X Financial (XYF) EPS (Basic) (2017 - 2026)
X Financial (XYF) posted EPS (Basic) of $0.13 for Q2 2026, down 91.6% from $1.52 a year earlier but up 42.1% from the prior quarter.
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Analysis
X Financial (XYF) EPS (Basic) (2017 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EPS (Basic) at X Financial was $1.83, down 63.8% year-over-year; for FY2025, it came in at $5.09, up 15.3% from FY2024.
- Annual EPS (Basic) has increased for four consecutive years, with a five-year compound annual growth rate of 5.6% (FY2020 to FY2025).
- In prior years, X Financial's EPS (Basic) was $4.42 in FY2024 (+26.2%), $3.50 in FY2023 (+46.4%), $2.39 in FY2022 (+3.1%) and $2.32 in FY2021 (-40.2%).
- Quarterly EPS (Basic) has run from a low of $0.09 in Q1 2026 to a high of $1.52 in Q2 2025 over five years.
- On a year-over-year basis, EPS (Basic) has declined in each of the last three quarters, with an average decline of 9.0% over the last eight quarters.
- The strongest year-over-year quarter for EPS (Basic) in the past five years was Q4 2024, with growth of 113.7%; the weakest was Q1 2026, with a decline of 93.1%.
- According to Business Quant data, EPS (Basic) for the three prior quarters was $0.09 (Q1 2026), $0.18 (Q4 2025) and $1.21 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.64 Bn | 8.86 Bn | - | 1.26 |
| 2 | Block | 47.20 Bn | 18.49 Bn | 3.17 Bn | 0.15 |
| 3 | Coinbase Global | 47.02 Bn | 3.82 Bn | - | -1.36 |
| 4 | Corpay | 26.80 Bn | 16.69 Bn | - | 3.79 |
| 5 | Fiserv | 25.84 Bn | 22.51 Bn | 2.90 Bn | 1.18 |
| 6 | Global Payments | 22.70 Bn | 492.24 Mn | 2.03 Bn | 0.05 |
| 7 | Guidewire Software | 15.59 Bn | 12.16 Bn | 269.68 Mn | 0.37 |
| 8 | Bitmine Immersion Technologies | 13.32 Bn | 10.70 Bn | 40.81 Mn | -0.15 |
| 9 | Chime Financial | 11.68 Bn | 7.47 Bn | 594.87 Mn | 0.07 |
| 10 | X Financial | 198.03 Mn | -1.29 Bn | 84.09 Mn | 0.13 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.13 |
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 1.21 |
| Jun 30, 2025 | 1.52 |
| Mar 31, 2025 | 1.31 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 1.08 |
| Jun 30, 2024 | 1.21 |
| Mar 31, 2024 | 1.06 |
| Dec 31, 2023 | 0.53 |
| Sep 30, 2023 | 0.89 |
| Jun 30, 2023 | 0.99 |
| Mar 31, 2023 | 0.76 |
| Dec 31, 2022 | 0.72 |
| Sep 30, 2022 | 0.56 |
| Jun 30, 2022 | 0.51 |
| Mar 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.39 |
| Sep 30, 2021 | 0.82 |
API Access
X Financial EPS (Basic) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=eps-basic&ticker=XYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "eps-basic", "ticker": "XYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=eps-basic&ticker=XYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();