Growth Metrics

Upstart Holdings (UPST) Other Working Capital Changes (2020 - 2026)

Upstart Holdings has reported Other Working Capital Changes over the past 6 years, most recently at -$11.6 million for Q4 2025.

  • Quarterly Other Working Capital Changes fell 275.91% to -$11.6 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$15.4 million through Dec 2025, down 277.22% year-over-year, with the annual reading at -$15.4 million for FY2025, 277.22% down from the prior year.
  • Other Working Capital Changes was -$11.6 million for Q4 2025 at Upstart Holdings, down from $239000.0 in the prior quarter.
  • Over five years, Other Working Capital Changes peaked at $39.2 million in Q4 2021 and troughed at -$11.6 million in Q4 2025.
  • The 5-year median for Other Working Capital Changes is $2.8 million (2021), against an average of $3.0 million.
  • Year-over-year, Other Working Capital Changes soared 4844.55% in 2021 and then tumbled 880.24% in 2025.
  • A 5-year view of Other Working Capital Changes shows it stood at $39.2 million in 2021, then tumbled by 88.41% to $4.5 million in 2022, then surged by 97.07% to $9.0 million in 2023, then fell by 26.55% to $6.6 million in 2024, then crashed by 275.91% to -$11.6 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Other Working Capital Changes are -$11.6 million (Q4 2025), $239000.0 (Q3 2025), and $2.4 million (Q2 2025).