X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Gross Profit (2017 - 2026)

X Financial (XYF) posted Gross Profit of $84.1 million for Q2 2026, down 15.68% on a QoQ basis from $99.7 million in Q1 2026, and down 65.76% year-over-year from $245.6 million in Q2 2025.

Analysis

X Financial (XYF) Gross Profit (2017 - 2026) Analysis & Trends

X Financial has reported Gross Profit for 10 years, with the latest figure at $84.1 million in Q2 2026.

  • On a quarterly basis, Gross Profit fell 65.76% year-over-year to $84.1 million in Q2 2026; TTM through Jun 2026 was $521.7 million, a 33.24% decrease from a year earlier, with the FY2025 full-year figure at $781.9 million, up 35.91% from the prior year.
  • Gross Profit was $84.1 million for Q2 2026 at X Financial, down from $99.7 million in the prior quarter.
  • The five-year high for Gross Profit was $245.6 million in Q2 2025, with the low at $44.2 million in Q2 2022.
  • Average Gross Profit over 5 years is $117.7 million, with a median of $104.0 million recorded in 2024.
  • The sharpest annual moves came in 2024 and 2026: Gross Profit jumped 182.34% in 2024, then slumped 65.76% in 2026.
  • Over 5 years, Gross Profit stood at $53.2 million in 2022, then climbed by 15.82% to $61.6 million in 2023, then surged by 182.34% to $174.0 million in 2024, then slipped by 20.88% to $137.6 million in 2025, then tumbled by 38.9% to $84.1 million in 2026.
  • The last three Gross Profit figures came in at $84.1 million (Q2 2026), $99.7 million (Q1 2026), and $137.6 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn -
4 FinVolution 836.54 Mn -90.46 Mn -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn
9 Jiayin 76.25 Mn 2.23 Mn -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 84.09 Mn
Mar 31, 2026 99.73 Mn
Dec 31, 2025 137.63 Mn
Sep 30, 2025 200.28 Mn
Jun 30, 2025 245.57 Mn
Mar 31, 2025 201.72 Mn
Dec 31, 2024 173.95 Mn
Sep 30, 2024 160.30 Mn
Jun 30, 2024 131.76 Mn
Mar 31, 2024 108.23 Mn
Dec 31, 2023 61.61 Mn
Sep 30, 2023 80.29 Mn
Jun 30, 2023 124.47 Mn
Mar 31, 2023 92.59 Mn
Dec 31, 2022 53.20 Mn
Sep 30, 2022 51.78 Mn
Jun 30, 2022 44.17 Mn
Mar 31, 2022 66.78 Mn
Dec 31, 2021 68.67 Mn
Sep 30, 2021 74.28 Mn