Upstart Holdings (UPST) Profit After Tax (2020 - 2026)

Upstart Holdings (UPST) reported Profit After Tax of -$6.6 million for Q1 2026, down 171.6% year-over-year from $9.3 million in Q1 2025, and down 135.66% quarter-over-quarter from $18.6 million in Q4 2025.

Upstart Holdings (UPST) Profit After Tax (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 7 years of Profit After Tax data on file, last reported at -$6.6 million in Q1 2026.

  • Profit After Tax for Q1 2026 came in at -$6.6 million, down 171.6% year-over-year; the trailing twelve-month figure through Mar 2026 was $49.4 million (up 174.37% YoY), and the FY2025 annual result was $53.6 million, up 141.69% from the prior year.
  • Profit After Tax fell to -$6.6 million in Q1 2026 per UPST's latest filing, from $18.6 million in the prior quarter.
  • Over five years, Profit After Tax peaked at $32.7 million in Q1 2022 and troughed at -$129.3 million in Q1 2023.
  • A 5-year average of -$25.3 million and a median of -$28.2 million in 2023 frame the typical range for Profit After Tax.
  • The sharpest annual moves came in 2023 and 2025: Profit After Tax tumbled 495.37% in 2023, then jumped 776.44% in 2025.
  • A 5-year view of Profit After Tax shows it stood at -$55.3 million in 2022, then climbed by 23.28% to -$42.4 million in 2023, then surged by 93.5% to -$2.8 million in 2024, then soared by 776.44% to $18.6 million in 2025, then slumped by 135.66% to -$6.6 million in 2026.
  • Business Quant data shows UPST's Profit After Tax at -$6.6 million in Q1 2026, $18.6 million in Q4 2025, and $31.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 6.02 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.88 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.17 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 805.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 102.90 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 319.00 Mn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn -6.65 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -6.65 Mn
Dec 31, 2025 18.64 Mn
Sep 30, 2025 31.81 Mn
Jun 30, 2025 5.61 Mn
Mar 31, 2025 -2.45 Mn
Dec 31, 2024 -2.76 Mn
Sep 30, 2024 -6.76 Mn
Jun 30, 2024 -54.47 Mn
Mar 31, 2024 -64.60 Mn
Dec 31, 2023 -42.40 Mn
Sep 30, 2023 -40.32 Mn
Jun 30, 2023 -28.17 Mn
Mar 31, 2023 -129.25 Mn
Dec 31, 2022 -55.26 Mn
Sep 30, 2022 -56.22 Mn
Jun 30, 2022 -29.87 Mn
Mar 31, 2022 32.69 Mn
Dec 31, 2021 58.94 Mn
Sep 30, 2021 29.11 Mn
Jun 30, 2021 37.28 Mn