X Financial (XYF) Gross Profit (2017 - 2026)
X Financial's Gross Profit came in at $84.09 million for Q2 2026, down 65.8% from $245.57 million a year earlier and down 15.7% from the prior quarter.
Powered by 
Analysis
X Financial (XYF) Gross Profit (2017 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, X Financial reported Gross Profit of $521.73 million, down 33.2% year-over-year; for FY2025, it was $781.88 million, up 35.9% from FY2024.
- Gross Profit has increased in each of the last three years, with a five-year compound annual growth rate of 113.5% (FY2020 to FY2025).
- Going back by year, Gross Profit was $575.28 million in FY2024 (+25.1%), $459.68 million in FY2023 (+120.8%), $208.23 million in FY2022 (-43.7%) and $370.12 million in FY2021.
- The Q2 2026 figure represents the lowest quarterly Gross Profit since Q4 2023.
- Year-over-year, Gross Profit has declined for three consecutive quarters, with growth averaging 32.4% over the last eight quarters.
- The fastest year-over-year change in Gross Profit over five years came in Q4 2024 (growth of 182.3%), and the weakest in Q2 2026 (a decline of 65.8%).
- Business Quant data shows XYF's Gross Profit at $99.73 million (Q1 2026), $137.63 million (Q4 2025) and $200.28 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | PayPal Holdings | 49.59 Bn | 7.82 Bn | - |
| 2 | Block | 47.46 Bn | 18.72 Bn | 3.17 Bn |
| 3 | Coinbase Global | 44.60 Bn | 1.41 Bn | - |
| 4 | Corpay | 27.24 Bn | 17.44 Bn | - |
| 5 | Fiserv | 27.02 Bn | 23.72 Bn | 2.90 Bn |
| 6 | Global Payments | 22.82 Bn | 1.26 Bn | 2.03 Bn |
| 7 | Iren | 19.41 Bn | 7.01 Bn | 103.89 Mn |
| 8 | Guidewire Software | 15.55 Bn | 12.12 Bn | 269.68 Mn |
| 9 | Bitmine Immersion Technologies | 13.04 Bn | 10.42 Bn | 40.81 Mn |
| 10 | X Financial | 379.92 Mn | -1.11 Bn | 84.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 84.09 Mn |
| Mar 31, 2026 | 99.73 Mn |
| Dec 31, 2025 | 137.63 Mn |
| Sep 30, 2025 | 200.28 Mn |
| Jun 30, 2025 | 245.57 Mn |
| Mar 31, 2025 | 201.72 Mn |
| Dec 31, 2024 | 173.95 Mn |
| Sep 30, 2024 | 160.30 Mn |
| Jun 30, 2024 | 131.76 Mn |
| Mar 31, 2024 | 108.23 Mn |
| Dec 31, 2023 | 61.61 Mn |
| Sep 30, 2023 | 80.29 Mn |
| Jun 30, 2023 | 75.94 Mn |
| Mar 31, 2023 | 54.04 Mn |
| Dec 31, 2022 | 53.20 Mn |
| Sep 30, 2022 | 51.78 Mn |
| Jun 30, 2022 | 44.17 Mn |
| Mar 31, 2022 | 66.86 Mn |
| Dec 31, 2021 | 68.67 Mn |
| Sep 30, 2021 | 74.58 Mn |
API Access
X Financial Gross Profit API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-profit&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-profit", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-profit&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();