Upstart Holdings (UPST) Payables (2020 - 2026)
Upstart Holdings' Payables was $145.21 million in Q2 2026, up 58.4% from $91.67 million a year earlier and up 15.7% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Payables (2020 - 2026) Analysis & Trends
At the end of FY2025, Payables at Upstart Holdings came in at $107.66 million, up 78.9% from FY2024.
- Payables shows a five-year compound annual growth rate of 12.7% (FY2020 to FY2025).
- In earlier years, Payables was $60.17 million in FY2024 (-9.1%), $66.19 million in FY2023 (-39.5%), $109.49 million in FY2022 (-4.1%) and $114.16 million in FY2021 (+92.6%).
- The Q2 2026 figure marks the highest quarterly Payables since Q1 2022.
- Compared with a year earlier, Payables has increased for six straight quarters, with growth averaging 39.7% over the last eight quarters.
- The best year-over-year quarter for Payables over five years was Q1 2022 (growth of 132.3%); the worst was Q1 2023 (a decline of 68.3%).
- Per Business Quant data, UPST's Payables in the three quarters before Q2 2026 was $125.52 million (Q1 2026), $107.66 million (Q4 2025) and $93.4 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.04 Bn | 7.27 Bn | - | 208.00 Mn |
| 2 | Coinbase Global | 47.52 Bn | 4.33 Bn | - | 539.20 Mn |
| 3 | Block | 45.61 Bn | 16.91 Bn | 3.17 Bn | - |
| 4 | Corpay | 26.34 Bn | 16.23 Bn | - | 2.28 Bn |
| 5 | Fiserv | 24.61 Bn | 21.29 Bn | 2.90 Bn | 4.71 Bn |
| 6 | Global Payments | 22.07 Bn | -135.34 Mn | 2.03 Bn | 3.71 Bn |
| 7 | Guidewire Software | 13.93 Bn | 10.49 Bn | 269.68 Mn | 38.07 Mn |
| 8 | Bitmine Immersion Technologies | 13.17 Bn | 10.55 Bn | 40.81 Mn | 10.23 Mn |
| 9 | Chime Financial | 11.48 Bn | 7.27 Bn | 594.87 Mn | 36.26 Mn |
| 10 | Upstart Holdings | 2.26 Bn | 188.28 Mn | 303.39 Mn | 145.21 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 145.21 Mn |
| Mar 31, 2026 | 125.52 Mn |
| Dec 31, 2025 | 107.66 Mn |
| Sep 30, 2025 | 93.40 Mn |
| Jun 30, 2025 | 91.67 Mn |
| Mar 31, 2025 | 83.11 Mn |
| Dec 31, 2024 | 60.17 Mn |
| Sep 30, 2024 | 60.78 Mn |
| Jun 30, 2024 | 65.50 Mn |
| Mar 31, 2024 | 59.08 Mn |
| Dec 31, 2023 | 66.19 Mn |
| Sep 30, 2023 | 58.63 Mn |
| Jun 30, 2023 | 50.99 Mn |
| Mar 31, 2023 | 47.60 Mn |
| Dec 31, 2022 | 109.49 Mn |
| Sep 30, 2022 | 104.76 Mn |
| Jun 30, 2022 | 127.74 Mn |
| Mar 31, 2022 | 150.09 Mn |
| Dec 31, 2021 | 114.16 Mn |
| Sep 30, 2021 | 93.69 Mn |
API Access
Upstart Holdings Payables API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payables&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payables", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=payables&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();