X Financial (XYF) Interest & Investment Income (2017 - 2026)
X Financial (XYF) posted Interest & Investment Income of $2.4 million for Q2 2026, up 129.25% on a QoQ basis from $1.1 million in Q1 2026, and up 337.05% year-over-year from $556000.0 in Q2 2025.
Analysis
X Financial (XYF) Interest & Investment Income (2017 - 2026) Analysis & Trends
X Financial has reported Interest & Investment Income for 10 years, with the latest figure at $2.4 million in Q2 2026.
- On a quarterly basis, Interest & Investment Income rose 337.05% year-over-year to $2.4 million in Q2 2026; TTM through Jun 2026 was $4.8 million, a 408.54% increase from a year earlier, with the FY2025 full-year figure at $4.2 million, down 97.75% from the prior year.
- Interest & Investment Income was $2.4 million for Q2 2026 at X Financial, up from $1.1 million in the prior quarter.
- The five-year high for Interest & Investment Income was $2.4 million in Q2 2026, with the low at -$1.2 million in Q2 2023.
- Average Interest & Investment Income over 5 years is $147833.3, with a median of $126000.0 recorded in 2022.
- The sharpest annual moves came in 2023 and 2026: Interest & Investment Income tumbled 1215.56% in 2023, then jumped 382.67% in 2026.
- Over 5 years, Interest & Investment Income stood at $57000.0 in 2022, then slumped by 738.6% to -$364000.0 in 2023, then soared by 263.19% to $594000.0 in 2024, then gained by 7.07% to $636000.0 in 2025, then jumped by 282.08% to $2.4 million in 2026.
- The last three Interest & Investment Income figures came in at $2.4 million (Q2 2026), $1.1 million (Q1 2026), and $636000.0 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int & Inv Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | - |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | - |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 4.18 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 2.43 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 1.49 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 63.87 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -59,000.00 |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.43 Mn |
| Mar 31, 2026 | 1.06 Mn |
| Dec 31, 2025 | 636,000.00 |
| Sep 30, 2025 | 695,000.00 |
| Jun 30, 2025 | 556,000.00 |
| Mar 31, 2025 | -375,000.00 |
| Dec 31, 2024 | 594,000.00 |
| Sep 30, 2024 | 173,000.00 |
| Jun 30, 2024 | -250,000.00 |
| Mar 31, 2024 | -594,000.00 |
| Dec 31, 2023 | -364,000.00 |
| Sep 30, 2023 | -1.00 Mn |
| Jun 30, 2023 | -1.17 Mn |
| Mar 31, 2023 | -291,000.00 |
| Dec 31, 2022 | 57,000.00 |
| Sep 30, 2022 | 90,000.00 |
| Jun 30, 2022 | 252,000.00 |
| Mar 31, 2022 | 162,000.00 |
| Dec 31, 2021 | 584,000.00 |
| Sep 30, 2021 | 990,000.00 |