Upstart Holdings (UPST) EBIT (2020 - 2026)
Upstart Holdings (UPST) recorded EBIT of $14.64 million in Q2 2026, up 222.3% from $4.54 million a year earlier.
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Analysis
Upstart Holdings (UPST) EBIT (2020 - 2026) Analysis & Trends
On a TTM basis, Upstart Holdings' EBIT came in at $49.71 million as of Jun 30, 2026; for FY2025, it was $42.63 million.
- Annual EBIT has a five-year compound annual growth rate of 29.4% (FY2020 to FY2025).
- Across earlier years, EBIT came in at -$172.86 million in FY2024, -$256.53 million in FY2023, -$113.86 million in FY2022 and $140.88 million in FY2021.
- Quarterly EBIT has ranged from -$131.84 million in Q1 2023 to $60.41 million in Q4 2021 over the past five years.
- Per Business Quant, the preceding three quarters came in at -$7.52 million (Q1 2026), $18.92 million (Q4 2025) and $23.67 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.12 Bn | 7.35 Bn | - | 1.43 Bn |
| 2 | Coinbase Global | 47.37 Bn | 4.18 Bn | - | -113.49 Mn |
| 3 | Block | 45.86 Bn | 17.16 Bn | 3.17 Bn | 446.87 Mn |
| 4 | Corpay | 26.07 Bn | 15.96 Bn | - | 472.27 Mn |
| 5 | Fiserv | 24.52 Bn | 21.19 Bn | 2.90 Bn | 1.02 Bn |
| 6 | Global Payments | 22.18 Bn | -31.42 Mn | 2.03 Bn | 337.12 Mn |
| 7 | Guidewire Software | 13.86 Bn | 10.43 Bn | 269.68 Mn | 62.32 Mn |
| 8 | Bitmine Immersion Technologies | 13.19 Bn | 10.57 Bn | 40.81 Mn | -11.87 Mn |
| 9 | Chime Financial | 11.58 Bn | 7.37 Bn | 594.87 Mn | 21.32 Mn |
| 10 | Upstart Holdings | 2.29 Bn | 220.63 Mn | 303.39 Mn | 14.64 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 14.64 Mn |
| Mar 31, 2026 | -7.52 Mn |
| Dec 31, 2025 | 18.92 Mn |
| Sep 30, 2025 | 23.67 Mn |
| Jun 30, 2025 | 4.54 Mn |
| Mar 31, 2025 | -4.50 Mn |
| Dec 31, 2024 | -4.75 Mn |
| Sep 30, 2024 | -45.15 Mn |
| Jun 30, 2024 | -55.49 Mn |
| Mar 31, 2024 | -67.47 Mn |
| Dec 31, 2023 | -47.50 Mn |
| Sep 30, 2023 | -43.85 Mn |
| Jun 30, 2023 | -33.34 Mn |
| Mar 31, 2023 | -131.84 Mn |
| Dec 31, 2022 | -58.50 Mn |
| Sep 30, 2022 | -58.09 Mn |
| Jun 30, 2022 | -32.11 Mn |
| Mar 31, 2022 | 34.83 Mn |
| Dec 31, 2021 | 60.41 Mn |
| Sep 30, 2021 | 28.60 Mn |
API Access
Upstart Holdings EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();