Upstart Holdings (UPST) Cash from Financing Activities (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Cash from Financing Activities of $6.7 million for Q1 2026, up 115.09% year-over-year from $3.1 million in Q1 2025, and up 133.41% quarter-over-quarter from -$20.2 million in Q4 2025.

Upstart Holdings (UPST) Cash from Financing Activities (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Cash from Financing Activities for 7 consecutive years, with $6.7 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Cash from Financing Activities rose 115.09% year-over-year to $6.7 million; the TTM figure through Mar 2026 stood at $457.1 million (down 16.99% YoY), while the FY2025 annual figure was $405.6 million, down 27.55% from the prior year.
  • Cash from Financing Activities rose to $6.7 million in Q1 2026 per UPST's latest filing, from -$20.2 million in the prior quarter.
  • Across five years, Cash from Financing Activities topped out at $509.3 million in Q4 2024 and bottomed at -$120.8 million in Q2 2023.
  • Historically, Cash from Financing Activities has averaged $73.6 million across 5 years, with a median of $23.7 million in 2022.
  • On a YoY basis, Cash from Financing Activities climbed as much as 1702.88% in 2024 and fell as far as 268.93% in 2024.
  • Upstart Holdings' Cash from Financing Activities stood at $23.7 million in 2022, then increased by 19.15% to $28.3 million in 2023, then surged by 1702.88% to $509.3 million in 2024, then sank by 103.96% to -$20.2 million in 2025, then jumped by 133.41% to $6.7 million in 2026.
  • Business Quant data shows UPST's Cash from Financing Activities at $6.7 million in Q1 2026, -$20.2 million in Q4 2025, and $378.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash from Financing Activities (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -6.14 Bn
2 Mastercard 506.53 Bn 493.04 Bn - -35.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -4.90 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -15.33 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 403.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -596.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -152.63 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 3.11 Bn
10 Upstart Holdings 2.89 Bn 2.44 Bn 303.39 Mn 93.49 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 93.49 Mn
Jun 30, 2026 93.49 Mn
Mar 31, 2026 6.74 Mn
Mar 31, 2026 6.74 Mn
Dec 31, 2025 -20.18 Mn
Dec 31, 2025 -20.18 Mn
Sep 30, 2025 378.58 Mn
Sep 30, 2025 378.58 Mn
Jun 30, 2025 91.93 Mn
Jun 30, 2025 91.93 Mn
Mar 31, 2025 -44.68 Mn
Mar 31, 2025 -44.68 Mn
Dec 31, 2024 509.33 Mn
Dec 31, 2024 509.33 Mn
Sep 30, 2024 -38.02 Mn
Sep 30, 2024 -38.02 Mn
Jun 30, 2024 123.99 Mn
Jun 30, 2024 123.99 Mn
Mar 31, 2024 -35.43 Mn
Mar 31, 2024 -35.43 Mn