Upstart Holdings (UPST) Long-Term Debt Issuances (2020 - 2026)
Upstart Holdings (UPST) reported Long-Term Debt Issuances of $123.5 million for Q1 2026, up 130.22% year-over-year from $53.7 million in Q1 2025, and up 118.21% quarter-over-quarter from -$678.3 million in Q4 2025.
Upstart Holdings (UPST) Long-Term Debt Issuances (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has 7 years of Long-Term Debt Issuances data on file, last reported at $123.5 million in Q1 2026.
- Long-Term Debt Issuances for Q1 2026 came in at $123.5 million, up 130.22% year-over-year; the trailing twelve-month figure through Mar 2026 was -$378.4 million (down 455.95% YoY), and the FY2022 annual result was $688.8 million, changed N/A from the prior year.
- Long-Term Debt Issuances improved to $123.5 million in Q1 2026 per UPST's latest filing, from -$678.3 million in the prior quarter.
- Over five years, Long-Term Debt Issuances peaked at $302.4 million in Q3 2024 and troughed at -$678.3 million in Q4 2025.
- A 5-year average of $29.2 million and a median of $122.7 million in 2025 frame the typical range for Long-Term Debt Issuances.
- The sharpest annual moves came in 2022 and 2023: Long-Term Debt Issuances soared 1272.05% in 2022, then slumped 301.32% in 2023.
- A 5-year view of Long-Term Debt Issuances shows it stood at $258.5 million in 2022, then plunged by 231.65% to -$340.4 million in 2023, then retreated by 24.28% to -$423.0 million in 2024, then tumbled by 60.35% to -$678.3 million in 2025, then soared by 118.21% to $123.5 million in 2026.
- Business Quant data shows UPST's Long-Term Debt Issuances at $123.5 million in Q1 2026, -$678.3 million in Q4 2025, and $122.7 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | LT Debt Issuance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | - |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | - |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 3.50 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 538.00 Mn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | 930.00 Mn |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 498.00 Mn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 27.33 Bn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 1.08 Bn |
| 10 | Upstart Holdings | 3.00 Bn | 2.53 Bn | 221.97 Mn | 123.52 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 123.52 Mn |
| Mar 31, 2026 | 123.52 Mn |
| Dec 31, 2025 | -678.27 Mn |
| Dec 31, 2025 | -678.27 Mn |
| Jun 30, 2025 | 122.70 Mn |
| Jun 30, 2025 | 122.70 Mn |
| Mar 31, 2025 | 53.66 Mn |
| Mar 31, 2025 | 53.66 Mn |
| Dec 31, 2024 | -423.00 Mn |
| Dec 31, 2024 | -423.00 Mn |
| Sep 30, 2024 | 302.40 Mn |
| Sep 30, 2024 | 302.40 Mn |
| Jun 30, 2024 | 173.25 Mn |
| Jun 30, 2024 | 173.25 Mn |
| Mar 31, 2024 | 74.26 Mn |
| Mar 31, 2024 | 74.26 Mn |
| Sep 30, 2023 | -340.37 Mn |
| Sep 30, 2023 | -340.37 Mn |
| Jun 30, 2023 | 279.70 Mn |
| Jun 30, 2023 | 279.70 Mn |