X Financial (XYF) Cash & Current Investments (2017 - 2025)

X Financial (XYF) posted quarterly Cash & Current Investments of $300.8 million for Q4 2025, up 30.06% year-over-year from $231.3 million in Q4 2024, and up 198.82% quarter-over-quarter from $100.7 million in Q3 2025.

X Financial (XYF) Cash & Current Investments (2017 - 2025) Analysis & Trends

X Financial's Cash & Current Investments history runs 9 years deep, the most recent figure standing at $300.8 million for Q4 2025.

  • In Q4 2025, Cash & Current Investments rose 30.06% year-over-year to $300.8 million; the TTM figure through Dec 2025 stood at $300.8 million (up 30.06% YoY), while the FY2025 annual figure was $296.9 million, up 28.4% from the prior year.
  • Cash & Current Investments for Q4 2025 stood at $300.8 million, up from $100.7 million in the prior quarter.
  • The five-year high for Cash & Current Investments was $303.3 million in Q1 2024, with the low at $73.3 million in Q3 2024.
  • The 5-year median for Cash & Current Investments is $208.8 million (2021), against an average of $207.3 million.
  • The sharpest annual moves came in 2022 and 2023: Cash & Current Investments slumped 41.77% in 2022, then surged 90.74% in 2023.
  • X Financial's Cash & Current Investments stood at $155.2 million in 2021, then declined by 8.75% to $141.6 million in 2022, then jumped by 90.74% to $270.1 million in 2023, then declined by 14.35% to $231.3 million in 2024, then jumped by 30.06% to $300.8 million in 2025.
  • Business Quant data shows XYF's Cash & Current Investments at $300.8 million in Q4 2025, $100.7 million in Q3 2025, and $268.4 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Current Investments (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 12.36 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 13.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 49.32 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 54.71 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 11.26 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - 470,774.29
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 1.72 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 360.23 Mn
10 X Financial 1.29 Bn 989.81 Mn 137.63 Mn 300.82 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 300.82 Mn
Sep 30, 2025 100.67 Mn
Jun 30, 2025 268.38 Mn
Mar 31, 2025 289.14 Mn
Dec 31, 2024 231.29 Mn
Sep 30, 2024 73.31 Mn
Jun 30, 2024 303.06 Mn
Mar 31, 2024 303.25 Mn
Dec 31, 2023 270.06 Mn
Sep 30, 2023 111.59 Mn
Jun 30, 2023 264.11 Mn
Mar 31, 2023 197.75 Mn
Dec 31, 2022 141.58 Mn
Sep 30, 2022 120.70 Mn
Jun 30, 2022 163.55 Mn
Mar 31, 2022 204.49 Mn
Dec 31, 2021 155.16 Mn
Sep 30, 2021 153.41 Mn
Jun 30, 2021 280.86 Mn
Mar 31, 2021 213.10 Mn