Growth Metrics

Upstart Holdings (UPST) Cash & Equivalents (2023 - 2025)

Upstart Holdings (UPST) has disclosed Cash & Equivalents for 3 consecutive years, with $652.4 million as the latest value for Q4 2025.

  • Quarterly Cash & Equivalents fell 17.25% to $652.4 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $652.4 million through Dec 2025, down 17.25% year-over-year, with the annual reading at $652.4 million for FY2025, 17.25% down from the prior year.
  • Cash & Equivalents for Q4 2025 was $652.4 million at Upstart Holdings, up from $489.8 million in the prior quarter.
  • The five-year high for Cash & Equivalents was $788.4 million in Q4 2024, with the low at $368.4 million in Q4 2023.
  • Average Cash & Equivalents over 3 years is $549.1 million, with a median of $544.8 million recorded in 2025.
  • The sharpest move saw Cash & Equivalents soared 114.01% in 2024, then fell 17.25% in 2025.
  • Over 3 years, Cash & Equivalents stood at $368.4 million in 2023, then skyrocketed by 114.01% to $788.4 million in 2024, then dropped by 17.25% to $652.4 million in 2025.
  • According to Business Quant data, Cash & Equivalents over the past three periods came in at $652.4 million, $489.8 million, and $395.9 million for Q4 2025, Q3 2025, and Q2 2025 respectively.