X Financial (XYF) Net Income towards Common Stockholders (2017 - 2026)
X Financial's Net Income towards Common Stockholders came in at $5.19 million for Q2 2026, down 92.9% from $73.32 million a year earlier but up 42.1% from the prior quarter.
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Analysis
X Financial (XYF) Net Income towards Common Stockholders (2017 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, X Financial reported Net Income towards Common Stockholders of $74.27 million, down 69.4% year-over-year; for FY2025, it came in at $206.95 million, down 2.6% from FY2024.
- Net Income towards Common Stockholders carries a five-year compound annual growth rate of -0.1% (FY2020 to FY2025).
- Going back by year, Net Income towards Common Stockholders was $212.55 million in FY2024 (+26.5%), $167.98 million in FY2023 (+33.3%), $126.03 million in FY2022 (-0.9%) and $127.21 million in FY2021 (-38.7%).
- The five-year range for quarterly Net Income towards Common Stockholders is $3.65 million (Q1 2026) to $73.32 million (Q2 2025).
- Year-over-year, Net Income towards Common Stockholders has declined for three consecutive quarters, with an average decline of 10.7% over the last eight quarters.
- The fastest year-over-year change in Net Income towards Common Stockholders over five years came in Q4 2024 (growth of 114.2%), and the weakest in Q1 2026 (a decline of 94.2%).
- Business Quant data shows XYF's Net Income towards Common Stockholders at $3.65 million (Q1 2026), $7.4 million (Q4 2025) and $58.03 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.15 Bn | 7.38 Bn | - | 1.10 Bn |
| 2 | Block | 45.94 Bn | 17.20 Bn | 3.17 Bn | 88.52 Mn |
| 3 | Coinbase Global | 43.38 Bn | 184.17 Mn | - | -359.47 Mn |
| 4 | Corpay | 26.82 Bn | 17.02 Bn | - | 248.31 Mn |
| 5 | Fiserv | 26.51 Bn | 23.21 Bn | 2.90 Bn | 627.00 Mn |
| 6 | Global Payments | 22.01 Bn | 453.00 Mn | 2.03 Bn | 12.97 Mn |
| 7 | Iren | 18.95 Bn | 6.55 Bn | 103.89 Mn | -684.00 Mn |
| 8 | Guidewire Software | 15.50 Bn | 12.06 Bn | 269.68 Mn | 31.40 Mn |
| 9 | Bitmine Immersion Technologies | 12.97 Bn | 10.35 Bn | 40.81 Mn | -83.58 Mn |
| 10 | X Financial | 378.36 Mn | -1.11 Bn | 84.09 Mn | 5.19 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.19 Mn |
| Mar 31, 2026 | 3.65 Mn |
| Dec 31, 2025 | 7.40 Mn |
| Sep 30, 2025 | 58.03 Mn |
| Jun 30, 2025 | 73.32 Mn |
| Mar 31, 2025 | 63.00 Mn |
| Dec 31, 2024 | 54.68 Mn |
| Sep 30, 2024 | 51.90 Mn |
| Jun 30, 2024 | 58.01 Mn |
| Mar 31, 2024 | 50.78 Mn |
| Dec 31, 2023 | 25.52 Mn |
| Sep 30, 2023 | 46.72 Mn |
| Jun 30, 2023 | 52.30 Mn |
| Mar 31, 2023 | 40.35 Mn |
| Dec 31, 2022 | 37.95 Mn |
| Sep 30, 2022 | 30.95 Mn |
| Jun 30, 2022 | 28.16 Mn |
| Mar 31, 2022 | 21.62 Mn |
| Dec 31, 2021 | 21.23 Mn |
| Sep 30, 2021 | 43.74 Mn |
API Access
X Financial Net Income towards Common Stockholders API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income-towards-common-stockholders&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income-towards-common-stockholders", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income-towards-common-stockholders&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();