Upstart Holdings (UPST) Cash from Operations (2020 - 2026)

Upstart Holdings (UPST) reported Cash from Operations of 133297000.0 for Q1 2026, down 888.41% year-over-year from 16907061.76 in Q1 2025, and down 222.8% quarter-over-quarter from 108552000.0 in Q4 2025.

Upstart Holdings (UPST) Cash from Operations (2020 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 7 years of Cash from Operations data on file, last reported at 133297000.0 in Q1 2026.

  • Cash from Operations for Q1 2026 came in at 133297000.0, down 888.41% year-over-year; the trailing twelve-month figure through Mar 2026 was 267536000.0 (down 308.19% YoY), and the FY2025 annual result was 147725000.0, down 179.28% from the prior year.
  • Cash from Operations retreated to 133297000.0 in Q1 2026 per UPST's latest filing, from 108552000.0 in the prior quarter.
  • Over five years, Cash from Operations peaked at 217323000.0 in Q2 2023 and troughed at 266795000.0 in Q1 2022.
  • A 5-year average of 50839000.0 and a median of 101366000.0 in 2022 frame the typical range for Cash from Operations.
  • The sharpest annual moves came in 2022 and 2023: Cash from Operations tumbled 2018.23% in 2022, then jumped 505.13% in 2023.
  • A 5-year view of Cash from Operations shows it stood at 236056000.0 in 2022, then jumped by 38.32% to 145599000.0 in 2023, then rose by 23.81% to 110926000.0 in 2024, then jumped by 197.86% to 108552000.0 in 2025, then tumbled by 222.8% to 133297000.0 in 2026.
  • Business Quant data shows UPST's Cash from Operations at 133297000.0 in Q1 2026, 108552000.0 in Q4 2025, and 122629000.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash from Operations (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 3.01 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.00 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.80 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 6.02 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.13 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.18 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 386.50 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.31 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.37 Bn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn -133.30 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -133.30 Mn
Mar 31, 2026 -133.30 Mn
Dec 31, 2025 108.55 Mn
Dec 31, 2025 108.55 Mn
Sep 30, 2025 -122.63 Mn
Sep 30, 2025 -122.63 Mn
Jun 30, 2025 -120.16 Mn
Jun 30, 2025 -120.16 Mn
Mar 31, 2025 -13.49 Mn
Mar 31, 2025 -13.49 Mn
Dec 31, 2024 -110.93 Mn
Dec 31, 2024 -110.93 Mn
Sep 30, 2024 179.34 Mn
Sep 30, 2024 179.34 Mn
Jun 30, 2024 73.58 Mn
Jun 30, 2024 73.58 Mn
Mar 31, 2024 44.34 Mn
Mar 31, 2024 44.34 Mn
Dec 31, 2023 -145.60 Mn
Dec 31, 2023 -145.60 Mn