
Dec 31, 2022 52.31 Mn
Sep 30, 2022 13.19 Mn
Jun 30, 2022 3.03 Mn
Mar 31, 2022 18.83 Mn
Dec 31, 2021 30.84 Mn
Sep 30, 2021 11.60 Mn