X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Cash & Current Investments (2016 - 2026)

X Financial (XYF) posted Cash & Current Investments of $568.3 million for Q2 2026, up 38.27% on a QoQ basis from $411.0 million in Q1 2026, and up 157.81% year-over-year from $220.4 million in Q2 2025.

Analysis

X Financial (XYF) Cash & Current Investments (2016 - 2026) Analysis & Trends

X Financial has reported Cash & Current Investments for 11 years, with the latest figure at $568.3 million in Q2 2026.

  • On a quarterly basis, Cash & Current Investments rose 157.81% year-over-year to $568.3 million in Q2 2026; TTM through Jun 2026 was $568.3 million, a 157.81% increase from a year earlier, with the FY2025 full-year figure at $310.4 million, up 34.25% from the prior year.
  • Cash & Current Investments was $568.3 million for Q2 2026 at X Financial, up from $411.0 million in the prior quarter.
  • The five-year high for Cash & Current Investments was $568.3 million in Q2 2026, with the low at $139.5 million in Q4 2023.
  • Average Cash & Current Investments over 5 years is $263.9 million, with a median of $261.5 million recorded in 2024.
  • The sharpest annual moves came in 2022 and 2026: Cash & Current Investments slumped 41.77% in 2022, then surged 157.81% in 2026.
  • Over 5 years, Cash & Current Investments stood at $142.3 million in 2022, then declined by 2.0% to $139.5 million in 2023, then jumped by 65.85% to $231.3 million in 2024, then surged by 35.98% to $314.5 million in 2025, then soared by 80.7% to $568.3 million in 2026.
  • The last three Cash & Current Investments figures came in at $568.3 million (Q2 2026), $411.0 million (Q1 2026), and $314.5 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Current Investments (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 455.96 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 249.26 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 1.00 Bn
4 FinVolution 836.54 Mn -90.46 Mn - 943.04 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 568.31 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 184.95 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 44.87 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -
9 Jiayin 76.25 Mn 2.23 Mn - 74.02 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 961.42 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 568.31 Mn
Mar 31, 2026 411.03 Mn
Dec 31, 2025 314.51 Mn
Sep 30, 2025 311.56 Mn
Jun 30, 2025 220.44 Mn
Mar 31, 2025 250.70 Mn
Dec 31, 2024 231.29 Mn
Sep 30, 2024 272.31 Mn
Jun 30, 2024 325.92 Mn
Mar 31, 2024 281.36 Mn
Dec 31, 2023 139.46 Mn
Sep 30, 2023 277.90 Mn
Jun 30, 2023 273.44 Mn
Mar 31, 2023 197.75 Mn
Dec 31, 2022 142.31 Mn
Sep 30, 2022 164.05 Mn
Jun 30, 2022 163.55 Mn
Mar 31, 2022 204.49 Mn
Dec 31, 2021 155.16 Mn
Sep 30, 2021 201.67 Mn