Upstart Holdings UPST
NASDAQ UPST
$29.08 -1.38 (-4.53%)
At close: Aug 28, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Profit After Tax (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Profit After Tax of -$6.6 million for Q1 2026, down 171.6% year-over-year from $9.3 million in Q1 2025, and down 135.66% quarter-over-quarter from $18.6 million in Q4 2025.

Analysis

Upstart Holdings (UPST) Profit After Tax (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Profit After Tax for 7 consecutive years, with -$6.6 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Profit After Tax fell 171.6% year-over-year to -$6.6 million; the TTM figure through Mar 2026 stood at $49.4 million (up 174.37% YoY), while the FY2025 annual figure was $53.6 million, up 141.69% from the prior year.
  • Profit After Tax eased to -$6.6 million in Q1 2026 per UPST's latest filing, from $18.6 million in the prior quarter.
  • Across five years, Profit After Tax topped out at $32.7 million in Q1 2022 and bottomed at -$129.3 million in Q1 2023.
  • Historically, Profit After Tax has averaged -$25.3 million across 5 years, with a median of -$28.2 million in 2023.
  • Annual changes were most pronounced in 2023 — Profit After Tax tumbled 495.37% — and 2025, when it jumped 776.44%.
  • Upstart Holdings' Profit After Tax stood at -$55.3 million in 2022, then grew by 23.28% to -$42.4 million in 2023, then soared by 93.5% to -$2.8 million in 2024, then jumped by 776.44% to $18.6 million in 2025, then tumbled by 135.66% to -$6.6 million in 2026.
  • Business Quant data shows UPST's Profit After Tax at -$6.6 million in Q1 2026, $18.6 million in Q4 2025, and $31.8 million in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 5.63 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 4.39 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 3.11 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 3.02 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.10 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 1.62 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 885.00 Mn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 156.59 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 472.00 Mn
10 Upstart Holdings 2.83 Bn 2.38 Bn 303.39 Mn 16.54 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 16.54 Mn
Mar 31, 2026 -6.65 Mn
Dec 31, 2025 18.64 Mn
Sep 30, 2025 31.81 Mn
Jun 30, 2025 5.61 Mn
Mar 31, 2025 -2.45 Mn
Dec 31, 2024 -2.76 Mn
Sep 30, 2024 -6.76 Mn
Jun 30, 2024 -54.47 Mn
Mar 31, 2024 -64.60 Mn
Dec 31, 2023 -42.40 Mn
Sep 30, 2023 -40.32 Mn
Jun 30, 2023 -28.17 Mn
Mar 31, 2023 -129.25 Mn
Dec 31, 2022 -55.26 Mn
Sep 30, 2022 -56.22 Mn
Jun 30, 2022 -29.87 Mn
Mar 31, 2022 32.69 Mn
Dec 31, 2021 58.94 Mn
Sep 30, 2021 29.11 Mn