Upstart Holdings (UPST) EPS (Basic) (2020 - 2026)
Upstart Holdings (UPST) posted quarterly EPS (Basic) of -$0.07 for Q1 2026, down 164.23% year-over-year from $0.11 in Q1 2025, and down 135.34% quarter-over-quarter from $0.19 in Q4 2025.
Upstart Holdings (UPST) EPS (Basic) (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported EPS (Basic) for 7 consecutive years, with -$0.07 the latest figure, recorded in Q1 2026.
- In Q1 2026, EPS (Basic) fell 164.23% year-over-year to -$0.07; the TTM figure through Mar 2026 stood at $0.51 (up 172.35% YoY), while the FY2025 annual figure was $0.56, up 138.83% from the prior year.
- EPS (Basic) declined to -$0.07 in Q1 2026 per UPST's latest filing, from $0.19 in the prior quarter.
- Across five years, EPS (Basic) topped out at $0.39 in Q1 2022 and bottomed at -$1.58 in Q1 2023.
- Historically, EPS (Basic) has averaged -$0.31 across 5 years, with a median of -$0.34 in 2023.
- Annual changes were most pronounced in 2023 — EPS (Basic) sank 506.56% — and 2025, when it jumped 730.09%.
- Upstart Holdings' EPS (Basic) stood at -$0.67 in 2022, then gained by 24.19% to -$0.51 in 2023, then surged by 93.91% to -$0.03 in 2024, then soared by 730.09% to $0.19 in 2025, then tumbled by 135.34% to -$0.07 in 2026.
- Business Quant data shows UPST's EPS (Basic) at -$0.07 in Q1 2026, $0.19 in Q4 2025, and $0.33 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 3.36 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 4.98 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.59 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 4.73 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.26 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.61 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.31 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.13 |
| 10 | Upstart Holdings | 2.89 Bn | 2.44 Bn | 303.39 Mn | 0.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.17 |
| Mar 31, 2026 | -0.07 |
| Dec 31, 2025 | 0.19 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | -0.03 |
| Dec 31, 2024 | -0.03 |
| Sep 30, 2024 | -0.07 |
| Jun 30, 2024 | -0.62 |
| Mar 31, 2024 | -0.74 |
| Dec 31, 2023 | -0.51 |
| Sep 30, 2023 | -0.48 |
| Jun 30, 2023 | -0.34 |
| Mar 31, 2023 | -1.58 |
| Dec 31, 2022 | -0.67 |
| Sep 30, 2022 | -0.69 |
| Jun 30, 2022 | -0.36 |
| Mar 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.75 |
| Sep 30, 2021 | 0.37 |