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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioGross MarginInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Sales

X Financial (XYF) Return on Assets: 2018-2025

Historic Return on Assets for X Financial (XYF) over the last 7 years, with Sep 2025 value amounting to 0.18%.

  • X Financial's Return on Assets fell 12.00% to 0.18% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.18%, marking a year-over-year decrease of 12.00%. This contributed to the annual value of 0.12% for FY2024, which is 1.00% up from last year.
  • Latest data reveals that X Financial reported Return on Assets of 0.18% as of Q3 2025, which was down 14.51% from 0.21% recorded in Q2 2025.
  • In the past 5 years, X Financial's Return on Assets registered a high of 2.22% during Q4 2024, and its lowest value of -0.31% during Q1 2021.
  • For the 3-year period, X Financial's Return on Assets averaged around 0.56%, with its median value being 0.26% (2023).
  • In the last 5 years, X Financial's Return on Assets slumped by 37bps in 2021 and then surged by 139bps in 2022.
  • Quarterly analysis of 5 years shows X Financial's Return on Assets stood at 0.41% in 2021, then soared by 139bps to 1.80% in 2022, then dropped by 5bps to 1.75% in 2023, then soared by 47bps to 2.22% in 2024, then declined by 12bps to 0.18% in 2025.
  • Its last three reported values are 0.18% in Q3 2025, 0.21% for Q2 2025, and 0.37% during Q1 2025.