X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Interest & Investment Income (2017 - 2026)

X Financial (XYF) posted Interest & Investment Income of $2.4 million for Q2 2026, up 129.25% on a QoQ basis from $1.1 million in Q1 2026, and up 337.05% year-over-year from $556000.0 in Q2 2025.

Analysis

X Financial (XYF) Interest & Investment Income (2017 - 2026) Analysis & Trends

X Financial has reported Interest & Investment Income for 10 years, with the latest figure at $2.4 million in Q2 2026.

  • On a quarterly basis, Interest & Investment Income rose 337.05% year-over-year to $2.4 million in Q2 2026; TTM through Jun 2026 was $4.8 million, a 408.54% increase from a year earlier, with the FY2025 full-year figure at $4.2 million, down 97.75% from the prior year.
  • Interest & Investment Income was $2.4 million for Q2 2026 at X Financial, up from $1.1 million in the prior quarter.
  • The five-year high for Interest & Investment Income was $2.4 million in Q2 2026, with the low at -$1.2 million in Q2 2023.
  • Average Interest & Investment Income over 5 years is $147833.3, with a median of $126000.0 recorded in 2022.
  • The sharpest annual moves came in 2023 and 2026: Interest & Investment Income tumbled 1215.56% in 2023, then jumped 382.67% in 2026.
  • Over 5 years, Interest & Investment Income stood at $57000.0 in 2022, then slumped by 738.6% to -$364000.0 in 2023, then soared by 263.19% to $594000.0 in 2024, then gained by 7.07% to $636000.0 in 2025, then jumped by 282.08% to $2.4 million in 2026.
  • The last three Interest & Investment Income figures came in at $2.4 million (Q2 2026), $1.1 million (Q1 2026), and $636000.0 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int & Inv Inc (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn -
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn -
3 Qfin Holdings 986.27 Mn -9.51 Mn - 4.18 Mn
4 FinVolution 836.54 Mn -90.46 Mn - -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 2.43 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 1.49 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 63.87 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -59,000.00
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.43 Mn
Mar 31, 2026 1.06 Mn
Dec 31, 2025 636,000.00
Sep 30, 2025 695,000.00
Jun 30, 2025 556,000.00
Mar 31, 2025 -375,000.00
Dec 31, 2024 594,000.00
Sep 30, 2024 173,000.00
Jun 30, 2024 -250,000.00
Mar 31, 2024 -594,000.00
Dec 31, 2023 -364,000.00
Sep 30, 2023 -1.00 Mn
Jun 30, 2023 -1.17 Mn
Mar 31, 2023 -291,000.00
Dec 31, 2022 57,000.00
Sep 30, 2022 90,000.00
Jun 30, 2022 252,000.00
Mar 31, 2022 162,000.00
Dec 31, 2021 584,000.00
Sep 30, 2021 990,000.00