Upstart Holdings (UPST) Payables (2020 - 2023)
Upstart Holdings (UPST) posted quarterly Payables of $12.6 million for Q4 2023, down 32.6% year-over-year from $18.7 million in Q4 2022, and up 79.49% quarter-over-quarter from $7.0 million in Q3 2023.
Upstart Holdings (UPST) Payables (2020 - 2023) Analysis & Trends
Upstart Holdings (UPST) has reported Payables for 4 consecutive years, with $12.6 million the latest figure, recorded in Q4 2023.
- In Q4 2023, Payables fell 32.6% year-over-year to $12.6 million; the TTM figure through Dec 2023 stood at $12.6 million (down 32.6% YoY), while the FY2023 annual figure was $12.6 million, down 32.6% from the prior year.
- Payables climbed to $12.6 million in Q4 2023 per UPST's latest filing, from $7.0 million in the prior quarter.
- Across five years, Payables topped out at $22.0 million in Q2 2022 and bottomed at $6.6 million in Q1 2023.
- Historically, Payables has averaged $11.6 million across 4 years, with a median of $10.3 million in 2022.
- Annual changes were most pronounced in 2022 — Payables soared 185.16% — and 2023, when it sank 68.51%.
- Upstart Holdings' Payables stood at $13.8 million in 2020, then slumped by 52.36% to $6.6 million in 2021, then jumped by 185.16% to $18.7 million in 2022, then plunged by 32.6% to $12.6 million in 2023.
- Business Quant data shows UPST's Payables at $12.6 million in Q4 2023, $7.0 million in Q3 2023, and $6.9 million in Q2 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 553.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 1.13 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 159.01 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 484.26 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 208.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 341,484.08 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 82.81 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 59.59 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 40.24 Bn |
| 10 | Upstart Holdings | 2.89 Bn | 2.44 Bn | 303.39 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2023 | 12.61 Mn |
| Sep 30, 2023 | 7.03 Mn |
| Jun 30, 2023 | 6.94 Mn |
| Mar 31, 2023 | 6.55 Mn |
| Dec 31, 2022 | 18.72 Mn |
| Sep 30, 2022 | 10.92 Mn |
| Jun 30, 2022 | 22.03 Mn |
| Mar 31, 2022 | 10.29 Mn |
| Dec 31, 2021 | 6.56 Mn |
| Sep 30, 2021 | 9.38 Mn |
| Jun 30, 2021 | 17.33 Mn |
| Mar 31, 2021 | 8.13 Mn |
| Dec 31, 2020 | 13.78 Mn |