Upstart Holdings UPST
NASDAQ UPST
$25.00 +0.23 (+0.93%)
At close: Sep 18, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Payables (2020 - 2026)

Upstart Holdings' (UPST) quarterly Payables came in at $145.2 million in Q2 2026, up 58.4% year-over-year from $91.7 million in Q2 2025, and up 15.68% quarter-over-quarter from $125.5 million in Q1 2026.

Analysis

Upstart Holdings (UPST) Payables (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Payables for 7 consecutive years, with $145.2 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Payables rose 58.4% year-over-year to $145.2 million in Q2 2026; TTM through Jun 2026 was $145.2 million, a 58.4% increase from a year earlier, with the FY2025 full-year figure at $107.7 million, up 78.92% from the prior year.
  • Payables was $145.2 million for Q2 2026 at Upstart Holdings, up from $125.5 million in the prior quarter.
  • Over five years, Payables peaked at $150.1 million in Q1 2022 and troughed at $47.6 million in Q1 2023.
  • A 5-year average of $89.3 million and a median of $87.4 million in 2025 frame the typical range for Payables.
  • Across the five-year window, Payables jumped 132.28% in 2022 and tumbled 68.29% in 2023, its largest moves.
  • Over 5 years, Payables stood at $109.5 million in 2022, then sank by 39.55% to $66.2 million in 2023, then declined by 9.09% to $60.2 million in 2024, then soared by 78.92% to $107.7 million in 2025, then soared by 34.88% to $145.2 million in 2026.
  • The last three Payables figures came in at $145.2 million (Q2 2026), $125.5 million (Q1 2026), and $107.7 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Payables (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 145.21 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 4.05 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 320.74 Mn
4 FinVolution 836.54 Mn -90.46 Mn - 108.61 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 58.19 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 8.04 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 418,000.00
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 23.11 Mn
9 Jiayin 76.25 Mn 2.23 Mn - 22.76 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 145.21 Mn
Mar 31, 2026 125.52 Mn
Dec 31, 2025 107.66 Mn
Sep 30, 2025 93.40 Mn
Jun 30, 2025 91.67 Mn
Mar 31, 2025 83.11 Mn
Dec 31, 2024 60.17 Mn
Sep 30, 2024 60.78 Mn
Jun 30, 2024 65.50 Mn
Mar 31, 2024 59.08 Mn
Dec 31, 2023 66.19 Mn
Sep 30, 2023 58.63 Mn
Jun 30, 2023 50.99 Mn
Mar 31, 2023 47.60 Mn
Dec 31, 2022 109.49 Mn
Sep 30, 2022 104.76 Mn
Jun 30, 2022 127.74 Mn
Mar 31, 2022 150.09 Mn
Dec 31, 2021 114.16 Mn
Sep 30, 2021 93.69 Mn