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Upstart Holdings (UPST) Return on Invested Capital: 2022-2025

Historic Return on Invested Capital for Upstart Holdings (UPST) over the last 1 years, with Sep 2025 value amounting to 0.01%.

  • Upstart Holdings' Return on Invested Capital was N/A to 0.01% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01%, marking a year-over-year change of. This contributed to the annual value of -0.07% for FY2022, which is N/A change from last year.
  • As of Q3 2025, Upstart Holdings' Return on Invested Capital stood at 0.01%, which was up 104.76% from -0.17% recorded in Q3 2023.
  • Upstart Holdings' 5-year Return on Invested Capital high stood at 0.01% for Q3 2025, and its period low was -0.18% during Q2 2023.
  • Moreover, its 2-year median value for Return on Invested Capital was -0.17% (2023), whereas its average is -0.13%.
  • Data for Upstart Holdings' Return on Invested Capital shows a maximum YoY declined of 17bps (in 2023) over the last 5 years.
  • Quarterly analysis of 3 years shows Upstart Holdings' Return on Invested Capital stood at -0.07% in 2022, then declined by 17bps to -0.17% in 2023, then reached 0.01% in 2025.
  • Its Return on Invested Capital stands at 0.01% for Q3 2025, versus -0.17% for Q3 2023 and -0.18% for Q2 2023.