Upstart Holdings (UPST) Receivables - Other (2021 - 2025)

Upstart Holdings (UPST) posted quarterly Receivables - Other of $97.4 million for Q4 2025, up 341.7% YoY from $22.1 million in Q4 2024, and up 26.91% sequentially from $76.8 million in Q3 2025.

Upstart Holdings (UPST) Receivables - Other (2021 - 2025) Analysis & Trends

Upstart Holdings has disclosed Receivables - Other across 5 years of filings, most recently posting $97.4 million for Q4 2025.

  • In Q4 2025, Receivables - Other rose 341.7% year-over-year to $97.4 million; the TTM figure through Dec 2025 stood at $97.4 million (up 341.7% YoY), while the FY2025 annual figure was $97.4 million, up 341.7% from the prior year.
  • Receivables - Other improved to $97.4 million in Q4 2025, from $76.8 million in the prior quarter.
  • Over the last five years, Receivables - Other for UPST reached as high as $97.4 million in Q4 2025 and fell as low as $2.8 million in Q3 2023.
  • The 5-year median for Receivables - Other is $11.0 million (2024), against an average of $22.2 million.
  • Annual changes were most pronounced in 2022 — Receivables - Other retreated 25.42% — and 2025, when it surged 643.95%.
  • A 5-year view of Receivables - Other shows it stood at $8.3 million in 2021, then retreated by 25.42% to $6.2 million in 2022, then surged by 140.2% to $14.8 million in 2023, then surged by 48.55% to $22.1 million in 2024, then surged by 341.7% to $97.4 million in 2025.
  • According to Business Quant data, Receivables - Other over the past three periods registered $97.4 million, $76.8 million, and $54.7 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Upstart Holdings 3.46 Bn 2.99 Bn 221.97 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 97.42 Mn
Dec 31, 2025 97.42 Mn
Sep 30, 2025 76.76 Mn
Sep 30, 2025 76.76 Mn
Jun 30, 2025 54.71 Mn
Jun 30, 2025 54.71 Mn
Mar 31, 2025 19.47 Mn
Mar 31, 2025 19.47 Mn
Dec 31, 2024 22.06 Mn
Dec 31, 2024 22.06 Mn
Sep 30, 2024 10.32 Mn
Sep 30, 2024 10.32 Mn
Jun 30, 2024 11.64 Mn
Jun 30, 2024 11.64 Mn
Mar 31, 2024 13.38 Mn
Mar 31, 2024 13.38 Mn
Dec 31, 2023 14.85 Mn
Dec 31, 2023 14.85 Mn
Sep 30, 2023 2.79 Mn
Sep 30, 2023 2.79 Mn