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X Financial (XYF) Operating Expenses: 2016-2024

Historic Operating Expenses for X Financial (XYF) over the last 9 years, with Dec 2024 value amounting to $547.7 million.

  • X Financial's Operating Expenses rose 48.95% to $1.6 billion in Q3 2025 from the same period last year, while for Sep 2025 it was $5.7 billion, marking a year-over-year increase of 53.08%. This contributed to the annual value of $547.7 million for FY2024, which is 15.15% up from last year.
  • Per X Financial's latest filing, its Operating Expenses stood at $547.7 million for FY2024, which was up 15.15% from $475.7 million recorded in FY2023.
  • Over the past 5 years, X Financial's Operating Expenses peaked at $555.3 million during FY2020, and registered a low of $359.7 million during FY2022.
  • Its 3-year average for Operating Expenses is $461.0 million, with a median of $475.7 million in 2023.
  • As far as peak fluctuations go, X Financial's Operating Expenses soared by 69.89% in 2020, and later plummeted by 34.57% in 2021.
  • Yearly analysis of 5 years shows X Financial's Operating Expenses stood at $555.3 million in 2020, then plummeted by 34.57% to $363.3 million in 2021, then dropped by 1.01% to $359.7 million in 2022, then soared by 32.25% to $475.7 million in 2023, then climbed by 15.15% to $547.7 million in 2024.