X Financial (XYF) Interest & Investment Income (2018 - 2025)
X Financial (XYF) recorded quarterly Interest & Investment Income of $1.5 million in Q4 2025, up 72.15% quarter-over-quarter from $873000.0 in Q3 2025, and up 148.85% on a YoY basis from $603917.8 in Q4 2024.
X Financial (XYF) Interest & Investment Income (2018 - 2025) Analysis & Trends
X Financial's Interest & Investment Income history runs 8 years deep, the most recent figure standing at $1.5 million for Q4 2025.
- In Q4 2025, Interest & Investment Income rose 148.85% year-over-year to $1.5 million; the TTM figure through Dec 2025 stood at $1.5 million (up 148.85% YoY), while the FY2025 annual figure was $1.5 million, up 156.57% from the prior year.
- Interest & Investment Income was $1.5 million for Q4 2025 at X Financial, up from $873000.0 in the prior quarter.
- In the past five years, Interest & Investment Income ranged from a high of $2.5 million in Q3 2021 to a low of -$2.8 million in Q4 2023.
- Historically, Interest & Investment Income has averaged -$33593.5 across 5 years, with a median of $259000.0 in 2021.
- The sharpest annual moves came in 2023 and 2025: Interest & Investment Income slumped 616.31% in 2023, then soared 225.07% in 2025.
- A 5-year view of Interest & Investment Income shows it stood at $2.5 million in 2021, then plunged by 80.98% to $472000.0 in 2022, then sank by 699.25% to -$2.8 million in 2023, then soared by 121.35% to $603917.8 in 2024, then jumped by 148.85% to $1.5 million in 2025.
- The last three Interest & Investment Income figures came in at $1.5 million (Q4 2025), $873000.0 (Q3 2025), and $556000.0 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int & Inv Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 81.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 68.81 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | X Financial | 162.02 Mn | 22.77 Mn | 137.63 Mn | 1.50 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.50 Mn |
| Sep 30, 2025 | 873,000.00 |
| Jun 30, 2025 | 556,000.00 |
| Mar 31, 2025 | -375,000.00 |
| Dec 31, 2024 | 603,917.79 |
| Sep 30, 2024 | -698,000.00 |
| Jun 30, 2024 | -841,000.00 |
| Mar 31, 2024 | -594,000.00 |
| Dec 31, 2023 | -2.83 Mn |
| Sep 30, 2023 | -2.44 Mn |
| Jun 30, 2023 | -1.44 Mn |
| Mar 31, 2023 | -291,000.00 |
| Sep 30, 2022 | 472,000.00 |
| Jun 30, 2022 | 406,000.00 |
| Mar 31, 2022 | 162,000.00 |
| Sep 30, 2021 | 2.48 Mn |
| Jun 30, 2021 | 1.49 Mn |
| Mar 31, 2021 | 356,000.00 |
| Sep 30, 2020 | 2.36 Mn |
| Jun 30, 2020 | 1.45 Mn |