Upstart Holdings (UPST) Cash from Operations (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Cash from Operations of 133297000.0 for Q1 2026, down 888.41% YoY from 16907061.76 in Q1 2025, and down 222.8% sequentially from 108552000.0 in Q4 2025.

Upstart Holdings (UPST) Cash from Operations (2020 - 2026) Analysis & Trends

Upstart Holdings has disclosed Cash from Operations across 7 years of filings, most recently posting 133297000.0 for Q1 2026.

  • In Q1 2026, Cash from Operations fell 888.41% year-over-year to 133297000.0; the TTM figure through Mar 2026 stood at 267536000.0 (down 308.19% YoY), while the FY2025 annual figure was 147725000.0, down 179.28% from the prior year.
  • Cash from Operations eased to 133297000.0 in Q1 2026, from 108552000.0 in the prior quarter.
  • Over the last five years, Cash from Operations for UPST reached as high as 217323000.0 in Q2 2023 and fell as low as 266795000.0 in Q1 2022.
  • The 5-year median for Cash from Operations is 101366000.0 (2022), against an average of 50839000.0.
  • Annual changes were most pronounced in 2022 — Cash from Operations sank 2018.23% — and 2023, when it jumped 505.13%.
  • A 5-year view of Cash from Operations shows it stood at 236056000.0 in 2022, then jumped by 38.32% to 145599000.0 in 2023, then rose by 23.81% to 110926000.0 in 2024, then jumped by 197.86% to 108552000.0 in 2025, then sank by 222.8% to 133297000.0 in 2026.
  • According to Business Quant data, Cash from Operations over the past three periods registered 133297000.0, 108552000.0, and 122629000.0 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash from Ops. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 3.01 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.00 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.80 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.13 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 386.50 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.31 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.37 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 269.30 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 66.48 Mn
10 Upstart Holdings 3.46 Bn 2.99 Bn 221.97 Mn -133.30 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -133.30 Mn
Mar 31, 2026 -133.30 Mn
Dec 31, 2025 108.55 Mn
Dec 31, 2025 108.55 Mn
Sep 30, 2025 -122.63 Mn
Sep 30, 2025 -122.63 Mn
Jun 30, 2025 -120.16 Mn
Jun 30, 2025 -120.16 Mn
Mar 31, 2025 -13.49 Mn
Mar 31, 2025 -13.49 Mn
Dec 31, 2024 -110.93 Mn
Dec 31, 2024 -110.93 Mn
Sep 30, 2024 179.34 Mn
Sep 30, 2024 179.34 Mn
Jun 30, 2024 73.58 Mn
Jun 30, 2024 73.58 Mn
Mar 31, 2024 44.34 Mn
Mar 31, 2024 44.34 Mn
Dec 31, 2023 -145.60 Mn
Dec 31, 2023 -145.60 Mn