X Financial (XYF) EBITDA: 2016-2024

Historic EBITDA for X Financial (XYF) over the last 9 years, with Dec 2024 value amounting to $1.6 billion.

  • X Financial's EBITDA rose 13.43% to $413.1 million in Q3 2025 from the same period last year, while for Sep 2025 it was $1.8 billion, marking a year-over-year increase of 34.57%. This contributed to the annual value of $1.6 billion for FY2024, which is 30.08% up from last year.
  • X Financial's EBITDA amounted to $1.6 billion in FY2024, which was up 30.08% from $1.2 billion recorded in FY2023.
  • X Financial's EBITDA's 5-year high stood at $1.6 billion during FY2024, with a 5-year trough of -$1.4 billion in FY2020.
  • Its 3-year average for EBITDA is $1.2 billion, with a median of $1.2 billion in 2023.
  • Per our database at Business Quant, X Financial's EBITDA tumbled by 1,295.03% in 2020 and then spiked by 159.85% in 2021.
  • Over the past 5 years, X Financial's EBITDA (Yearly) stood at -$1.4 billion in 2020, then skyrocketed by 159.85% to $810.7 million in 2021, then climbed by 7.23% to $869.3 million in 2022, then skyrocketed by 37.20% to $1.2 billion in 2023, then surged by 30.08% to $1.6 billion in 2024.