X Financial (XYF) Interest & Investment Income (2017 - 2025)
X Financial (XYF) posted quarterly Interest & Investment Income of $636000.0 for Q4 2025, up 7.07% year-over-year from $594000.0 in Q4 2024, and down 8.49% on a QoQ basis from $695000.0 in Q3 2025.
X Financial (XYF) Interest & Investment Income (2017 - 2025) Analysis & Trends
X Financial (XYF) has reported Interest & Investment Income for 9 consecutive years, with $636000.0 the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest & Investment Income rose 7.07% year-over-year to $636000.0; the TTM figure through Dec 2025 stood at $1.5 million (up 2063.64% YoY), while the FY2025 annual figure was $4.2 million, up 5603.75% from the prior year.
- Interest & Investment Income came in at $636000.0 for Q4 2025 at X Financial, down from $695000.0 in the prior quarter.
- The five-year high for Interest & Investment Income was $1.1 million in Q2 2021, with the low at -$1.2 million in Q2 2023.
- Average Interest & Investment Income over 5 years is $111400.0, with a median of $167500.0 recorded in 2022.
- Across the five-year window, Interest & Investment Income sank 1215.56% in 2023 and soared 322.4% in 2025, its largest moves.
- Year by year, Interest & Investment Income stood at $584000.0 in 2021, then tumbled by 90.24% to $57000.0 in 2022, then plunged by 738.6% to -$364000.0 in 2023, then surged by 263.19% to $594000.0 in 2024, then climbed by 7.07% to $636000.0 in 2025.
- According to Business Quant data, Interest & Investment Income over the past three periods registered $636000.0, $695000.0, and $556000.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int & Inv Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 81.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 68.81 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | X Financial | 1.19 Bn | 1.05 Bn | 137.63 Mn | 636,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 636,000.00 |
| Sep 30, 2025 | 695,000.00 |
| Jun 30, 2025 | 556,000.00 |
| Mar 31, 2025 | -375,000.00 |
| Dec 31, 2024 | 594,000.00 |
| Sep 30, 2024 | 173,000.00 |
| Jun 30, 2024 | -250,000.00 |
| Mar 31, 2024 | -594,000.00 |
| Dec 31, 2023 | -364,000.00 |
| Sep 30, 2023 | -1.00 Mn |
| Jun 30, 2023 | -1.17 Mn |
| Mar 31, 2023 | -291,000.00 |
| Dec 31, 2022 | 57,000.00 |
| Sep 30, 2022 | 90,000.00 |
| Jun 30, 2022 | 252,000.00 |
| Mar 31, 2022 | 162,000.00 |
| Dec 31, 2021 | 584,000.00 |
| Sep 30, 2021 | 990,000.00 |
| Jun 30, 2021 | 1.13 Mn |
| Mar 31, 2021 | 356,000.00 |