Upstart Holdings (UPST) Other Operating Expenses (2020 - 2026)
Upstart Holdings' Other Operating Expenses came in at $175.83 million for Q2 2026, up 47.3% from $119.35 million a year earlier and up 10.2% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Other Operating Expenses (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Upstart Holdings reported Other Operating Expenses of $606.44 million, up 52.6% year-over-year; for FY2025, it was $489.88 million, up 50.8% from FY2024.
- Other Operating Expenses carries a five-year compound annual growth rate of 29.0% (FY2020 to FY2025).
- Going back by year, Other Operating Expenses was $324.8 million in FY2024 (+17.0%), $277.56 million in FY2023 (-48.0%), $533.77 million in FY2022 (+18.3%) and $451.03 million in FY2021 (+228.6%).
- The Q2 2026 figure represents the highest quarterly Other Operating Expenses since Q1 2022.
- Year-over-year, Other Operating Expenses has increased for ten consecutive quarters, with growth averaging 44.8% over the last eight quarters.
- The fastest year-over-year change in Other Operating Expenses over five years came in Q3 2021 (growth of 287.9%), and the weakest in Q2 2023 (a decline of 61.2%).
- Business Quant data shows UPST's Other Operating Expenses at $159.55 million (Q1 2026), $142.43 million (Q4 2025) and $128.63 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | PayPal Holdings | 49.12 Bn | 7.35 Bn | - |
| 2 | Coinbase Global | 47.37 Bn | 4.18 Bn | - |
| 3 | Block | 45.86 Bn | 17.16 Bn | 3.17 Bn |
| 4 | Corpay | 26.07 Bn | 15.96 Bn | - |
| 5 | Fiserv | 24.52 Bn | 21.19 Bn | 2.90 Bn |
| 6 | Global Payments | 22.18 Bn | -31.42 Mn | 2.03 Bn |
| 7 | Guidewire Software | 13.86 Bn | 10.43 Bn | 269.68 Mn |
| 8 | Bitmine Immersion Technologies | 13.19 Bn | 10.57 Bn | 40.81 Mn |
| 9 | Chime Financial | 11.58 Bn | 7.37 Bn | 594.87 Mn |
| 10 | Upstart Holdings | 2.29 Bn | 220.63 Mn | 303.39 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 175.83 Mn |
| Mar 31, 2026 | 159.55 Mn |
| Dec 31, 2025 | 142.43 Mn |
| Sep 30, 2025 | 128.63 Mn |
| Jun 30, 2025 | 119.35 Mn |
| Mar 31, 2025 | 99.47 Mn |
| Dec 31, 2024 | 96.07 Mn |
| Sep 30, 2024 | 82.53 Mn |
| Jun 30, 2024 | 71.64 Mn |
| Mar 31, 2024 | 74.56 Mn |
| Dec 31, 2023 | 74.89 Mn |
| Sep 30, 2023 | 69.96 Mn |
| Jun 30, 2023 | 60.69 Mn |
| Mar 31, 2023 | 72.03 Mn |
| Dec 31, 2022 | 94.24 Mn |
| Sep 30, 2022 | 101.39 Mn |
| Jun 30, 2022 | 156.28 Mn |
| Mar 31, 2022 | 181.86 Mn |
| Dec 31, 2021 | 155.86 Mn |
| Sep 30, 2021 | 128.32 Mn |
API Access
Upstart Holdings Other Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=other-operating-expenses&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "other-operating-expenses", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=other-operating-expenses&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();