Upstart Holdings (UPST) Price to Earnings (2020 - 2026)
Upstart Holdings' Price to Earnings was 34.93 in Q3 2026, down 77.2% from 153.42 a year earlier and down 38.9% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Price to Earnings (2020 - 2026) Analysis & Trends
For FY2025, Price to Earnings at Upstart Holdings came in at 79.98.
- In earlier years, Price to Earnings was 93.45 in FY2021 (-21.7%).
- The Q3 2026 figure marks the lowest quarterly Price to Earnings since Q2 2022.
- Per Business Quant data, UPST's Price to Earnings in the three quarters before Q3 2026 was 57.14 (Q2 2026), 49.69 (Q1 2026) and 79.98 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn |
| 10 | Upstart Holdings | 2.14 Bn | 101.94 Mn | 307.18 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 34.93 |
| Jun 30, 2026 | 57.14 |
| Mar 31, 2026 | 49.69 |
| Dec 31, 2025 | 79.98 |
| Sep 30, 2025 | 153.42 |
| Sep 30, 2022 | 306.98 |
| Jun 30, 2022 | 28.60 |
| Mar 31, 2022 | 58.45 |
| Dec 31, 2021 | 93.45 |
| Sep 30, 2021 | 332.82 |
| Jun 30, 2021 | 166.93 |
| Mar 31, 2021 | 652.09 |
| Dec 31, 2020 | 119.28 |
API Access
Upstart Holdings Price to Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=price-to-earnings&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "price-to-earnings", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=price-to-earnings&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();