Growth Metrics

X Financial (XYF) Return on Assets (2018 - 2025)

Historic Return on Assets for X Financial (XYF) over the last 8 years, with Q3 2025 value amounting to 0.14%.

  • X Financial's Return on Assets fell 1700.0% to 0.14% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.14%, marking a year-over-year decrease of 1700.0%. This contributed to the annual value of 0.12% for FY2024, which is 1900.0% down from last year.
  • Latest data reveals that X Financial reported Return on Assets of 0.14% as of Q3 2025, which was down 1700.0% from 0.16% recorded in Q2 2025.
  • X Financial's Return on Assets' 5-year high stood at 1.84% during Q4 2022, with a 5-year trough of 0.31% in Q1 2021.
  • For the 5-year period, X Financial's Return on Assets averaged around 0.43%, with its median value being 0.26% (2024).
  • As far as peak fluctuations go, X Financial's Return on Assets tumbled by -3700bps in 2021, and later skyrocketed by 14300bps in 2022.
  • Over the past 5 years, X Financial's Return on Assets (Quarter) stood at 0.41% in 2021, then surged by 353bps to 1.84% in 2022, then decreased by -3bps to 1.78% in 2023, then decreased by -13bps to 1.55% in 2024, then crashed by -91bps to 0.14% in 2025.
  • Its Return on Assets was 0.14% in Q3 2025, compared to 0.16% in Q2 2025 and 0.27% in Q1 2025.