Upstart Holdings (UPST) Return on Invested Capital (2021 - 2026)
Upstart Holdings (UPST) posted quarterly Return on Invested Capital of 0.0% for Q1 2026, little changed year-over-year from 0.0% in Q1 2025, and down 14.27% quarter-over-quarter from 0.0% in Q4 2025.
Analysis
Upstart Holdings (UPST) Return on Invested Capital (2021 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Return on Invested Capital for 6 consecutive years, with 0.0% the latest figure, recorded in Q1 2026.
- In Q1 2026, Return on Invested Capital changed 0.0% year-over-year to 0.0%; the TTM figure through Mar 2026 stood at 0.0% (changed 0.0% YoY), while the FY2025 annual figure was 0.0%, changed 0.0% from the prior year.
- Return on Invested Capital declined to 0.0% in Q1 2026 per UPST's latest filing, from 0.0% in the prior quarter.
- Across five years, Return on Invested Capital topped out at 0.0% in Q1 2022 and bottomed at 0.0% in Q1 2023.
- Historically, Return on Invested Capital has averaged 0.0% across 5 years, with a median of 0.0% in 2022.
- On a YoY basis, Return on Invested Capital climbed as much as 0 bps in 2022 and fell as far as 1 bps in 2022.
- Upstart Holdings' Return on Invested Capital stood at 0.0% in 2022, then slumped by 94 bps to 0.0% in 2023, then soared by 34 bps to 0.0% in 2024, then jumped by 116 bps to 0.0% in 2025, then dropped by 14 bps to 0.0% in 2026.
- Business Quant data shows UPST's Return on Invested Capital at 0.0% in Q1 2026, 0.0% in Q4 2025, and 0.0% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.02% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.04% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.02% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.02% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.00% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.00% |
| 10 | Upstart Holdings | 2.83 Bn | 2.38 Bn | 303.39 Mn | 0.00% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.00% |
| Mar 31, 2026 | 0.00% |
| Dec 31, 2025 | 0.00% |
| Sep 30, 2025 | 0.00% |
| Jun 30, 2025 | 0.00% |
| Mar 31, 2025 | 0.00% |
| Dec 31, 2024 | 0.00% |
| Sep 30, 2024 | 0.00% |
| Jun 30, 2024 | 0.00% |
| Mar 31, 2024 | 0.00% |
| Dec 31, 2023 | 0.00% |
| Sep 30, 2023 | 0.00% |
| Jun 30, 2023 | 0.00% |
| Mar 31, 2023 | 0.00% |
| Dec 31, 2022 | 0.00% |
| Sep 30, 2022 | 0.00% |
| Jun 30, 2022 | 0.00% |
| Mar 31, 2022 | 0.00% |
| Dec 31, 2021 | 0.00% |
| Sep 30, 2021 | 0.00% |