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Upstart Holdings (UPST) Return on Invested Capital (2021 - 2025)

Historic Return on Invested Capital for Upstart Holdings (UPST) over the last 5 years, with Q4 2025 value amounting to 0.02%.

  • Upstart Holdings' Return on Invested Capital rose 1100.0% to 0.02% in Q4 2025 from the same period last year, while for Dec 2025 it was 0.02%, marking a year-over-year increase of 1100.0%. This contributed to the annual value of 0.02% for FY2025, which is 1100.0% up from last year.
  • Per Upstart Holdings' latest filing, its Return on Invested Capital stood at 0.02% for Q4 2025, which was up 1100.0% from 0.01% recorded in Q3 2025.
  • In the past 5 years, Upstart Holdings' Return on Invested Capital ranged from a high of 0.14% in Q2 2021 and a low of 0.18% during Q2 2023
  • For the 5-year period, Upstart Holdings' Return on Invested Capital averaged around 0.04%, with its median value being 0.04% (2025).
  • As far as peak fluctuations go, Upstart Holdings' Return on Invested Capital tumbled by -2700bps in 2023, and later surged by 1500bps in 2025.
  • Over the past 5 years, Upstart Holdings' Return on Invested Capital (Quarter) stood at 0.1% in 2021, then crashed by -169bps to 0.07% in 2022, then crashed by -125bps to 0.15% in 2023, then skyrocketed by 36bps to 0.1% in 2024, then surged by 116bps to 0.02% in 2025.
  • Its Return on Invested Capital was 0.02% in Q4 2025, compared to 0.01% in Q3 2025 and 0.02% in Q2 2025.