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Upstart Holdings (UPST) Cash & Equivalents (2023 - 2026)

Upstart Holdings has reported Cash & Equivalents over the past 3 years, most recently at $652.4 million for Q4 2025.

  • Quarterly Cash & Equivalents fell 17.25% to $652.4 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $652.4 million through Dec 2025, down 17.25% year-over-year, with the annual reading at $652.4 million for FY2025, 17.25% down from the prior year.
  • Cash & Equivalents was $652.4 million for Q4 2025 at Upstart Holdings, up from $489.8 million in the prior quarter.
  • Over five years, Cash & Equivalents peaked at $788.4 million in Q4 2024 and troughed at $368.4 million in Q4 2023.
  • The 3-year median for Cash & Equivalents is $544.8 million (2025), against an average of $549.1 million.
  • Year-over-year, Cash & Equivalents surged 114.01% in 2024 and then decreased 17.25% in 2025.
  • A 3-year view of Cash & Equivalents shows it stood at $368.4 million in 2023, then surged by 114.01% to $788.4 million in 2024, then decreased by 17.25% to $652.4 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Cash & Equivalents are $652.4 million (Q4 2025), $489.8 million (Q3 2025), and $395.9 million (Q2 2025).