Upstart Holdings (UPST) Payables (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Payables of $12.6 million for Q4 2023, down 32.6% year-over-year from $18.7 million in Q4 2022, and up 79.49% quarter-over-quarter from $7.0 million in Q3 2023.
Analysis
Upstart Holdings (UPST) Payables (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Payables for 4 consecutive years, with $12.6 million the latest figure, recorded in Q4 2023.
- In Q4 2023, Payables fell 32.6% year-over-year to $12.6 million; the TTM figure through Dec 2023 stood at $12.6 million (down 32.6% YoY), while the FY2023 annual figure was $12.6 million, down 32.6% from the prior year.
- Payables climbed to $12.6 million in Q4 2023 per UPST's latest filing, from $7.0 million in the prior quarter.
- Across five years, Payables topped out at $22.0 million in Q2 2022 and bottomed at $6.6 million in Q1 2023.
- Historically, Payables has averaged $11.6 million across 4 years, with a median of $10.3 million in 2022.
- Annual changes were most pronounced in 2022 — Payables soared 185.16% — and 2023, when it sank 68.51%.
- Upstart Holdings' Payables stood at $13.8 million in 2020, then slumped by 52.36% to $6.6 million in 2021, then jumped by 185.16% to $18.7 million in 2022, then plunged by 32.6% to $12.6 million in 2023.
- Business Quant data shows UPST's Payables at $12.6 million in Q4 2023, $7.0 million in Q3 2023, and $6.9 million in Q2 2023.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 553.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 1.13 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 159.01 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 484.26 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 208.00 Mn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 84.65 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 82.81 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 45.54 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 159.96 Bn |
| 10 | Upstart Holdings | 2.83 Bn | 2.38 Bn | 303.39 Mn | 145.21 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 145.21 Mn |
| Mar 31, 2026 | 125.52 Mn |
| Dec 31, 2025 | 107.66 Mn |
| Sep 30, 2025 | 93.40 Mn |
| Jun 30, 2025 | 91.67 Mn |
| Mar 31, 2025 | 83.11 Mn |
| Dec 31, 2024 | 60.17 Mn |
| Sep 30, 2024 | 60.78 Mn |
| Jun 30, 2024 | 65.50 Mn |
| Mar 31, 2024 | 59.08 Mn |
| Dec 31, 2023 | 66.19 Mn |
| Sep 30, 2023 | 58.63 Mn |
| Jun 30, 2023 | 50.99 Mn |
| Mar 31, 2023 | 47.60 Mn |
| Dec 31, 2022 | 109.49 Mn |
| Sep 30, 2022 | 104.76 Mn |
| Jun 30, 2022 | 127.74 Mn |
| Mar 31, 2022 | 150.09 Mn |
| Dec 31, 2021 | 114.16 Mn |
| Sep 30, 2021 | 93.69 Mn |