KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Net Margin: 2020-2025

Historic Net Margin for Upstart Holdings (UPST) over the last 6 years, with Sep 2025 value amounting to 11.48%.

  • Upstart Holdings' Net Margin rose 1551.00% to 11.48% in Q3 2025 from the same period last year, while for Sep 2025 it was 3.40%, marking a year-over-year increase of 3196.00%. This contributed to the annual value of -20.20% for FY2024, which is 2265.00% up from last year.
  • As of Q3 2025, Upstart Holdings' Net Margin stood at 11.48%, which was up 426.68% from 2.18% recorded in Q2 2025.
  • Upstart Holdings' 5-year Net Margin high stood at 19.34% for Q4 2021, and its period low was -110.34% during Q1 2023.
  • Moreover, its 3-year median value for Net Margin was -19.60% (2023), whereas its average is -24.23%.
  • As far as peak fluctuations go, Upstart Holdings' Net Margin tumbled by 12,075bps in 2023, and later skyrocketed by 6,355bps in 2024.
  • Over the past 5 years, Upstart Holdings' Net Margin (Quarterly) stood at 19.34% in 2021, then plummeted by 5,485bps to -35.52% in 2022, then spiked by 778bps to -27.74% in 2023, then surged by 2,636bps to -1.38% in 2024, then spiked by 1,551bps to 11.48% in 2025.
  • Its last three reported values are 11.48% in Q3 2025, 2.18% for Q2 2025, and -1.15% during Q1 2025.