Upstart Holdings (UPST) Cash from Operations (2020 - 2026)

Upstart Holdings (UPST) posted quarterly Cash from Operations of 133297000.0 for Q1 2026, down 888.41% year-over-year from 16907061.76 in Q1 2025, and down 222.8% quarter-over-quarter from 108552000.0 in Q4 2025.

Upstart Holdings (UPST) Cash from Operations (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Cash from Operations for 7 consecutive years, with 133297000.0 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Cash from Operations fell 888.41% year-over-year to 133297000.0; the TTM figure through Mar 2026 stood at 267536000.0 (down 308.19% YoY), while the FY2025 annual figure was 147725000.0, down 179.28% from the prior year.
  • Cash from Operations declined to 133297000.0 in Q1 2026 per UPST's latest filing, from 108552000.0 in the prior quarter.
  • Across five years, Cash from Operations topped out at 217323000.0 in Q2 2023 and bottomed at 266795000.0 in Q1 2022.
  • Historically, Cash from Operations has averaged 50839000.0 across 5 years, with a median of 101366000.0 in 2022.
  • Annual changes were most pronounced in 2022 — Cash from Operations tumbled 2018.23% — and 2023, when it jumped 505.13%.
  • Upstart Holdings' Cash from Operations stood at 236056000.0 in 2022, then surged by 38.32% to 145599000.0 in 2023, then gained by 23.81% to 110926000.0 in 2024, then surged by 197.86% to 108552000.0 in 2025, then plunged by 222.8% to 133297000.0 in 2026.
  • Business Quant data shows UPST's Cash from Operations at 133297000.0 in Q1 2026, 108552000.0 in Q4 2025, and 122629000.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash from Operations (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.55 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 5.37 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 8.44 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.98 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.42 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 386.50 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.31 Bn
10 Upstart Holdings 2.89 Bn 2.44 Bn 303.39 Mn -136.63 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 -136.63 Mn
Jun 30, 2026 -136.63 Mn
Mar 31, 2026 -133.30 Mn
Mar 31, 2026 -133.30 Mn
Dec 31, 2025 108.55 Mn
Dec 31, 2025 108.55 Mn
Sep 30, 2025 -122.63 Mn
Sep 30, 2025 -122.63 Mn
Jun 30, 2025 -120.16 Mn
Jun 30, 2025 -120.16 Mn
Mar 31, 2025 -13.49 Mn
Mar 31, 2025 -13.49 Mn
Dec 31, 2024 -110.93 Mn
Dec 31, 2024 -110.93 Mn
Sep 30, 2024 179.34 Mn
Sep 30, 2024 179.34 Mn
Jun 30, 2024 73.58 Mn
Jun 30, 2024 73.58 Mn
Mar 31, 2024 44.34 Mn
Mar 31, 2024 44.34 Mn