Upstart Holdings (UPST) Other Operating Expenses (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Other Operating Expenses of $159.5 million for Q1 2026, up 60.4% year-over-year from $99.5 million in Q1 2025, and down 1.91% quarter-over-quarter from $162.7 million in Q4 2025.
Upstart Holdings (UPST) Other Operating Expenses (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Other Operating Expenses for 7 consecutive years, with $159.5 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Other Operating Expenses rose 60.4% year-over-year to $159.5 million; the TTM figure through Mar 2026 stood at $551.1 million (up 100.68% YoY), while the FY2025 annual figure was $489.9 million, up 50.83% from the prior year.
- Other Operating Expenses eased to $159.5 million in Q1 2026 per UPST's latest filing, from $162.7 million in the prior quarter.
- Across five years, Other Operating Expenses topped out at $216.0 million in Q4 2022 and bottomed at -$59.7 million in Q4 2023.
- Historically, Other Operating Expenses has averaged $92.2 million across 5 years, with a median of $98.4 million in 2022.
- Annual changes were most pronounced in 2023 — Other Operating Expenses sank 127.65% — and 2025, when it soared 675.63%.
- Upstart Holdings' Other Operating Expenses stood at $216.0 million in 2022, then slumped by 127.65% to -$59.7 million in 2023, then surged by 135.11% to $21.0 million in 2024, then jumped by 675.63% to $162.7 million in 2025, then decreased by 1.91% to $159.5 million in 2026.
- Business Quant data shows UPST's Other Operating Expenses at $159.5 million in Q1 2026, $162.7 million in Q4 2025, and $113.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Upstart Holdings | 2.89 Bn | 2.44 Bn | 303.39 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 155.18 Mn |
| Mar 31, 2026 | 159.55 Mn |
| Dec 31, 2025 | 162.66 Mn |
| Sep 30, 2025 | 113.82 Mn |
| Jun 30, 2025 | 115.07 Mn |
| Mar 31, 2025 | 99.47 Mn |
| Dec 31, 2024 | 20.97 Mn |
| Sep 30, 2024 | 82.53 Mn |
| Jun 30, 2024 | 71.64 Mn |
| Mar 31, 2024 | 74.56 Mn |
| Dec 31, 2023 | -59.73 Mn |
| Sep 30, 2023 | 69.96 Mn |
| Jun 30, 2023 | 60.69 Mn |
| Mar 31, 2023 | 72.03 Mn |
| Dec 31, 2022 | 216.05 Mn |
| Sep 30, 2022 | 101.39 Mn |
| Jun 30, 2022 | 108.12 Mn |
| Mar 31, 2022 | 98.40 Mn |
| Dec 31, 2021 | 87.54 Mn |
| Sep 30, 2021 | 72.06 Mn |