UPST's three largest insider shareholders as of March 23, 2026 are Daniel S Loeb (TenPercentOwner, 8.10Mn shares), Paul Gu (Chief Technology Offier, 1.15Mn shares), Dave Girouard (Chief Executive Officer, 546.50K shares).
| Holder | Position | Shares (Direct) | Shares (Indirect) | Report Date |
|---|---|---|---|---|
| Daniel S Loeb | 0 | 8,100,000 | 03 Dec, 2021 | |
| Paul Gu | Chief Technology Offier | 1,147,156 | 0 | 04 Sep, 2025 |
| Dave Girouard | Chief Executive Officer | 0 | 546,501 | 04 May, 2022 |
| Alison Nicoll | General Counsel And Secretary | 412,983 | 0 | 28 Jun, 2022 |
| Sanjay Datta | See Remarks | 338,358 | 0 | 03 Mar, 2026 |
| Scott Darling | Chief Legal Officer | 104,150 | 0 | 03 Mar, 2026 |
| Paul Gu | Chief Technology Offier | 0 | 80,000 | 11 Nov, 2025 |
| Dave Girouard | Chief Executive Officer | 52,614 | 0 | 17 Sep, 2025 |
| Natalia Mirgorodskaya | See Remarks | 34,274 | 0 | 03 Mar, 2026 |
| Ciaran O'Kelly | 33,008 | 0 | 16 Jan, 2026 | |
| Scott Darling | Chief Legal Officer | 0 | 31,637 | 24 Feb, 2026 |
| Hilliard C. Iii Terry | 30,956 | 0 | 29 May, 2025 | |
| Mary Hentges | 30,673 | 0 | 29 May, 2025 | |
| Jeff Huber | 29,671 | 0 | 29 May, 2025 | |
| Kerry Whorton Cooper | 0 | 25,393 | 16 Jan, 2026 | |
| Kerry Whorton Cooper | 0 | 25,393 | 16 Jan, 2026 | |
| Anna M. Counselman | Svp, People And Operations | 19,143 | 0 | 23 Feb, 2022 |
| Cassidy Sukhinder Singh | 8,278 | 0 | 03 Dec, 2024 | |
| Peter J Bernard | 4,916 | 0 | 16 Jan, 2026 | |
| Kerry Whorton Cooper | 4,314 | 0 | 29 May, 2025 | |
| Kerry Whorton Cooper | 4,314 | 0 | 29 May, 2025 |
* Please note that the shares above only reflect shares from the fund portfolio and the institutional portfolio. Shares from the personal portfolio are excluded from this Institutional Ownership Page. See these insiders' latest transactions here on Insider Page.
| Transaction Date | Insider Name | Security Class | Transaction Type | Shares Traded | Price | Shares Remaining | Ownership | Code |
|---|---|---|---|---|---|---|---|---|
| 28 Feb, 2026 | Scott Darling | Common Stock | A | 24,668 | $0.00 | 104,150 | D | A |
| 28 Feb, 2026 | Natalia Mirgorodskaya | Common Stock | A | 9,375 | $0.00 | 34,664 | D | A |
| 28 Feb, 2026 | Sanjay Datta | Common Stock | A | 61,670 | $0.00 | 338,358 | D | A |
| 28 Feb, 2026 | Sanjay Datta | Performance-based Restricted Stock Unit | A | 185,008 | $0.00 | 185,008 | D | A |
| 02 Mar, 2026 | Natalia Mirgorodskaya | Common Stock | D | 390 | $26.02 | 34,274 | D | S |
| 28 Feb, 2026 | Natalia Mirgorodskaya | Employee Stock Option (Right to buy) | A | 5,938 | $0.00 | 5,938 | D | A |
| 28 Feb, 2026 | Scott Darling | Performance-based Restricted Stock Unit | A | 74,003 | $0.00 | 74,003 | D | A |
| 28 Feb, 2026 | Paul Gu | Performance-based Restricted Stock Unit | A | 912,702 | $0.00 | 912,702 | D | A |
| 25 Feb, 2026 | Natalia Mirgorodskaya | Common Stock | D | 866 | $28.79 | 25,289 | D | S |
| 20 Feb, 2026 | Natalia Mirgorodskaya | Common Stock | D | 633 | $29.90 | 26,155 | D | S |
| 20 Feb, 2026 | Sanjay Datta | Common Stock | D | 7,982 | $29.86 | 276,688 | D | S |
| 20 Feb, 2026 | Scott Darling | Common Stock | D | 6,478 | $29.85 | 86,120 | D | S |
| 20 Feb, 2026 | Scott Darling | Common Stock | D | 6,638 | - | 79,482 | D | J |
| 20 Feb, 2026 | Scott Darling | Common Stock | A | 6,638 | - | 32,027 | I | J |
| 20 Feb, 2026 | Scott Darling | Common Stock | D | 390 | $30.25 | 31,637 | I | S |
| 22 Jan, 2026 | Scott Darling | Common Stock | A | 7,564 | $13.22 | 24,999 | I | M |
| 22 Jan, 2026 | Scott Darling | Employee Stock Option (Right to buy) | D | 7,564 | $0.00 | 186,963 | D | M |
| 12 Jan, 2026 | Kerry Whorton Cooper | Common Stock | A | 1,459 | $0.00 | 25,393 | I | A |
| 12 Jan, 2026 | Peter J Bernard | Common Stock | A | 834 | $0.00 | 4,916 | D | A |
| 12 Jan, 2026 | Ciaran O'Kelly | Common Stock | A | 1,168 | $0.00 | 33,008 | D | A |