Upstart Holdings UPST
NASDAQ UPST
$29.08 -1.38 (-4.53%)
At close: Aug 28, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Payables (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Payables of $12.6 million for Q4 2023, down 32.6% year-over-year from $18.7 million in Q4 2022, and up 79.49% quarter-over-quarter from $7.0 million in Q3 2023.

Analysis

Upstart Holdings (UPST) Payables (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Payables for 4 consecutive years, with $12.6 million the latest figure, recorded in Q4 2023.

  • In Q4 2023, Payables fell 32.6% year-over-year to $12.6 million; the TTM figure through Dec 2023 stood at $12.6 million (down 32.6% YoY), while the FY2023 annual figure was $12.6 million, down 32.6% from the prior year.
  • Payables climbed to $12.6 million in Q4 2023 per UPST's latest filing, from $7.0 million in the prior quarter.
  • Across five years, Payables topped out at $22.0 million in Q2 2022 and bottomed at $6.6 million in Q1 2023.
  • Historically, Payables has averaged $11.6 million across 4 years, with a median of $10.3 million in 2022.
  • Annual changes were most pronounced in 2022 — Payables soared 185.16% — and 2023, when it sank 68.51%.
  • Upstart Holdings' Payables stood at $13.8 million in 2020, then slumped by 52.36% to $6.6 million in 2021, then jumped by 185.16% to $18.7 million in 2022, then plunged by 32.6% to $12.6 million in 2023.
  • Business Quant data shows UPST's Payables at $12.6 million in Q4 2023, $7.0 million in Q3 2023, and $6.9 million in Q2 2023.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Payables (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 553.00 Mn
2 Mastercard 518.33 Bn 504.84 Bn - 1.13 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 159.01 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 484.26 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 208.00 Mn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 84.65 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 82.81 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 45.54 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 159.96 Bn
10 Upstart Holdings 2.83 Bn 2.38 Bn 303.39 Mn 145.21 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 145.21 Mn
Mar 31, 2026 125.52 Mn
Dec 31, 2025 107.66 Mn
Sep 30, 2025 93.40 Mn
Jun 30, 2025 91.67 Mn
Mar 31, 2025 83.11 Mn
Dec 31, 2024 60.17 Mn
Sep 30, 2024 60.78 Mn
Jun 30, 2024 65.50 Mn
Mar 31, 2024 59.08 Mn
Dec 31, 2023 66.19 Mn
Sep 30, 2023 58.63 Mn
Jun 30, 2023 50.99 Mn
Mar 31, 2023 47.60 Mn
Dec 31, 2022 109.49 Mn
Sep 30, 2022 104.76 Mn
Jun 30, 2022 127.74 Mn
Mar 31, 2022 150.09 Mn
Dec 31, 2021 114.16 Mn
Sep 30, 2021 93.69 Mn