Upstart Holdings (UPST) Cash & Equivalents (2023 - 2026)
Upstart Holdings' Cash & Equivalents was $461.48 million in Q3 2026, down 5.8% from $489.78 million a year earlier but up 1.2% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Cash & Equivalents (2023 - 2026) Analysis & Trends
At the end of FY2025, Cash & Equivalents at Upstart Holdings came in at $652.39 million, down 17.3% from FY2024.
- In earlier years, Cash & Equivalents was $788.42 million in FY2024 (+114.0%) and $368.41 million in FY2023.
- Quarterly Cash & Equivalents has moved between $368.41 million (Q4 2023) and $788.42 million (Q4 2024) over five years.
- Compared with a year earlier, Cash & Equivalents was higher in two of the last five quarters, with growth averaging 17.0%.
- Per Business Quant data, UPST's Cash & Equivalents in the three quarters before Q3 2026 was $455.96 million (Q2 2026), $472.93 million (Q1 2026) and $652.39 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 7.86 Bn |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 7.16 Bn |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | 8.60 Bn |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | 545.00 Mn |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 3.07 Bn |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | 5.57 Bn |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 372.89 Mn |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 12.06 Mn |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 636.66 Mn |
| 10 | Upstart Holdings | 2.14 Bn | 101.94 Mn | 307.18 Mn | 461.48 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 461.48 Mn |
| Jun 30, 2026 | 455.96 Mn |
| Mar 31, 2026 | 472.93 Mn |
| Dec 31, 2025 | 652.39 Mn |
| Sep 30, 2025 | 489.78 Mn |
| Jun 30, 2025 | 395.94 Mn |
| Mar 31, 2025 | 599.78 Mn |
| Dec 31, 2024 | 788.42 Mn |
| Dec 31, 2023 | 368.41 Mn |
API Access
Upstart Holdings Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();