Upstart Holdings (UPST) Income After Tax (2020 - 2026)
Upstart Holdings' Income After Tax was $36.58 million in Q3 2026, up 15.0% from $31.81 million a year earlier and up 121.2% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Income After Tax (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, Upstart Holdings' Income After Tax was $65.11 million through Sep 30, 2026, up 102.1% year-over-year; for FY2025, it came in at $53.6 million.
- Income After Tax shows a five-year compound annual growth rate of 57.2% (FY2020 to FY2025).
- In earlier years, Income After Tax was -$128.58 million in FY2024, -$240.13 million in FY2023, -$108.67 million in FY2022 and $135.44 million in FY2021.
- The Q3 2026 figure marks the highest quarterly Income After Tax since Q4 2021.
- Per Business Quant data, UPST's Income After Tax in the three quarters before Q3 2026 was $16.54 million (Q2 2026), -$6.65 million (Q1 2026) and $18.64 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Income After Tax (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 564.10 Mn |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 1.07 Bn |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | 718.70 Mn |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | -5.94 Bn |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 382.28 Mn |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | 70.81 Mn |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 31.40 Mn |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 111.23 Mn |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 43.72 Mn |
| 10 | Upstart Holdings | 2.14 Bn | 101.94 Mn | 307.18 Mn | 36.58 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 36.58 Mn |
| Jun 30, 2026 | 16.54 Mn |
| Mar 31, 2026 | -6.65 Mn |
| Dec 31, 2025 | 18.64 Mn |
| Sep 30, 2025 | 31.81 Mn |
| Jun 30, 2025 | 5.61 Mn |
| Mar 31, 2025 | -2.45 Mn |
| Dec 31, 2024 | -2.76 Mn |
| Sep 30, 2024 | -6.76 Mn |
| Jun 30, 2024 | -54.47 Mn |
| Mar 31, 2024 | -64.60 Mn |
| Dec 31, 2023 | -42.40 Mn |
| Sep 30, 2023 | -40.32 Mn |
| Jun 30, 2023 | -28.17 Mn |
| Mar 31, 2023 | -129.25 Mn |
| Dec 31, 2022 | -55.26 Mn |
| Sep 30, 2022 | -56.22 Mn |
| Jun 30, 2022 | -29.87 Mn |
| Mar 31, 2022 | 32.69 Mn |
| Dec 31, 2021 | 58.94 Mn |
API Access
Upstart Holdings Income After Tax API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=profit-after-tax&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "profit-after-tax", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=profit-after-tax&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();