Upstart Holdings (UPST) EPS (Basic) (2020 - 2026)
Upstart Holdings (UPST) posted quarterly EPS (Basic) of -$0.07 for Q1 2026, down 164.23% YoY from $0.11 in Q1 2025, and down 135.34% sequentially from $0.19 in Q4 2025.
Upstart Holdings (UPST) EPS (Basic) (2020 - 2026) Analysis & Trends
Upstart Holdings has disclosed EPS (Basic) across 7 years of filings, most recently posting -$0.07 for Q1 2026.
- In Q1 2026, EPS (Basic) fell 164.23% year-over-year to -$0.07; the TTM figure through Mar 2026 stood at $0.51 (up 172.35% YoY), while the FY2025 annual figure was $0.56, up 138.83% from the prior year.
- EPS (Basic) eased to -$0.07 in Q1 2026, from $0.19 in the prior quarter.
- Over the last five years, EPS (Basic) for UPST reached as high as $0.39 in Q1 2022 and fell as low as -$1.58 in Q1 2023.
- The 5-year median for EPS (Basic) is -$0.34 (2023), against an average of -$0.31.
- Annual changes were most pronounced in 2023 — EPS (Basic) tumbled 506.56% — and 2025, when it jumped 730.09%.
- A 5-year view of EPS (Basic) shows it stood at -$0.67 in 2022, then rose by 24.19% to -$0.51 in 2023, then jumped by 93.91% to -$0.03 in 2024, then surged by 730.09% to $0.19 in 2025, then plunged by 135.34% to -$0.07 in 2026.
- According to Business Quant data, EPS (Basic) over the past three periods registered -$0.07, $0.19, and $0.33 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 3.60 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 4.34 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.22 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.31 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.13 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.94 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 10.65 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.05 |
| 10 | Upstart Holdings | 3.46 Bn | 2.99 Bn | 221.97 Mn | -0.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.07 |
| Dec 31, 2025 | 0.19 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | -0.03 |
| Dec 31, 2024 | -0.03 |
| Sep 30, 2024 | -0.07 |
| Jun 30, 2024 | -0.62 |
| Mar 31, 2024 | -0.74 |
| Dec 31, 2023 | -0.51 |
| Sep 30, 2023 | -0.48 |
| Jun 30, 2023 | -0.34 |
| Mar 31, 2023 | -1.58 |
| Dec 31, 2022 | -0.67 |
| Sep 30, 2022 | -0.69 |
| Jun 30, 2022 | -0.36 |
| Mar 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.75 |
| Sep 30, 2021 | 0.37 |
| Jun 30, 2021 | 0.49 |