X Financial (XYF) Cash & Equivalents (2017 - 2026)
X Financial's Cash & Equivalents was $166.8 million in Q2 2026, up 3.6% from $160.95 million a year earlier and up 12.7% from the prior quarter.
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Analysis
X Financial (XYF) Cash & Equivalents (2017 - 2026) Analysis & Trends
At the end of FY2025, Cash & Equivalents at X Financial came in at $141.23 million, up 4.7% from FY2024.
- Cash & Equivalents shows a five-year compound annual growth rate of 4.3% (FY2020 to FY2025).
- In earlier years, Cash & Equivalents was $134.89 million in FY2024 (-19.9%), $168.36 million in FY2023 (+92.8%), $87.32 million in FY2022 (-4.8%) and $91.76 million in FY2021 (-19.8%).
- The Q2 2026 figure marks the highest quarterly Cash & Equivalents since Q1 2025.
- Compared with a year earlier, Cash & Equivalents was higher in three of the last eight quarters, with growth averaging 44.9%.
- The best year-over-year quarter for Cash & Equivalents over five years was Q4 2024 (growth of 446.2%); the worst was Q4 2022 (a decline of 54.6%).
- Per Business Quant data, XYF's Cash & Equivalents in the three quarters before Q2 2026 was $148.05 million (Q1 2026), $139.25 million (Q4 2025) and $125.14 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.15 Bn | 7.38 Bn | - | 8.31 Bn |
| 2 | Block | 45.94 Bn | 17.20 Bn | 3.17 Bn | 6.43 Bn |
| 3 | Coinbase Global | 43.38 Bn | 184.17 Mn | - | 8.61 Bn |
| 4 | Corpay | 26.82 Bn | 17.02 Bn | - | 3.16 Bn |
| 5 | Fiserv | 26.51 Bn | 23.21 Bn | 2.90 Bn | 627.00 Mn |
| 6 | Global Payments | 22.01 Bn | 453.00 Mn | 2.03 Bn | 5.41 Bn |
| 7 | Iren | 18.95 Bn | 6.55 Bn | 103.89 Mn | 5.90 Bn |
| 8 | Guidewire Software | 15.50 Bn | 12.06 Bn | 269.68 Mn | 372.89 Mn |
| 9 | Bitmine Immersion Technologies | 12.97 Bn | 10.35 Bn | 40.81 Mn | 340.29 Mn |
| 10 | X Financial | 378.36 Mn | -1.11 Bn | 84.09 Mn | 166.80 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 166.80 Mn |
| Mar 31, 2026 | 148.05 Mn |
| Dec 31, 2025 | 141.17 Mn |
| Jun 30, 2025 | 160.95 Mn |
| Mar 31, 2025 | 191.47 Mn |
| Dec 31, 2024 | 134.91 Mn |
| Jun 30, 2024 | 221.85 Mn |
| Mar 31, 2024 | 195.71 Mn |
| Dec 31, 2023 | 168.19 Mn |
| Jun 30, 2023 | 182.09 Mn |
| Mar 31, 2023 | 134.13 Mn |
| Dec 31, 2022 | 86.49 Mn |
| Jun 30, 2022 | 104.94 Mn |
| Mar 31, 2022 | 102.41 Mn |
| Dec 31, 2021 | 91.77 Mn |
| Jun 30, 2021 | 183.36 Mn |
| Mar 31, 2021 | 122.07 Mn |
| Dec 31, 2020 | 114.44 Mn |
| Sep 30, 2020 | 47.76 Mn |
| Jun 30, 2020 | 47.20 Mn |
API Access
X Financial Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();