Upstart Holdings (UPST) Payables (2020 - 2026)
Upstart Holdings' (UPST) quarterly Payables came in at $145.2 million in Q2 2026, up 58.4% year-over-year from $91.7 million in Q2 2025, and up 15.68% quarter-over-quarter from $125.5 million in Q1 2026.
Analysis
Upstart Holdings (UPST) Payables (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Payables for 7 consecutive years, with $145.2 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Payables rose 58.4% year-over-year to $145.2 million in Q2 2026; TTM through Jun 2026 was $145.2 million, a 58.4% increase from a year earlier, with the FY2025 full-year figure at $107.7 million, up 78.92% from the prior year.
- Payables was $145.2 million for Q2 2026 at Upstart Holdings, up from $125.5 million in the prior quarter.
- Over five years, Payables peaked at $150.1 million in Q1 2022 and troughed at $47.6 million in Q1 2023.
- A 5-year average of $89.3 million and a median of $87.4 million in 2025 frame the typical range for Payables.
- Across the five-year window, Payables jumped 132.28% in 2022 and tumbled 68.29% in 2023, its largest moves.
- Over 5 years, Payables stood at $109.5 million in 2022, then sank by 39.55% to $66.2 million in 2023, then declined by 9.09% to $60.2 million in 2024, then soared by 78.92% to $107.7 million in 2025, then soared by 34.88% to $145.2 million in 2026.
- The last three Payables figures came in at $145.2 million (Q2 2026), $125.5 million (Q1 2026), and $107.7 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 145.21 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 4.05 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 320.74 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 108.61 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 58.19 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 8.04 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 418,000.00 |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 23.11 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 22.76 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 145.21 Mn |
| Mar 31, 2026 | 125.52 Mn |
| Dec 31, 2025 | 107.66 Mn |
| Sep 30, 2025 | 93.40 Mn |
| Jun 30, 2025 | 91.67 Mn |
| Mar 31, 2025 | 83.11 Mn |
| Dec 31, 2024 | 60.17 Mn |
| Sep 30, 2024 | 60.78 Mn |
| Jun 30, 2024 | 65.50 Mn |
| Mar 31, 2024 | 59.08 Mn |
| Dec 31, 2023 | 66.19 Mn |
| Sep 30, 2023 | 58.63 Mn |
| Jun 30, 2023 | 50.99 Mn |
| Mar 31, 2023 | 47.60 Mn |
| Dec 31, 2022 | 109.49 Mn |
| Sep 30, 2022 | 104.76 Mn |
| Jun 30, 2022 | 127.74 Mn |
| Mar 31, 2022 | 150.09 Mn |
| Dec 31, 2021 | 114.16 Mn |
| Sep 30, 2021 | 93.69 Mn |