X Financial (XYF) Total Debt (2017 - 2026)
X Financial (XYF) posted Total Debt of $58.2 million for Q2 2026, up 13.89% on a QoQ basis from $51.1 million in Q1 2026, and up 3.82% year-over-year from $56.0 million in Q2 2025.
Analysis
X Financial (XYF) Total Debt (2017 - 2026) Analysis & Trends
X Financial has reported Total Debt for 10 years, with the latest figure at $58.2 million in Q2 2026.
- On a quarterly basis, Total Debt rose 3.82% year-over-year to $58.2 million in Q2 2026; TTM through Jun 2026 was $58.2 million, a 3.82% increase from a year earlier, with the FY2025 full-year figure at $114.0 million, up 24.65% from the prior year.
- Total Debt was $58.2 million for Q2 2026 at X Financial, up from $51.1 million in the prior quarter.
- The five-year high for Total Debt was $115.5 million in Q4 2025, with the low at $3.0 million in Q2 2022.
- Average Total Debt over 5 years is $59.7 million, with a median of $61.0 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Total Debt tumbled 88.8% in 2022, then surged 3019.69% in 2023.
- Over 5 years, Total Debt stood at $52.3 million in 2022, then sank by 50.48% to $25.9 million in 2023, then soared by 253.12% to $91.5 million in 2024, then rose by 26.26% to $115.5 million in 2025, then sank by 49.61% to $58.2 million in 2026.
- The last three Total Debt figures came in at $58.2 million (Q2 2026), $51.1 million (Q1 2026), and $115.5 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 145.21 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 471.87 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 320.74 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 188.40 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 58.19 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 82.94 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 218.58 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 92.37 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 268.01 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 58.19 Mn |
| Mar 31, 2026 | 51.09 Mn |
| Dec 31, 2025 | 115.48 Mn |
| Sep 30, 2025 | 79.13 Mn |
| Jun 30, 2025 | 56.05 Mn |
| Mar 31, 2025 | 83.17 Mn |
| Dec 31, 2024 | 91.46 Mn |
| Sep 30, 2024 | 61.77 Mn |
| Jun 30, 2024 | 65.29 Mn |
| Mar 31, 2024 | 60.18 Mn |
| Dec 31, 2023 | 25.90 Mn |
| Sep 30, 2023 | 76.41 Mn |
| Jun 30, 2023 | 94.62 Mn |
| Mar 31, 2023 | 67.64 Mn |
| Dec 31, 2022 | 52.31 Mn |
| Sep 30, 2022 | 13.19 Mn |
| Jun 30, 2022 | 3.03 Mn |
| Mar 31, 2022 | 18.83 Mn |
| Dec 31, 2021 | 30.84 Mn |
| Sep 30, 2021 | 11.60 Mn |