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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Return on Assets: 2021-2025

Historic Return on Assets for Upstart Holdings (UPST) over the last 5 years, with Sep 2025 value amounting to 0.01%.

  • Upstart Holdings' Return on Assets rose 10.00% to 0.01% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01%, marking a year-over-year increase of 10.00%. This contributed to the annual value of -0.06% for FY2024, which is 6.00% up from last year.
  • Upstart Holdings' Return on Assets amounted to 0.01% in Q3 2025, which was up 549.68% from -0.00% recorded in Q2 2025.
  • Upstart Holdings' Return on Assets' 5-year high stood at 0.08% during Q1 2022, with a 5-year trough of -0.15% in Q2 2023.
  • Its 3-year average for Return on Assets is -0.08%, with a median of -0.09% in 2024.
  • In the last 5 years, Upstart Holdings' Return on Assets dropped by 23bps in 2023 and then increased by 11bps in 2025.
  • Over the past 5 years, Upstart Holdings' Return on Assets (Quarterly) stood at 0.08% in 2021, then dropped by 14bps to -0.06% in 2022, then dropped by 6bps to -0.12% in 2023, then increased by 6bps to -0.06% in 2024, then grew by 10bps to 0.01% in 2025.
  • Its last three reported values are 0.01% in Q3 2025, -0.00% for Q2 2025, and -0.03% during Q1 2025.