X Financial XYF
NYSE XYF
$5.54 +0.16 (+2.97%)
At close: Aug 28, 2026 · 4:00 PM EDT

X Financial (XYF) Return on Assets (2018 - 2026)

X Financial (XYF) posted quarterly Return on Assets of 0.0% for Q4 2025, little changed year-over-year from 0.0% in Q4 2024, and down 29.58% quarter-over-quarter from 0.0% in Q3 2025.

Analysis

X Financial (XYF) Return on Assets (2018 - 2026) Analysis & Trends

X Financial's Return on Assets history runs 8 years deep, the most recent figure standing at 0.0% for Q4 2025.

  • In Q4 2025, Return on Assets changed 0.0% year-over-year to 0.0%; the TTM figure through Dec 2025 stood at 0.0% (changed 0.0% YoY), while the FY2025 annual figure was 0.0%, changed 0.0% from the prior year.
  • Return on Assets for Q4 2025 stood at 0.0%, down from 0.0% in the prior quarter.
  • The five-year high for Return on Assets was 0.0% in Q3 2025, with the low at 0.0% in Q1 2023.
  • The 5-year median for Return on Assets is 0.0% (2021), against an average of 0.0%.
  • Peak annual rise in Return on Assets reached 0 bps in 2021, while the deepest fall reached 0 bps in 2021.
  • X Financial's Return on Assets stood at 0.0% in 2021, then gained by 12 bps to 0.0% in 2022, then climbed by 5 bps to 0.0% in 2023, then climbed by 23 bps to 0.0% in 2024, then slipped by 23 bps to 0.0% in 2025.
  • Business Quant data shows XYF's Return on Assets at 0.0% in Q4 2025, 0.0% in Q3 2025, and 0.0% in Q2 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROA (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 0.00%
2 Mastercard 518.33 Bn 504.84 Bn - 0.00%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 0.00%
4 Capital One Financial 132.31 Bn 77.60 Bn - 0.00%
5 PayPal Holdings 46.25 Bn 35.00 Bn - 0.00%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 0.00%
7 Synchrony Financial 25.37 Bn 9.17 Bn - 0.00%
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.00%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.00%
10 X Financial 433.08 Mn 145.32 Mn 84.09 Mn 0.00%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.00%
Mar 31, 2026 0.00%
Dec 31, 2025 0.00%
Sep 30, 2025 0.00%
Jun 30, 2025 0.00%
Mar 31, 2025 0.00%
Dec 31, 2024 0.00%
Sep 30, 2024 0.00%
Jun 30, 2024 0.00%
Mar 31, 2024 0.00%
Dec 31, 2023 0.02%
Sep 30, 2023 0.00%
Jun 30, 2023 0.00%
Mar 31, 2023 0.00%
Dec 31, 2022 0.00%
Sep 30, 2022 0.00%
Jun 30, 2022 0.00%
Mar 31, 2022 0.00%
Dec 31, 2021 0.00%
Sep 30, 2021 0.03%