Upstart Holdings (UPST) EPS (Basic) (2020 - 2026)
Upstart Holdings' (UPST) quarterly EPS (Basic) came in at $0.17 in Q2 2026, up 191.77% year-over-year from $0.06 in Q2 2025, and up 349.7% quarter-over-quarter from -$0.07 in Q1 2026.
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Analysis
Upstart Holdings (UPST) EPS (Basic) (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported EPS (Basic) for 7 consecutive years, with $0.17 the latest figure, recorded in Q2 2026.
- On a quarterly basis, EPS (Basic) rose 191.77% year-over-year to $0.17 in Q2 2026; TTM through Jun 2026 was $0.62, a 1039.39% increase from a year earlier, with the FY2025 full-year figure at $0.56, up 138.83% from the prior year.
- EPS (Basic) was $0.17 for Q2 2026 at Upstart Holdings, up from -$0.07 in the prior quarter.
- Over five years, EPS (Basic) peaked at $0.39 in Q1 2022 and troughed at -$1.58 in Q1 2023.
- A 5-year average of -$0.28 and a median of -$0.21 in 2024 frame the typical range for EPS (Basic).
- Across the five-year window, EPS (Basic) slumped 506.56% in 2023 and soared 730.09% in 2025, its largest moves.
- Over 5 years, EPS (Basic) stood at -$0.67 in 2022, then increased by 24.19% to -$0.51 in 2023, then soared by 93.91% to -$0.03 in 2024, then jumped by 730.09% to $0.19 in 2025, then decreased by 11.75% to $0.17 in 2026.
- The last three EPS (Basic) figures came in at $0.17 (Q2 2026), -$0.07 (Q1 2026), and $0.19 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 0.17 |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 0.51 |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 0.45 |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 0.38 |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 0.17 |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 0.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -0.03 |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 0.09 |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -0.71 |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -0.57 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.17 |
| Mar 31, 2026 | -0.07 |
| Dec 31, 2025 | 0.19 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | -0.03 |
| Dec 31, 2024 | -0.03 |
| Sep 30, 2024 | -0.07 |
| Jun 30, 2024 | -0.62 |
| Mar 31, 2024 | -0.74 |
| Dec 31, 2023 | -0.51 |
| Sep 30, 2023 | -0.48 |
| Jun 30, 2023 | -0.34 |
| Mar 31, 2023 | -1.58 |
| Dec 31, 2022 | -0.67 |
| Sep 30, 2022 | -0.69 |
| Jun 30, 2022 | -0.36 |
| Mar 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.75 |
| Sep 30, 2021 | 0.37 |