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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Return on Assets (2021 - 2025)

Upstart Holdings (UPST) has disclosed Return on Assets for 5 consecutive years, with 0.02% as the latest value for Q4 2025.

  • Quarterly Return on Assets rose 8.0% to 0.02% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.02% through Dec 2025, up 8.0% year-over-year, with the annual reading at 0.02% for FY2025, 8.0% up from the prior year.
  • Return on Assets for Q4 2025 was 0.02% at Upstart Holdings, up from 0.01% in the prior quarter.
  • The five-year high for Return on Assets was 0.08% in Q1 2022, with the low at 0.15% in Q2 2023.
  • Average Return on Assets over 5 years is 0.03%, with a median of 0.02% recorded in 2025.
  • The sharpest move saw Return on Assets dropped -23bps in 2023, then rose 11bps in 2025.
  • Over 5 years, Return on Assets stood at 0.08% in 2021, then crashed by -171bps to 0.06% in 2022, then crashed by -112bps to 0.12% in 2023, then surged by 48bps to 0.06% in 2024, then skyrocketed by 130bps to 0.02% in 2025.
  • According to Business Quant data, Return on Assets over the past three periods came in at 0.02%, 0.01%, and 0.0% for Q4 2025, Q3 2025, and Q2 2025 respectively.