X Financial (XYF) Cash & Current Investments (2017 - 2025)
X Financial (XYF) posted quarterly Cash & Current Investments of $300.8 million for Q4 2025, up 30.06% year-over-year from $231.3 million in Q4 2024, and up 198.82% quarter-over-quarter from $100.7 million in Q3 2025.
X Financial (XYF) Cash & Current Investments (2017 - 2025) Analysis & Trends
X Financial's Cash & Current Investments history runs 9 years deep, the most recent figure standing at $300.8 million for Q4 2025.
- In Q4 2025, Cash & Current Investments rose 30.06% year-over-year to $300.8 million; the TTM figure through Dec 2025 stood at $300.8 million (up 30.06% YoY), while the FY2025 annual figure was $296.9 million, up 28.4% from the prior year.
- Cash & Current Investments for Q4 2025 stood at $300.8 million, up from $100.7 million in the prior quarter.
- The five-year high for Cash & Current Investments was $303.3 million in Q1 2024, with the low at $73.3 million in Q3 2024.
- The 5-year median for Cash & Current Investments is $208.8 million (2021), against an average of $207.3 million.
- The sharpest annual moves came in 2022 and 2023: Cash & Current Investments slumped 41.77% in 2022, then surged 90.74% in 2023.
- X Financial's Cash & Current Investments stood at $155.2 million in 2021, then declined by 8.75% to $141.6 million in 2022, then jumped by 90.74% to $270.1 million in 2023, then declined by 14.35% to $231.3 million in 2024, then jumped by 30.06% to $300.8 million in 2025.
- Business Quant data shows XYF's Cash & Current Investments at $300.8 million in Q4 2025, $100.7 million in Q3 2025, and $268.4 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Current Investments (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 12.36 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 13.49 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 49.32 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 54.71 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 11.26 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 470,774.29 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 16.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 1.72 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 360.23 Mn |
| 10 | X Financial | 1.29 Bn | 989.81 Mn | 137.63 Mn | 300.82 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 300.82 Mn |
| Sep 30, 2025 | 100.67 Mn |
| Jun 30, 2025 | 268.38 Mn |
| Mar 31, 2025 | 289.14 Mn |
| Dec 31, 2024 | 231.29 Mn |
| Sep 30, 2024 | 73.31 Mn |
| Jun 30, 2024 | 303.06 Mn |
| Mar 31, 2024 | 303.25 Mn |
| Dec 31, 2023 | 270.06 Mn |
| Sep 30, 2023 | 111.59 Mn |
| Jun 30, 2023 | 264.11 Mn |
| Mar 31, 2023 | 197.75 Mn |
| Dec 31, 2022 | 141.58 Mn |
| Sep 30, 2022 | 120.70 Mn |
| Jun 30, 2022 | 163.55 Mn |
| Mar 31, 2022 | 204.49 Mn |
| Dec 31, 2021 | 155.16 Mn |
| Sep 30, 2021 | 153.41 Mn |
| Jun 30, 2021 | 280.86 Mn |
| Mar 31, 2021 | 213.10 Mn |