Upstart Holdings (UPST) Non Operating Income (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Non Operating Income of $956000.0 for Q1 2026, down 53.99% YoY from $2.1 million in Q1 2025, and down 95.25% sequentially from $20.1 million in Q4 2025.

Upstart Holdings (UPST) Non Operating Income (2020 - 2026) Analysis & Trends

Upstart Holdings has disclosed Non Operating Income across 7 years of filings, most recently posting $956000.0 for Q1 2026.

  • In Q1 2026, Non Operating Income fell 53.99% year-over-year to $956000.0; the TTM figure through Mar 2026 stood at $23.2 million (up 28.99% YoY), while the FY2025 annual figure was $24.3 million, up 29.43% from the prior year.
  • Non Operating Income retreated to $956000.0 in Q1 2026, from $20.1 million in the prior quarter.
  • Over the last five years, Non Operating Income for UPST reached as high as $20.1 million in Q4 2025 and fell as low as -$2.1 million in Q1 2022.
  • The 5-year median for Non Operating Income is $2.6 million (2023), against an average of $4.4 million.
  • Annual changes were most pronounced in 2022 — Non Operating Income jumped 112900.0% — and 2024, when it slumped 80.16%.
  • A 5-year view of Non Operating Income shows it stood at $7.5 million in 2022, then surged by 32.42% to $9.9 million in 2023, then slipped by 0.73% to $9.8 million in 2024, then jumped by 105.26% to $20.1 million in 2025, then tumbled by 95.25% to $956000.0 in 2026.
  • According to Business Quant data, Non Operating Income over the past three periods registered $956000.0, $20.1 million, and $1.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non Op. Inc. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -60.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 75.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -95.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 18.95 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 2.97 Mn
10 Upstart Holdings 3.46 Bn 2.99 Bn 221.97 Mn 956,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 956,000.00
Dec 31, 2025 20.12 Mn
Sep 30, 2025 1.02 Mn
Jun 30, 2025 1.11 Mn
Mar 31, 2025 2.08 Mn
Dec 31, 2024 9.80 Mn
Sep 30, 2024 5.08 Mn
Jun 30, 2024 1.03 Mn
Mar 31, 2024 2.88 Mn
Dec 31, 2023 9.87 Mn
Sep 30, 2023 3.54 Mn
Jun 30, 2023 5.20 Mn
Mar 31, 2023 2.60 Mn
Dec 31, 2022 7.46 Mn
Sep 30, 2022 1.88 Mn
Jun 30, 2022 2.26 Mn
Mar 31, 2022 -2.12 Mn
Dec 31, 2021 829,000.00
Sep 30, 2021 -754,000.00
Jun 30, 2021 2,000.00