Upstart Holdings UPST
NASDAQ UPST
$25.00 +0.23 (+0.93%)
At close: Sep 18, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Cash & Equivalents (2023 - 2026)

Upstart Holdings' (UPST) quarterly Cash & Equivalents came in at $456.0 million in Q2 2026, up 15.16% year-over-year from $395.9 million in Q2 2025, and down 3.59% quarter-over-quarter from $472.9 million in Q1 2026.

Analysis

Upstart Holdings (UPST) Cash & Equivalents (2023 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Cash & Equivalents for 4 consecutive years, with $456.0 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Cash & Equivalents rose 15.16% year-over-year to $456.0 million in Q2 2026; TTM through Jun 2026 was $456.0 million, a 15.16% increase from a year earlier, with the FY2025 full-year figure at $652.4 million, down 17.25% from the prior year.
  • Cash & Equivalents was $456.0 million for Q2 2026 at Upstart Holdings, down from $472.9 million in the prior quarter.
  • Over five years, Cash & Equivalents peaked at $788.4 million in Q4 2024 and troughed at $368.4 million in Q4 2023.
  • A 4-year average of $528.0 million and a median of $481.4 million in 2025 frame the typical range for Cash & Equivalents.
  • Across the five-year window, Cash & Equivalents jumped 114.01% in 2024 and retreated 21.15% in 2026, its largest moves.
  • Over 4 years, Cash & Equivalents stood at $368.4 million in 2023, then jumped by 114.01% to $788.4 million in 2024, then retreated by 17.25% to $652.4 million in 2025, then sank by 30.11% to $456.0 million in 2026.
  • The last three Cash & Equivalents figures came in at $456.0 million (Q2 2026), $472.9 million (Q1 2026), and $652.4 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Equiv. (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 455.96 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 249.26 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 607.06 Mn
4 FinVolution 836.54 Mn -90.46 Mn - 480.37 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 166.80 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 173.31 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 23.31 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 181.63 Mn
9 Jiayin 76.25 Mn 2.23 Mn - 74.28 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 961.42 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 455.96 Mn
Mar 31, 2026 472.93 Mn
Dec 31, 2025 652.39 Mn
Sep 30, 2025 489.78 Mn
Jun 30, 2025 395.94 Mn
Mar 31, 2025 599.78 Mn
Dec 31, 2024 788.42 Mn
Dec 31, 2023 368.41 Mn