Upstart Holdings (UPST) Cash from Operations (2020 - 2026)
Upstart Holdings (UPST) reported Cash from Operations of 133297000.0 for Q1 2026, down 888.41% year-over-year from 16907061.76 in Q1 2025, and down 222.8% quarter-over-quarter from 108552000.0 in Q4 2025.
Upstart Holdings (UPST) Cash from Operations (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has 7 years of Cash from Operations data on file, last reported at 133297000.0 in Q1 2026.
- Cash from Operations for Q1 2026 came in at 133297000.0, down 888.41% year-over-year; the trailing twelve-month figure through Mar 2026 was 267536000.0 (down 308.19% YoY), and the FY2025 annual result was 147725000.0, down 179.28% from the prior year.
- Cash from Operations retreated to 133297000.0 in Q1 2026 per UPST's latest filing, from 108552000.0 in the prior quarter.
- Over five years, Cash from Operations peaked at 217323000.0 in Q2 2023 and troughed at 266795000.0 in Q1 2022.
- A 5-year average of 50839000.0 and a median of 101366000.0 in 2022 frame the typical range for Cash from Operations.
- The sharpest annual moves came in 2022 and 2023: Cash from Operations tumbled 2018.23% in 2022, then jumped 505.13% in 2023.
- A 5-year view of Cash from Operations shows it stood at 236056000.0 in 2022, then jumped by 38.32% to 145599000.0 in 2023, then rose by 23.81% to 110926000.0 in 2024, then jumped by 197.86% to 108552000.0 in 2025, then tumbled by 222.8% to 133297000.0 in 2026.
- Business Quant data shows UPST's Cash from Operations at 133297000.0 in Q1 2026, 108552000.0 in Q4 2025, and 122629000.0 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash from Operations (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 3.01 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.00 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.80 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 6.02 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.13 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.18 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 386.50 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.31 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.37 Bn |
| 10 | Upstart Holdings | 2.88 Bn | 2.41 Bn | 221.97 Mn | -133.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -133.30 Mn |
| Mar 31, 2026 | -133.30 Mn |
| Dec 31, 2025 | 108.55 Mn |
| Dec 31, 2025 | 108.55 Mn |
| Sep 30, 2025 | -122.63 Mn |
| Sep 30, 2025 | -122.63 Mn |
| Jun 30, 2025 | -120.16 Mn |
| Jun 30, 2025 | -120.16 Mn |
| Mar 31, 2025 | -13.49 Mn |
| Mar 31, 2025 | -13.49 Mn |
| Dec 31, 2024 | -110.93 Mn |
| Dec 31, 2024 | -110.93 Mn |
| Sep 30, 2024 | 179.34 Mn |
| Sep 30, 2024 | 179.34 Mn |
| Jun 30, 2024 | 73.58 Mn |
| Jun 30, 2024 | 73.58 Mn |
| Mar 31, 2024 | 44.34 Mn |
| Mar 31, 2024 | 44.34 Mn |
| Dec 31, 2023 | -145.60 Mn |
| Dec 31, 2023 | -145.60 Mn |