Upstart Holdings (UPST) Long-Term Debt Issuances (2020 - 2026)

Upstart Holdings (UPST) reported Long-Term Debt Issuances of $123.5 million for Q1 2026, up 130.22% year-over-year from $53.7 million in Q1 2025, and up 118.21% quarter-over-quarter from -$678.3 million in Q4 2025.

Upstart Holdings (UPST) Long-Term Debt Issuances (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 7 years of Long-Term Debt Issuances data on file, last reported at $123.5 million in Q1 2026.

  • Long-Term Debt Issuances for Q1 2026 came in at $123.5 million, up 130.22% year-over-year; the trailing twelve-month figure through Mar 2026 was -$378.4 million (down 455.95% YoY), and the FY2022 annual result was $688.8 million, changed N/A from the prior year.
  • Long-Term Debt Issuances improved to $123.5 million in Q1 2026 per UPST's latest filing, from -$678.3 million in the prior quarter.
  • Over five years, Long-Term Debt Issuances peaked at $302.4 million in Q3 2024 and troughed at -$678.3 million in Q4 2025.
  • A 5-year average of $29.2 million and a median of $122.7 million in 2025 frame the typical range for Long-Term Debt Issuances.
  • The sharpest annual moves came in 2022 and 2023: Long-Term Debt Issuances soared 1272.05% in 2022, then slumped 301.32% in 2023.
  • A 5-year view of Long-Term Debt Issuances shows it stood at $258.5 million in 2022, then plunged by 231.65% to -$340.4 million in 2023, then retreated by 24.28% to -$423.0 million in 2024, then tumbled by 60.35% to -$678.3 million in 2025, then soared by 118.21% to $123.5 million in 2026.
  • Business Quant data shows UPST's Long-Term Debt Issuances at $123.5 million in Q1 2026, -$678.3 million in Q4 2025, and $122.7 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) LT Debt Issuance (Qtr)
1 Visa 534.76 Bn 522.36 Bn - -
2 Mastercard 431.99 Bn 421.78 Bn - -
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 3.50 Bn
4 Capital One Financial 112.27 Bn 35.78 Bn - 538.00 Mn
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn 930.00 Mn
6 Synchrony Financial 24.15 Bn 3.59 Bn - 498.00 Mn
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 27.33 Bn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn -
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn 1.08 Bn
10 Upstart Holdings 3.00 Bn 2.53 Bn 221.97 Mn 123.52 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 123.52 Mn
Mar 31, 2026 123.52 Mn
Dec 31, 2025 -678.27 Mn
Dec 31, 2025 -678.27 Mn
Jun 30, 2025 122.70 Mn
Jun 30, 2025 122.70 Mn
Mar 31, 2025 53.66 Mn
Mar 31, 2025 53.66 Mn
Dec 31, 2024 -423.00 Mn
Dec 31, 2024 -423.00 Mn
Sep 30, 2024 302.40 Mn
Sep 30, 2024 302.40 Mn
Jun 30, 2024 173.25 Mn
Jun 30, 2024 173.25 Mn
Mar 31, 2024 74.26 Mn
Mar 31, 2024 74.26 Mn
Sep 30, 2023 -340.37 Mn
Sep 30, 2023 -340.37 Mn
Jun 30, 2023 279.70 Mn
Jun 30, 2023 279.70 Mn