Upstart Holdings (UPST) Payables (2020 - 2023)

Upstart Holdings (UPST) reported Payables of $12.6 million for Q4 2023, down 32.6% year-over-year from $18.7 million in Q4 2022, and up 79.49% quarter-over-quarter from $7.0 million in Q3 2023.

Upstart Holdings (UPST) Payables (2020 - 2023) Analysis & Trends

Upstart Holdings (UPST) has 4 years of Payables data on file, last reported at $12.6 million in Q4 2023.

  • Payables for Q4 2023 came in at $12.6 million, down 32.6% year-over-year; the trailing twelve-month figure through Dec 2023 was $12.6 million (down 32.6% YoY), and the FY2023 annual result was $12.6 million, down 32.6% from the prior year.
  • Payables rose to $12.6 million in Q4 2023 per UPST's latest filing, from $7.0 million in the prior quarter.
  • Over five years, Payables peaked at $22.0 million in Q2 2022 and troughed at $6.6 million in Q1 2023.
  • A 4-year average of $11.6 million and a median of $10.3 million in 2022 frame the typical range for Payables.
  • The sharpest annual moves came in 2022 and 2023: Payables soared 185.16% in 2022, then sank 68.51% in 2023.
  • A 4-year view of Payables shows it stood at $13.8 million in 2020, then sank by 52.36% to $6.6 million in 2021, then soared by 185.16% to $18.7 million in 2022, then tumbled by 32.6% to $12.6 million in 2023.
  • Business Quant data shows UPST's Payables at $12.6 million in Q4 2023, $7.0 million in Q3 2023, and $6.9 million in Q2 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Payables (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 557.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 1.03 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 159.64 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 489.05 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 162.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 82.89 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 59.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 729.27 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 157.28 Bn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2023 12.61 Mn
Sep 30, 2023 7.03 Mn
Jun 30, 2023 6.94 Mn
Mar 31, 2023 6.55 Mn
Dec 31, 2022 18.72 Mn
Sep 30, 2022 10.92 Mn
Jun 30, 2022 22.03 Mn
Mar 31, 2022 10.29 Mn
Dec 31, 2021 6.56 Mn
Sep 30, 2021 9.38 Mn
Jun 30, 2021 17.33 Mn
Mar 31, 2021 8.13 Mn
Dec 31, 2020 13.78 Mn