X Financial (XYF) Cash & Current Investments (2016 - 2026)
X Financial (XYF) posted Cash & Current Investments of $568.3 million for Q2 2026, up 38.27% on a QoQ basis from $411.0 million in Q1 2026, and up 157.81% year-over-year from $220.4 million in Q2 2025.
Analysis
X Financial (XYF) Cash & Current Investments (2016 - 2026) Analysis & Trends
X Financial has reported Cash & Current Investments for 11 years, with the latest figure at $568.3 million in Q2 2026.
- On a quarterly basis, Cash & Current Investments rose 157.81% year-over-year to $568.3 million in Q2 2026; TTM through Jun 2026 was $568.3 million, a 157.81% increase from a year earlier, with the FY2025 full-year figure at $310.4 million, up 34.25% from the prior year.
- Cash & Current Investments was $568.3 million for Q2 2026 at X Financial, up from $411.0 million in the prior quarter.
- The five-year high for Cash & Current Investments was $568.3 million in Q2 2026, with the low at $139.5 million in Q4 2023.
- Average Cash & Current Investments over 5 years is $263.9 million, with a median of $261.5 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2026: Cash & Current Investments slumped 41.77% in 2022, then surged 157.81% in 2026.
- Over 5 years, Cash & Current Investments stood at $142.3 million in 2022, then declined by 2.0% to $139.5 million in 2023, then jumped by 65.85% to $231.3 million in 2024, then surged by 35.98% to $314.5 million in 2025, then soared by 80.7% to $568.3 million in 2026.
- The last three Cash & Current Investments figures came in at $568.3 million (Q2 2026), $411.0 million (Q1 2026), and $314.5 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Current Investments (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 455.96 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 249.26 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 1.00 Bn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 943.04 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 568.31 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 184.95 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 44.87 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | - |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 74.02 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 961.42 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 568.31 Mn |
| Mar 31, 2026 | 411.03 Mn |
| Dec 31, 2025 | 314.51 Mn |
| Sep 30, 2025 | 311.56 Mn |
| Jun 30, 2025 | 220.44 Mn |
| Mar 31, 2025 | 250.70 Mn |
| Dec 31, 2024 | 231.29 Mn |
| Sep 30, 2024 | 272.31 Mn |
| Jun 30, 2024 | 325.92 Mn |
| Mar 31, 2024 | 281.36 Mn |
| Dec 31, 2023 | 139.46 Mn |
| Sep 30, 2023 | 277.90 Mn |
| Jun 30, 2023 | 273.44 Mn |
| Mar 31, 2023 | 197.75 Mn |
| Dec 31, 2022 | 142.31 Mn |
| Sep 30, 2022 | 164.05 Mn |
| Jun 30, 2022 | 163.55 Mn |
| Mar 31, 2022 | 204.49 Mn |
| Dec 31, 2021 | 155.16 Mn |
| Sep 30, 2021 | 201.67 Mn |