Upstart Holdings (UPST) Price to Earnings (2020 - 2026)
Upstart Holdings' (UPST) quarterly Price to Earnings came in at 208.45 in Q2 2026, down 81.19% year-over-year from 1108.47 in Q2 2025, and up 156.43% quarter-over-quarter from 369.38 in Q1 2026.
Powered by 
Analysis
Upstart Holdings (UPST) Price to Earnings (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Price to Earnings for 7 consecutive years, with 208.45 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Price to Earnings fell 81.19% year-over-year to 208.45 in Q2 2026; TTM through Jun 2026 was 57.14, a 105.84% increase from a year earlier, with the FY2025 full-year figure at 79.98, up 278.7% from the prior year.
- Price to Earnings was 208.45 for Q2 2026 at Upstart Holdings, up from 369.38 in the prior quarter.
- Over five years, Price to Earnings peaked at 1108.47 in Q2 2025 and troughed at 2088.9 in Q4 2024.
- A 5-year average of 181.8 and a median of 37.57 in 2024 frame the typical range for Price to Earnings.
- The widest YoY moves for Price to Earnings: up 2973.11% in 2025, down 4792.88% in 2025.
- Over 5 years, Price to Earnings stood at 19.44 in 2022, then tumbled by 328.0% to 83.2 in 2023, then sank by 2410.74% to 2088.9 in 2024, then surged by 111.01% to 230.04 in 2025, then slipped by 9.38% to 208.45 in 2026.
- The last three Price to Earnings figures came in at 208.45 (Q2 2026), 369.38 (Q1 2026), and 230.04 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.73 Bn | 2.28 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.92 Bn | 1.72 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 1.10 Bn | 108.74 Mn | - |
| 4 | FinVolution | 856.70 Mn | -70.30 Mn | - |
| 5 | X Financial | 432.29 Mn | -136.02 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 361.86 Mn | 317.00 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 294.80 Mn | 294.80 Mn | 73.06 Mn |
| 9 | Antalpha Platform Holding | 85.61 Mn | -804.10 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 208.45 |
| Mar 31, 2026 | -369.38 |
| Dec 31, 2025 | 230.04 |
| Sep 30, 2025 | 155.37 |
| Jun 30, 2025 | 1,108.47 |
| Mar 31, 2025 | -1,788.37 |
| Dec 31, 2024 | -2,088.90 |
| Sep 30, 2024 | -538.75 |
| Jun 30, 2024 | -38.58 |
| Mar 31, 2024 | -36.55 |
| Dec 31, 2023 | -83.20 |
| Sep 30, 2023 | -60.19 |
| Jun 30, 2023 | -106.56 |
| Mar 31, 2023 | -10.15 |
| Dec 31, 2022 | -19.44 |
| Sep 30, 2022 | -30.26 |
| Jun 30, 2022 | -87.00 |
| Mar 31, 2022 | 282.56 |
| Dec 31, 2021 | 214.74 |
| Sep 30, 2021 | 886.28 |