Upstart Holdings Income Statement (2020-2026) | UPST

Income Statement Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026
Revenue & cost
Revenue (Quarter)
187.30M210.42M257.53M313.98M258.35M179.35M146.91M102.93M135.77M146.75M187.18M138.07M130.53M162.14M199.28M185.47M257.29M258.54M265.22M277.06M
Cost of Revenue (Quarter)
24.16M34.98M-101.06M48.41M105.21M45.03M43.49M40.59M23.89M33.04M36.12M35.15M32.96M43.23M49.41M40.50M46.25M49.79M164.97M55.09M
Gross Profit (Quarter)
163.13M175.44M358.59M265.57M153.13M134.32M103.43M62.34M111.88M113.71M151.06M102.92M97.57M118.91M149.87M144.97M211.04M208.75M100.25M221.97M
Operating items
Research & Development (Quarter)
31.43M37.09M46.49M49.99M57.05M66.18M64.03M110.07M57.97M54.94M57.15M63.09M58.45M64.89M67.22M57.84M68.83M64.03M66.91M80.11M
Selling, General & Administrative (Quarter)
26.14M34.44M42.08M43.46M46.94M47.75M47.14M52.66M50.45M53.51M55.77M57.61M53.02M59.87M60.43M60.56M64.57M60.78M67.83M76.07M
Other Operating Expenses (Quarter)
100.08M128.32M155.86M181.86M156.28M101.39M94.24M72.03M60.69M69.96M74.89M74.56M71.64M82.53M96.06M99.47M119.35M128.63M142.43M159.55M
Operating Expenses (Quarter)
157.65M199.85M244.43M275.30M260.27M215.32M205.41M234.76M169.11M178.40M187.81M195.26M183.12M207.29M223.71M217.87M252.75M253.44M277.17M315.73M
Operating Income (Quarter)
36.29M28.60M60.41M34.83M-32.11M-58.09M-58.50M-131.84M-33.34M-43.84M-47.50M-67.47M-55.49M-45.15M-4.75M-4.50M4.54M23.67M18.92M-7.52M
EBIT (Quarter)
36.29M28.60M60.41M34.83M-32.11M-58.09M-58.50M-131.84M-33.34M-43.84M-47.50M-67.47M-55.49M-45.15M-4.75M-4.50M4.54M23.67M18.92M-7.52M
Non-operating items
Other Non Operating Income (Quarter)
0.00M-0.75M0.83M-2.12M2.26M1.88M7.46M2.60M5.20M3.54M9.87M2.88M1.03M5.08M24.37M2.08M1.11M1.02M17.08M0.96M
Non Operating Income (Quarter)
0.00M-0.75M0.83M-2.12M2.26M1.88M7.46M2.60M5.20M3.54M9.87M2.88M1.03M5.08M9.80M2.08M1.11M1.02M20.11M0.96M
Net income details
EBT (Quarter)
36.30M27.84M59.27M32.71M-29.85M-56.21M-55.73M-129.24M-28.15M-40.30M-42.34M-64.58M-54.45M-6.71M-2.64M-2.42M5.66M31.93M19.16M-6.56M
Tax Provisions (Quarter)
-0.99M-1.27M0.32M0.02M0.02M0.01M-0.46M0.02M0.02M0.01M0.06M0.01M0.01M0.04M0.11M0.03M0.05M0.12M0.53M0.08M
Profit After Tax (Quarter)
37.28M29.11M58.94M32.69M-29.87M-56.22M-55.26M-129.25M-28.16M-40.31M-42.40M-64.60M-54.47M-6.76M-2.75M-2.45M5.61M31.80M18.64M-6.65M
Income from Non-Controlling Interests (Quarter)
Income from Continuing Operations (Quarter)
37.28M29.11M58.94M32.69M-29.87M-56.22M-55.26M-129.25M-28.16M-40.31M-42.40M-64.60M-54.47M-6.76M-2.75M-2.45M5.61M31.80M18.64M-6.65M
Consolidated Net Income (Quarter)
37.28M29.11M58.94M32.69M-29.87M-56.22M-55.26M-129.25M-28.16M-40.31M-42.40M-64.60M-54.47M-6.76M-2.75M-2.45M5.61M31.80M18.64M-6.65M
Income towards Parent Company (Quarter)
37.28M29.11M58.94M32.69M-29.87M-56.22M-55.26M-129.25M-28.16M-40.31M-42.40M-64.60M-54.47M-6.76M-2.75M-2.45M5.61M31.80M18.64M-6.65M
Net Income towards Common Stockholders (Quarter)
37.28M29.11M58.94M32.69M-29.87M-56.22M-55.26M-129.25M-28.16M-40.31M-42.40M-64.60M-54.47M-6.76M-2.75M-2.45M5.61M31.80M18.64M-6.65M
Additional items
EPS (Basic) (Quarter)
0.490.370.730.39-0.36-0.69-0.67-1.58-0.34-0.48-0.49-0.74-0.62-0.07-0.02-0.030.060.330.19-0.07
EPS (Weighted Average and Diluted) (Quarter)
0.390.300.620.34-0.36-0.69-0.67-1.58-0.34-0.48-0.49-0.74-0.62-0.07-0.02-0.030.050.230.17-0.07
Shares Outstanding (Weighted Average) (Quarter)
76.67M76.59M78.11M84.23M84.03M83.24M82.77M81.91M82.52M84.40M83.77M87.03M88.44M88.53M89.45M94.27M95.53M95.50M96.03M96.90M
Shares Outstanding (Diluted Average) (Quarter)
94.80M96.06M94.77M95.46M94.51M81.67M82.77M81.91M82.52M84.40M83.77M87.03M88.44M88.53M89.45M94.27M102.85M109.72M107.49M96.90M
EBITDA (Quarter)
36.29M28.60M60.41M34.83M-32.11M-58.09M-58.50M-131.84M-33.34M-43.84M-47.50M-67.47M-55.49M-45.15M-4.75M-4.50M4.54M23.67M18.92M-7.52M
Interest Expenses (Quarter)
0.96M2.31M3.05M4.52M7.13M4.28M9.41M14.07M10.71M11.47M10.82M7.43M7.02M7.77M8.79M8.08M10.37M
Tax Rate (Quarter)
-2.72%-4.55%0.54%0.06%-0.08%-0.02%0.83%-0.01%-0.06%-0.02%-0.15%-0.02%-0.03%-0.67%-4.20%-1.20%0.87%0.39%2.75%-1.28%