Upstart Holdings (UPST) Cash & Equivalents (2023 - 2026)

Upstart Holdings (UPST) has reported Cash & Equivalents for 4 consecutive years, with $472.9 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Cash & Equivalents fell 21.15% year-over-year to $472.9 million; the TTM figure through Mar 2026 stood at $472.9 million (down 21.15% YoY), while the FY2025 annual figure was $652.4 million, down 17.25% from the prior year.
• Cash & Equivalents fell to $472.9 million in Q1 2026 per UPST's latest filing, from $652.4 million in the prior quarter.
• Across five years, Cash & Equivalents topped out at $788.4 million in Q4 2024 and bottomed at $368.4 million in Q4 2023.
• Historically, Cash & Equivalents has averaged $538.2 million across 4 years, with a median of $489.8 million in 2025.
• Annual changes were most pronounced in 2024 — Cash & Equivalents surged 114.01% — and 2026, when it decreased 21.15%.
• Upstart Holdings' Cash & Equivalents stood at $368.4 million in 2023, then soared by 114.01% to $788.4 million in 2024, then slipped by 17.25% to $652.4 million in 2025, then declined by 27.51% to $472.9 million in 2026.
• Business Quant data shows UPST's Cash & Equivalents at $472.9 million in Q1 2026, $652.4 million in Q4 2025, and $489.8 million in Q3 2025.