X Financial (XYF) Gross Profit (2017 - 2026)
X Financial (XYF) posted Gross Profit of $84.1 million for Q2 2026, down 15.68% on a QoQ basis from $99.7 million in Q1 2026, and down 65.76% year-over-year from $245.6 million in Q2 2025.
Analysis
X Financial (XYF) Gross Profit (2017 - 2026) Analysis & Trends
X Financial has reported Gross Profit for 10 years, with the latest figure at $84.1 million in Q2 2026.
- On a quarterly basis, Gross Profit fell 65.76% year-over-year to $84.1 million in Q2 2026; TTM through Jun 2026 was $521.7 million, a 33.24% decrease from a year earlier, with the FY2025 full-year figure at $781.9 million, up 35.91% from the prior year.
- Gross Profit was $84.1 million for Q2 2026 at X Financial, down from $99.7 million in the prior quarter.
- The five-year high for Gross Profit was $245.6 million in Q2 2025, with the low at $44.2 million in Q2 2022.
- Average Gross Profit over 5 years is $117.7 million, with a median of $104.0 million recorded in 2024.
- The sharpest annual moves came in 2024 and 2026: Gross Profit jumped 182.34% in 2024, then slumped 65.76% in 2026.
- Over 5 years, Gross Profit stood at $53.2 million in 2022, then climbed by 15.82% to $61.6 million in 2023, then surged by 182.34% to $174.0 million in 2024, then slipped by 20.88% to $137.6 million in 2025, then tumbled by 38.9% to $84.1 million in 2026.
- The last three Gross Profit figures came in at $84.1 million (Q2 2026), $99.7 million (Q1 2026), and $137.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 84.09 Mn |
| Mar 31, 2026 | 99.73 Mn |
| Dec 31, 2025 | 137.63 Mn |
| Sep 30, 2025 | 200.28 Mn |
| Jun 30, 2025 | 245.57 Mn |
| Mar 31, 2025 | 201.72 Mn |
| Dec 31, 2024 | 173.95 Mn |
| Sep 30, 2024 | 160.30 Mn |
| Jun 30, 2024 | 131.76 Mn |
| Mar 31, 2024 | 108.23 Mn |
| Dec 31, 2023 | 61.61 Mn |
| Sep 30, 2023 | 80.29 Mn |
| Jun 30, 2023 | 124.47 Mn |
| Mar 31, 2023 | 92.59 Mn |
| Dec 31, 2022 | 53.20 Mn |
| Sep 30, 2022 | 51.78 Mn |
| Jun 30, 2022 | 44.17 Mn |
| Mar 31, 2022 | 66.78 Mn |
| Dec 31, 2021 | 68.67 Mn |
| Sep 30, 2021 | 74.28 Mn |