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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueGross MarginNet MarginOperating MarginReturn on AssetsReturn on Sales

X Financial (XYF) EBT Margin (2017 - 2025)

Historic EBT Margin for X Financial (XYF) over the last 9 years, with Q3 2025 value amounting to 25.33%.

  • X Financial's EBT Margin fell 75500.0% to 25.33% in Q3 2025 from the same period last year, while for Sep 2025 it was 28.67%, marking a year-over-year decrease of 14800.0%. This contributed to the annual value of 32.26% for FY2024, which is 17600.0% up from last year.
  • Latest data reveals that X Financial reported EBT Margin of 25.33% as of Q3 2025, which was down 75500.0% from 29.3% recorded in Q2 2025.
  • X Financial's 5-year EBT Margin high stood at 43.23% for Q3 2021, and its period low was 21.94% during Q4 2023.
  • For the 5-year period, X Financial's EBT Margin averaged around 31.64%, with its median value being 31.81% (2024).
  • Its EBT Margin has fluctuated over the past 5 years, first skyrocketed by 1571800bps in 2021, then plummeted by -132800bps in 2022.
  • X Financial's EBT Margin (Quarter) stood at 38.29% in 2021, then decreased by -25bps to 28.71% in 2022, then fell by -24bps to 21.94% in 2023, then surged by 44bps to 31.65% in 2024, then dropped by -20bps to 25.33% in 2025.
  • Its EBT Margin was 25.33% in Q3 2025, compared to 29.3% in Q2 2025 and 28.69% in Q1 2025.