Upstart Holdings (UPST) Cash & Equivalents (2023 - 2026)

Upstart Holdings has disclosed Cash & Equivalents across 4 years of filings, most recently posting $472.9 million for Q1 2026.

• In Q1 2026, Cash & Equivalents fell 21.15% year-over-year to $472.9 million; the TTM figure through Mar 2026 stood at $472.9 million (down 21.15% YoY), while the FY2025 annual figure was $652.4 million, down 17.25% from the prior year.
• Cash & Equivalents declined to $472.9 million in Q1 2026, from $652.4 million in the prior quarter.
• Over the last five years, Cash & Equivalents for UPST reached as high as $788.4 million in Q4 2024 and fell as low as $368.4 million in Q4 2023.
• The 4-year median for Cash & Equivalents is $489.8 million (2025), against an average of $538.2 million.
• Annual changes were most pronounced in 2024 — Cash & Equivalents surged 114.01% — and 2026, when it decreased 21.15%.
• A 4-year view of Cash & Equivalents shows it stood at $368.4 million in 2023, then surged by 114.01% to $788.4 million in 2024, then decreased by 17.25% to $652.4 million in 2025, then dropped by 27.51% to $472.9 million in 2026.
• According to Business Quant data, Cash & Equivalents over the past three periods registered $472.9 million, $652.4 million, and $489.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.