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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Return on Assets (2021 - 2025)

Historic Return on Assets for Upstart Holdings (UPST) over the last 5 years, with Q4 2025 value amounting to 0.02%.

  • Upstart Holdings' Return on Assets rose 800.0% to 0.02% in Q4 2025 from the same period last year, while for Dec 2025 it was 0.02%, marking a year-over-year increase of 800.0%. This contributed to the annual value of 0.02% for FY2025, which is 800.0% up from last year.
  • As of Q4 2025, Upstart Holdings' Return on Assets stood at 0.02%, which was up 800.0% from 0.01% recorded in Q3 2025.
  • In the past 5 years, Upstart Holdings' Return on Assets ranged from a high of 0.08% in Q1 2022 and a low of 0.15% during Q2 2023
  • Over the past 5 years, Upstart Holdings' median Return on Assets value was 0.02% (recorded in 2025), while the average stood at 0.03%.
  • In the last 5 years, Upstart Holdings' Return on Assets tumbled by -2300bps in 2023 and then surged by 1100bps in 2025.
  • Quarter analysis of 5 years shows Upstart Holdings' Return on Assets stood at 0.08% in 2021, then plummeted by -171bps to 0.06% in 2022, then plummeted by -112bps to 0.12% in 2023, then surged by 48bps to 0.06% in 2024, then skyrocketed by 130bps to 0.02% in 2025.
  • Its last three reported values are 0.02% in Q4 2025, 0.01% for Q3 2025, and 0.0% during Q2 2025.