Based on data from the past 90 days ending January 10, 2026, Upstart Holdings's three largest insider shareholders are TenPercentOwner Daniel S Loeb (8.10Mn shares), Chief Technology Offier Paul Gu (1.23Mn shares), Chief Executive Officer Dave Girouard (599.12K shares).
| Holder | Position | Shares | Report Date |
|---|---|---|---|
| Daniel S Loeb | 8,100,000 | 03 Dec, 2021 | |
| Paul Gu | Chief Technology Offier | 1,227,156 | 04 Sep, 2025 |
| Dave Girouard | Chief Executive Officer | 599,115 | 17 Sep, 2025 |
| Alison Nicoll | General Counsel And Secretary | 412,983 | 28 Jun, 2022 |
| Sanjay Datta | Chief Financial Officer | 284,280 | 24 Nov, 2025 |
| Scott Darling | Chief Legal Officer | 110,033 | 07 Jan, 2026 |
| Ciaran O'Kelly | 31,840 | 29 May, 2025 | |
| Hilliard C. Iii Terry | 30,956 | 29 May, 2025 | |
| Mary Hentges | 30,673 | 29 May, 2025 | |
| Jeff Huber | 29,671 | 29 May, 2025 | |
| Kerry Whorton Cooper | 28,248 | 29 May, 2025 | |
| Natalia Mirgorodskaya | Nan | 26,398 | 26 Nov, 2025 |
| Anna M. Counselman | Svp And People And Operations | 19,143 | 23 Feb, 2022 |
| Cassidy Sukhinder Singh | 8,278 | 03 Dec, 2024 | |
| Peter J Bernard | 4,082 | 29 May, 2025 |
* Please note that the shares above only reflect shares from the fund portfolio and the institutional portfolio. Shares from the personal portfolio are excluded from this Institutional Ownership Page. See these insiders' latest transactions here on Insider Page.
| Transaction Date | Insider Name | Security Class | Transaction Type | Shares Traded | Price | Shares Remaining | Ownership | Code |
|---|---|---|---|---|---|---|---|---|
| 05 Jan, 2026 | Scott Darling | Common Stock | A | 1,000 | - | 18,435 | I | J |
| 05 Jan, 2026 | Scott Darling | Common Stock | D | 1,000 | - | 92,598 | D | J |
| 05 Jan, 2026 | Scott Darling | Common Stock | A | 1,000 | $13.22 | 93,598 | D | M |
| 05 Jan, 2026 | Scott Darling | Common Stock | D | 1,000 | $50.00 | 17,435 | I | S |
| 12 Dec, 2025 | Scott Darling | Common Stock | A | 2,000 | - | 24,827 | I | J |
| 12 Dec, 2025 | Scott Darling | Common Stock | D | 7,392 | $50.00 | 17,435 | I | S |
| 12 Dec, 2025 | Scott Darling | Common Stock | A | 2,000 | $13.22 | 94,598 | D | M |
| 12 Dec, 2025 | Scott Darling | Common Stock | D | 2,000 | - | 92,598 | D | J |
| 12 Dec, 2025 | Kerry Whorton Cooper | - | - | 23,934 | I | |||
| 12 Dec, 2025 | Kerry Whorton Cooper | Common Stock | D | 1,500 | $50.00 | 23,934 | I | S |
| 25 Nov, 2025 | Natalia Mirgorodskaya | Common Stock | D | 762 | $38.91 | 26,398 | D | S |
| 20 Nov, 2025 | Scott Darling | Common Stock | D | 7,323 | $36.55 | 98,390 | D | S |
| 20 Nov, 2025 | Scott Darling | Common Stock | D | 400 | $37.02 | 97,990 | D | S |
| 20 Nov, 2025 | Scott Darling | Common Stock | D | 5,392 | - | 92,598 | D | J |
| 20 Nov, 2025 | Scott Darling | Common Stock | A | 5,392 | - | 22,827 | I | J |
| 20 Nov, 2025 | Sanjay Datta | Common Stock | D | 12,624 | $36.54 | 285,280 | D | S |
| 20 Nov, 2025 | Sanjay Datta | Common Stock | D | 1,000 | $36.99 | 284,280 | D | S |
| 20 Nov, 2025 | Natalia Mirgorodskaya | - | - | 27,240 | D | |||
| 20 Nov, 2025 | Natalia Mirgorodskaya | Common Stock | D | 80 | $36.95 | 27,160 | D | S |
| 20 Nov, 2025 | Natalia Mirgorodskaya | - | - | 27,160 | D |