Upstart Holdings (UPST) Other Operating Expenses (2020 - 2026)

Upstart Holdings (UPST) reported Other Operating Expenses of $159.5 million for Q1 2026, up 60.4% year-over-year from $99.5 million in Q1 2025, and up 12.02% quarter-over-quarter from $142.4 million in Q4 2025.

Upstart Holdings (UPST) Other Operating Expenses (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 7 years of Other Operating Expenses data on file, last reported at $159.5 million in Q1 2026.

  • Other Operating Expenses for Q1 2026 came in at $159.5 million, up 60.4% year-over-year; the trailing twelve-month figure through Mar 2026 was $550.0 million (up 57.26% YoY), and the FY2025 annual result was $489.9 million, up 50.83% from the prior year.
  • Other Operating Expenses climbed to $159.5 million in Q1 2026 per UPST's latest filing, from $142.4 million in the prior quarter.
  • Over five years, Other Operating Expenses peaked at $181.9 million in Q1 2022 and troughed at $60.7 million in Q2 2023.
  • A 5-year average of $105.0 million and a median of $96.1 million in 2024 frame the typical range for Other Operating Expenses.
  • The sharpest annual moves came in 2022 and 2023: Other Operating Expenses soared 172.39% in 2022, then plunged 61.17% in 2023.
  • A 5-year view of Other Operating Expenses shows it stood at $94.2 million in 2022, then dropped by 20.53% to $74.9 million in 2023, then climbed by 28.28% to $96.1 million in 2024, then surged by 48.26% to $142.4 million in 2025, then gained by 12.02% to $159.5 million in 2026.
  • Business Quant data shows UPST's Other Operating Expenses at $159.5 million in Q1 2026, $142.4 million in Q4 2025, and $128.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 159.55 Mn
Dec 31, 2025 142.43 Mn
Sep 30, 2025 128.63 Mn
Jun 30, 2025 119.35 Mn
Mar 31, 2025 99.47 Mn
Dec 31, 2024 96.07 Mn
Sep 30, 2024 82.53 Mn
Jun 30, 2024 71.64 Mn
Mar 31, 2024 74.56 Mn
Dec 31, 2023 74.89 Mn
Sep 30, 2023 69.96 Mn
Jun 30, 2023 60.69 Mn
Mar 31, 2023 72.03 Mn
Dec 31, 2022 94.24 Mn
Sep 30, 2022 101.39 Mn
Jun 30, 2022 156.28 Mn
Mar 31, 2022 181.86 Mn
Dec 31, 2021 155.86 Mn
Sep 30, 2021 128.32 Mn
Jun 30, 2021 100.08 Mn