Upstart Holdings (UPST) Cash from Operations (2020 - 2026)
Upstart Holdings (UPST) posted quarterly Cash from Operations of 133297000.0 for Q1 2026, down 888.41% year-over-year from 16907061.76 in Q1 2025, and down 222.8% quarter-over-quarter from 108552000.0 in Q4 2025.
Upstart Holdings (UPST) Cash from Operations (2020 - 2026) Analysis & Trends
Upstart Holdings (UPST) has reported Cash from Operations for 7 consecutive years, with 133297000.0 the latest figure, recorded in Q1 2026.
- In Q1 2026, Cash from Operations fell 888.41% year-over-year to 133297000.0; the TTM figure through Mar 2026 stood at 267536000.0 (down 308.19% YoY), while the FY2025 annual figure was 147725000.0, down 179.28% from the prior year.
- Cash from Operations declined to 133297000.0 in Q1 2026 per UPST's latest filing, from 108552000.0 in the prior quarter.
- Across five years, Cash from Operations topped out at 217323000.0 in Q2 2023 and bottomed at 266795000.0 in Q1 2022.
- Historically, Cash from Operations has averaged 50839000.0 across 5 years, with a median of 101366000.0 in 2022.
- Annual changes were most pronounced in 2022 — Cash from Operations tumbled 2018.23% — and 2023, when it jumped 505.13%.
- Upstart Holdings' Cash from Operations stood at 236056000.0 in 2022, then surged by 38.32% to 145599000.0 in 2023, then gained by 23.81% to 110926000.0 in 2024, then surged by 197.86% to 108552000.0 in 2025, then plunged by 222.8% to 133297000.0 in 2026.
- Business Quant data shows UPST's Cash from Operations at 133297000.0 in Q1 2026, 108552000.0 in Q4 2025, and 122629000.0 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash from Operations (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.55 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.77 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 5.37 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 8.44 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.98 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.42 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 386.50 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.31 Bn |
| 10 | Upstart Holdings | 2.89 Bn | 2.44 Bn | 303.39 Mn | -136.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -136.63 Mn |
| Jun 30, 2026 | -136.63 Mn |
| Mar 31, 2026 | -133.30 Mn |
| Mar 31, 2026 | -133.30 Mn |
| Dec 31, 2025 | 108.55 Mn |
| Dec 31, 2025 | 108.55 Mn |
| Sep 30, 2025 | -122.63 Mn |
| Sep 30, 2025 | -122.63 Mn |
| Jun 30, 2025 | -120.16 Mn |
| Jun 30, 2025 | -120.16 Mn |
| Mar 31, 2025 | -13.49 Mn |
| Mar 31, 2025 | -13.49 Mn |
| Dec 31, 2024 | -110.93 Mn |
| Dec 31, 2024 | -110.93 Mn |
| Sep 30, 2024 | 179.34 Mn |
| Sep 30, 2024 | 179.34 Mn |
| Jun 30, 2024 | 73.58 Mn |
| Jun 30, 2024 | 73.58 Mn |
| Mar 31, 2024 | 44.34 Mn |
| Mar 31, 2024 | 44.34 Mn |