Upstart Holdings (UPST) Cash from Financing Activities (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Cash from Financing Activities of $6.7 million for Q1 2026, up 115.09% YoY from $3.1 million in Q1 2025, and up 133.41% sequentially from -$20.2 million in Q4 2025.
Upstart Holdings (UPST) Cash from Financing Activities (2020 - 2026) Analysis & Trends
Upstart Holdings has disclosed Cash from Financing Activities across 7 years of filings, most recently posting $6.7 million for Q1 2026.
- In Q1 2026, Cash from Financing Activities rose 115.09% year-over-year to $6.7 million; the TTM figure through Mar 2026 stood at $457.1 million (down 16.99% YoY), while the FY2025 annual figure was $405.6 million, down 27.55% from the prior year.
- Cash from Financing Activities improved to $6.7 million in Q1 2026, from -$20.2 million in the prior quarter.
- Over the last five years, Cash from Financing Activities for UPST reached as high as $509.3 million in Q4 2024 and fell as low as -$120.8 million in Q2 2023.
- The 5-year median for Cash from Financing Activities is $23.7 million (2022), against an average of $73.6 million.
- The widest YoY moves for Cash from Financing Activities: up 1702.88% in 2024, down 268.93% in 2024.
- A 5-year view of Cash from Financing Activities shows it stood at $23.7 million in 2022, then grew by 19.15% to $28.3 million in 2023, then jumped by 1702.88% to $509.3 million in 2024, then slumped by 103.96% to -$20.2 million in 2025, then soared by 133.41% to $6.7 million in 2026.
- According to Business Quant data, Cash from Financing Activities over the past three periods registered $6.7 million, -$20.2 million, and $378.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash from Financing (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -6.41 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -5.01 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 4.98 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -559.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -152.63 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.11 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.10 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | -206.50 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -75.91 Mn |
| 10 | Upstart Holdings | 3.46 Bn | 2.99 Bn | 221.97 Mn | 6.74 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.74 Mn |
| Mar 31, 2026 | 6.74 Mn |
| Dec 31, 2025 | -20.18 Mn |
| Dec 31, 2025 | -20.18 Mn |
| Sep 30, 2025 | 378.58 Mn |
| Sep 30, 2025 | 378.58 Mn |
| Jun 30, 2025 | 91.93 Mn |
| Jun 30, 2025 | 91.93 Mn |
| Mar 31, 2025 | -44.68 Mn |
| Mar 31, 2025 | -44.68 Mn |
| Dec 31, 2024 | 509.33 Mn |
| Dec 31, 2024 | 509.33 Mn |
| Sep 30, 2024 | -38.02 Mn |
| Sep 30, 2024 | -38.02 Mn |
| Jun 30, 2024 | 123.99 Mn |
| Jun 30, 2024 | 123.99 Mn |
| Mar 31, 2024 | -35.43 Mn |
| Mar 31, 2024 | -35.43 Mn |
| Dec 31, 2023 | 28.25 Mn |
| Dec 31, 2023 | 28.25 Mn |