Upstart Holdings Income Statement (2020-2026) | UPST

Income Statement Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Revenue & cost
Revenue (Quarter)
210.42M334.70M310.14M228.16M179.35M90.77M102.93M143.69M134.56M140.31M138.07M127.63M167.59M199.28M185.47M257.29M277.11M202.24M277.06M364.71M
Cost of Revenue (Quarter)
34.98M41.05M48.41M51.07M45.03M43.49M40.59M36.80M36.91M36.12M39.41M38.68M39.30M40.60M40.50M46.25M49.79M51.84M55.09M61.32M
Gross Profit (Quarter)
175.44M293.65M261.73M177.09M134.32M47.28M62.34M106.89M97.64M104.19M98.66M88.95M128.29M158.67M144.97M211.04M227.31M150.40M221.97M303.39M
Operating items
Research & Development (Quarter)
93.35M114.81M133.45M105.21M66.18M-57.78M110.07M57.97M54.94M191.77M63.09M58.45M64.89M142.32M57.84M73.11M78.84M46.68M80.11M114.51M
Selling, General & Administrative (Quarter)
34.44M42.08M43.46M46.94M47.75M47.14M52.66M50.45M53.51M55.77M57.61M53.02M59.87M60.43M60.56M64.57M60.78M67.83M76.07M80.38M
Other Operating Expenses (Quarter)
72.06M87.54M98.40M108.12M101.39M216.04M72.03M60.69M69.96M-59.73M74.56M71.64M82.53M20.97M99.47M115.07M113.82M162.66M159.55M155.18M
Operating Expenses (Quarter)
199.85M244.43M275.30M260.27M215.32M205.41M234.76M169.11M178.40M187.81M195.26M183.12M207.29M223.71M217.87M252.75M253.44M277.17M315.73M350.07M
Operating Income (Quarter)
28.60M60.41M34.83M-32.11M-58.09M-58.50M-131.84M-33.34M-43.84M-47.50M-67.47M-55.49M-45.15M-4.75M-4.50M4.54M23.67M18.92M-7.52M14.64M
EBIT (Quarter)
28.60M60.41M34.83M-32.11M-58.09M-58.50M-131.84M-33.34M-43.84M-47.50M-67.47M-55.49M-45.15M-4.75M-4.50M4.54M23.67M18.92M-7.52M14.64M
Non-operating items
Other Non Operating Income (Quarter)
-0.75M0.83M-2.12M2.26M1.88M-2.02M2.60M5.20M3.54M9.87M2.88M1.03M33.36M24.37M2.08M1.11M1.02M20.11M0.96M2.51M
Net income details
EBT (Quarter)
27.84M59.27M32.71M-29.85M-56.21M-55.73M-129.24M-28.15M-40.30M-42.34M-64.58M-54.45M-6.71M-2.64M-2.42M5.66M31.93M19.16M-6.56M17.15M
Tax Provisions (Quarter)
-1.27M0.32M0.02M0.02M0.01M-0.46M0.02M0.02M0.01M0.06M0.01M0.01M0.04M0.11M0.03M0.05M0.12M0.53M0.08M0.61M
Profit After Tax (Quarter)
29.11M58.94M32.69M-29.87M-56.22M-55.26M-129.25M-28.16M-40.31M-42.40M-64.60M-54.47M-6.76M-2.75M-2.45M5.61M31.80M18.64M-6.65M16.54M
Income from Non-Controlling Interests (Quarter)
Income from Continuing Operations (Quarter)
29.11M58.94M32.69M-29.87M-56.22M-55.26M-129.25M-28.16M-40.31M-42.40M-64.60M-54.47M-6.76M-2.75M-2.45M5.61M31.80M18.64M-6.65M16.54M
Consolidated Net Income (Quarter)
29.11M58.94M32.69M-29.87M-56.22M-55.26M-129.25M-28.16M-40.31M-42.40M-64.60M-54.47M-6.76M-2.75M-2.45M5.61M31.80M18.64M-6.65M16.54M
Income towards Parent Company (Quarter)
29.11M58.94M32.69M-29.87M-56.22M-55.26M-129.25M-28.16M-40.31M-42.40M-64.60M-54.47M-6.76M-2.75M-2.45M5.61M31.80M18.64M-6.65M16.54M
Net Income towards Common Stockholders (Quarter)
29.11M58.94M32.69M-29.87M-56.22M-55.26M-129.25M-28.16M-40.31M-42.40M-64.60M-54.47M-6.76M-2.75M-2.45M5.61M31.80M18.64M-6.65M16.54M
Additional items
EPS (Basic) (Quarter)
0.370.750.39-0.36-0.69-0.67-1.58-0.34-0.48-0.51-0.74-0.62-0.07-0.03-0.030.060.330.19-0.070.17
EPS (Diluted) (Quarter)
0.300.620.34-0.36-0.69-0.67-1.58-0.34-0.48-0.51-0.74-0.62-0.07-0.03-0.030.050.290.17-0.070.15
Shares Outstanding (Quarter)
79.39M78.11M84.23M83.83M81.67M82.77M81.91M83.13M84.40M83.77M87.03M88.44M90.12M89.45M94.27M95.53M96.68M96.03M96.90M96.57M
Shares Outstanding (Diluted) (Quarter)
96.06M94.77M95.46M83.83M81.67M82.77M81.91M83.13M84.40M83.77M87.03M88.44M90.12M89.45M94.27M102.85M109.72M107.49M96.90M109.72M
Shares Outstanding (Entity) (Quarter)
81.54M83.66M84.68M82.19M81.83M81.26M82.60M83.81M85.02M86.33M87.81M89.08M91.00M93.47M95.07M96.09M97.28M98.03M95.71M97.31M
EBITDA (Quarter)
28.60M60.41M34.83M-32.11M-58.09M-58.50M-131.84M-33.34M-43.84M-47.50M-67.47M-55.49M-45.15M-4.75M-4.50M4.54M23.67M18.92M-7.52M14.64M
Interest Expenses (Quarter)
1.15M-0.01M2.06M2.71M3.20M2.89M7.96M4.28M9.41M15.72M12.46M11.47M10.82M5.64M7.38M447.48M8.79M8.08M10.37M12.53M
Tax Rate (Quarter)
-4.55%0.54%0.06%-0.08%-0.02%0.83%-0.01%-0.06%-0.02%-0.15%-0.02%-0.03%-0.67%-4.20%-1.20%0.87%0.39%2.75%-1.28%3.58%