Upstart Holdings (UPST) EPS (Basic) (2020 - 2026)
Upstart Holdings (UPST) reported EPS (Basic) of -$0.07 for Q1 2026, down 133.33% year-over-year from $0.21 in Q1 2025, and down 136.84% quarter-over-quarter from $0.19 in Q4 2025.
Upstart Holdings (UPST) EPS (Basic) (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has 7 years of EPS (Basic) data on file, last reported at -$0.07 in Q1 2026.
- EPS (Basic) for Q1 2026 came in at -$0.07, down 133.33% year-over-year; the trailing twelve-month figure through Mar 2026 was $0.51 (up 168.92% YoY), and the FY2025 annual result was $0.56, up 138.89% from the prior year.
- EPS (Basic) slipped to -$0.07 in Q1 2026 per UPST's latest filing, from $0.19 in the prior quarter.
- Over five years, EPS (Basic) peaked at $0.39 in Q1 2022 and troughed at -$1.58 in Q1 2023.
- A 5-year average of -$0.31 and a median of -$0.34 in 2023 frame the typical range for EPS (Basic).
- The sharpest annual moves came in 2023 and 2025: EPS (Basic) slumped 505.13% in 2023, then soared 1050.0% in 2025.
- A 5-year view of EPS (Basic) shows it stood at -$0.67 in 2022, then grew by 26.87% to -$0.49 in 2023, then surged by 95.92% to -$0.02 in 2024, then soared by 1050.0% to $0.19 in 2025, then sank by 136.84% to -$0.07 in 2026.
- Business Quant data shows UPST's EPS (Basic) at -$0.07 in Q1 2026, $0.19 in Q4 2025, and $0.33 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 4.75 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.35 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 4.29 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 3.35 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.22 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.29 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.31 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.13 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.94 |
| 10 | Upstart Holdings | 2.88 Bn | 2.41 Bn | 221.97 Mn | -0.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.07 |
| Dec 31, 2025 | 0.19 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | -0.03 |
| Dec 31, 2024 | -0.02 |
| Sep 30, 2024 | -0.07 |
| Jun 30, 2024 | -0.62 |
| Mar 31, 2024 | -0.74 |
| Dec 31, 2023 | -0.49 |
| Sep 30, 2023 | -0.48 |
| Jun 30, 2023 | -0.34 |
| Mar 31, 2023 | -1.58 |
| Dec 31, 2022 | -0.67 |
| Sep 30, 2022 | -0.69 |
| Jun 30, 2022 | -0.36 |
| Mar 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.73 |
| Sep 30, 2021 | 0.37 |
| Jun 30, 2021 | 0.49 |