Upstart Holdings (UPST) Other Working Capital Changes (2020 - 2026)

Upstart Holdings (UPST) has reported Other Working Capital Changes for 7 consecutive years, with -$4.4 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Other Working Capital Changes rose 32.05% year-over-year to -$4.4 million; the TTM figure through Mar 2026 stood at $12.9 million (up 802.94% YoY), while the FY2025 annual figure was $10.8 million, up 24.64% from the prior year.
• Other Working Capital Changes fell to -$4.4 million in Q1 2026 per UPST's latest filing, from $14.7 million in the prior quarter.
• Across five years, Other Working Capital Changes topped out at $14.7 million in Q4 2025 and bottomed at -$7.3 million in Q1 2022.
• Historically, Other Working Capital Changes has averaged $1.2 million across 5 years, with a median of $825000.0 in 2024.
• Annual changes were most pronounced in 2024 — Other Working Capital Changes jumped 369.61% — and 2025, when it plunged 880.24%.
• Upstart Holdings' Other Working Capital Changes stood at $4.5 million in 2022, then soared by 97.07% to $9.0 million in 2023, then dropped by 26.55% to $6.6 million in 2024, then surged by 122.74% to $14.7 million in 2025, then tumbled by 129.84% to -$4.4 million in 2026.
• Business Quant data shows UPST's Other Working Capital Changes at -$4.4 million in Q1 2026, $14.7 million in Q4 2025, and $239000.0 in Q3 2025.