Upstart Holdings (UPST) Payables (2020 - 2023)

Upstart Holdings (UPST) posted quarterly Payables of $12.6 million for Q4 2023, down 32.6% YoY from $18.7 million in Q4 2022, and up 79.49% sequentially from $7.0 million in Q3 2023.

Upstart Holdings (UPST) Payables (2020 - 2023) Analysis & Trends

Upstart Holdings has disclosed Payables across 4 years of filings, most recently posting $12.6 million for Q4 2023.

  • In Q4 2023, Payables fell 32.6% year-over-year to $12.6 million; the TTM figure through Dec 2023 stood at $12.6 million (down 32.6% YoY), while the FY2023 annual figure was $12.6 million, down 32.6% from the prior year.
  • Payables advanced to $12.6 million in Q4 2023, from $7.0 million in the prior quarter.
  • Over the last five years, Payables for UPST reached as high as $22.0 million in Q2 2022 and fell as low as $6.6 million in Q1 2023.
  • The 4-year median for Payables is $10.3 million (2022), against an average of $11.6 million.
  • Annual changes were most pronounced in 2022 — Payables soared 185.16% — and 2023, when it tumbled 68.51%.
  • A 4-year view of Payables shows it stood at $13.8 million in 2020, then tumbled by 52.36% to $6.6 million in 2021, then soared by 185.16% to $18.7 million in 2022, then sank by 32.6% to $12.6 million in 2023.
  • According to Business Quant data, Payables over the past three periods registered $12.6 million, $7.0 million, and $6.9 million for Q4 2023, Q3 2023, and Q2 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Payables (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 557.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 1.03 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 159.64 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 162.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 59.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 729.27 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 157.28 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 400.20 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 24.03 Mn
10 Upstart Holdings 3.46 Bn 2.99 Bn 221.97 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2023 12.61 Mn
Sep 30, 2023 7.03 Mn
Jun 30, 2023 6.94 Mn
Mar 31, 2023 6.55 Mn
Dec 31, 2022 18.72 Mn
Sep 30, 2022 10.92 Mn
Jun 30, 2022 22.03 Mn
Mar 31, 2022 10.29 Mn
Dec 31, 2021 6.56 Mn
Sep 30, 2021 9.38 Mn
Jun 30, 2021 17.33 Mn
Mar 31, 2021 8.13 Mn
Dec 31, 2020 13.78 Mn