Upstart Holdings (UPST) Long-Term Debt Issuances (2020 - 2026)
Upstart Holdings' Long-Term Debt Issuances was $301.03 million in Q2 2026, up 145.3% from $122.7 million a year earlier and up 143.7% from the prior quarter.
Upstart Holdings (UPST) Long-Term Debt Issuances (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, Upstart Holdings' Long-Term Debt Issuances was $547.25 million through Jun 30, 2026, down 35.0% year-over-year; for FY2025, it was $678.27 million, down 25.7% from FY2024.
- Long-Term Debt Issuances shows a five-year compound annual growth rate of 49.1% (FY2020 to FY2025).
- In earlier years, Long-Term Debt Issuances was $913.44 million in FY2024 (+45.7%), $626.91 million in FY2023 (-9.0%), $688.81 million in FY2022 (-4.1%) and $718.42 million in FY2021 (+680.4%).
- The Q2 2026 figure marks the highest quarterly Long-Term Debt Issuances since Q4 2024.
- Compared with a year earlier, Long-Term Debt Issuances was higher in three of the last six quarters, with growth averaging 102.5%.
- The best year-over-year quarter for Long-Term Debt Issuances over five years was Q4 2022 (growth of 403.6%); the worst was Q3 2022 (a decline of 74.4%).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | LT Debt Issuance (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.45 Bn | 8.15 Bn | - | 410.00 Mn |
| 2 | Block | 45.12 Bn | 16.42 Bn | 3.17 Bn | 715.24 Mn |
| 3 | Coinbase Global | 38.44 Bn | -1.20 Bn | - | - |
| 4 | Fiserv | 30.92 Bn | 27.60 Bn | 2.90 Bn | 1.69 Bn |
| 5 | Corpay | 26.65 Bn | 16.53 Bn | - | 5.35 Bn |
| 6 | Global Payments | 26.58 Bn | 4.37 Bn | 2.03 Bn | 4.66 Bn |
| 7 | Guidewire Software | 13.58 Bn | 10.15 Bn | 269.68 Mn | - |
| 8 | Jack Henry & Associates | 11.63 Bn | 11.53 Bn | 273.85 Mn | 120.00 Mn |
| 9 | Bitmine Immersion Technologies | 11.31 Bn | 8.69 Bn | 40.81 Mn | - |
| 10 | Upstart Holdings | 2.04 Bn | -28.05 Mn | 303.39 Mn | 301.03 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 301.03 Mn |
| Mar 31, 2026 | 123.52 Mn |
| Dec 31, 2025 | 81.37 Mn |
| Sep 30, 2025 | 714.76 Mn |
| Jun 30, 2025 | 122.70 Mn |
| Mar 31, 2025 | 53.66 Mn |
| Dec 31, 2024 | 580.13 Mn |
| Sep 30, 2024 | 473.08 Mn |
| Jun 30, 2024 | 173.25 Mn |
| Mar 31, 2024 | 74.26 Mn |
| Dec 31, 2023 | 97.42 Mn |
| Sep 30, 2023 | 354.44 Mn |
| Jun 30, 2023 | 279.70 Mn |
| Mar 31, 2023 | 60.67 Mn |
| Dec 31, 2022 | 258.54 Mn |
| Sep 30, 2022 | 169.07 Mn |
| Jun 30, 2022 | 181.20 Mn |
| Mar 31, 2022 | 80.00 Mn |
| Dec 31, 2021 | 51.34 Mn |
| Sep 30, 2021 | 661.25 Mn |
Upstart Holdings Long-Term Debt Issuances API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=long-term-debt-issuances&ticker=UPST&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "long-term-debt-issuances", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=long-term-debt-issuances&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();