Upstart Holdings (UPST) Payables (2020 - 2023)

Upstart Holdings (UPST) posted quarterly Payables of $12.6 million for Q4 2023, down 32.6% year-over-year from $18.7 million in Q4 2022, and up 79.49% quarter-over-quarter from $7.0 million in Q3 2023.

Upstart Holdings (UPST) Payables (2020 - 2023) Analysis & Trends

Upstart Holdings (UPST) has reported Payables for 4 consecutive years, with $12.6 million the latest figure, recorded in Q4 2023.

  • In Q4 2023, Payables fell 32.6% year-over-year to $12.6 million; the TTM figure through Dec 2023 stood at $12.6 million (down 32.6% YoY), while the FY2023 annual figure was $12.6 million, down 32.6% from the prior year.
  • Payables climbed to $12.6 million in Q4 2023 per UPST's latest filing, from $7.0 million in the prior quarter.
  • Across five years, Payables topped out at $22.0 million in Q2 2022 and bottomed at $6.6 million in Q1 2023.
  • Historically, Payables has averaged $11.6 million across 4 years, with a median of $10.3 million in 2022.
  • Annual changes were most pronounced in 2022 — Payables soared 185.16% — and 2023, when it sank 68.51%.
  • Upstart Holdings' Payables stood at $13.8 million in 2020, then slumped by 52.36% to $6.6 million in 2021, then jumped by 185.16% to $18.7 million in 2022, then plunged by 32.6% to $12.6 million in 2023.
  • Business Quant data shows UPST's Payables at $12.6 million in Q4 2023, $7.0 million in Q3 2023, and $6.9 million in Q2 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Payables (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 553.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 1.13 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 159.01 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 484.26 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 208.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - 341,484.08
7 Synchrony Financial 26.09 Bn 9.90 Bn - 82.81 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 59.59 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 40.24 Bn
10 Upstart Holdings 2.89 Bn 2.44 Bn 303.39 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2023 12.61 Mn
Sep 30, 2023 7.03 Mn
Jun 30, 2023 6.94 Mn
Mar 31, 2023 6.55 Mn
Dec 31, 2022 18.72 Mn
Sep 30, 2022 10.92 Mn
Jun 30, 2022 22.03 Mn
Mar 31, 2022 10.29 Mn
Dec 31, 2021 6.56 Mn
Sep 30, 2021 9.38 Mn
Jun 30, 2021 17.33 Mn
Mar 31, 2021 8.13 Mn
Dec 31, 2020 13.78 Mn