Upstart Holdings UPST
NASDAQ UPST
$25.00 +0.23 (+0.93%)
At close: Sep 18, 2026 · 4:00 PM EDT

Upstart Holdings (UPST) Interest Expenses (2021 - 2026)

Upstart Holdings' (UPST) quarterly Interest Expenses came in at $12.5 million in Q2 2026, up 61.23% year-over-year from $7.8 million in Q2 2025, and up 20.84% quarter-over-quarter from $10.4 million in Q1 2026.

Analysis

Upstart Holdings (UPST) Interest Expenses (2021 - 2026) Analysis & Trends

Upstart Holdings (UPST) has reported Interest Expenses for 6 consecutive years, with $12.5 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Interest Expenses rose 61.23% year-over-year to $12.5 million in Q2 2026; TTM through Jun 2026 was $39.8 million, a 20.37% increase from a year earlier, with the FY2025 full-year figure at $31.7 million, down 21.69% from the prior year.
  • Interest Expenses was $12.5 million for Q2 2026 at Upstart Holdings, up from $10.4 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $14.1 million in Q4 2023 and troughed at $959000.0 in Q1 2022.
  • A 5-year average of $7.8 million and a median of $7.9 million in 2025 frame the typical range for Interest Expenses.
  • Across the five-year window, Interest Expenses tumbled 81.74% in 2022 and surged 643.69% in 2023, its largest moves.
  • Over 5 years, Interest Expenses stood at $4.5 million in 2022, then surged by 211.13% to $14.1 million in 2023, then tumbled by 47.17% to $7.4 million in 2024, then gained by 8.71% to $8.1 million in 2025, then soared by 55.13% to $12.5 million in 2026.
  • The last three Interest Expenses figures came in at $12.5 million (Q2 2026), $10.4 million (Q1 2026), and $8.1 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 12.53 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn -
3 Qfin Holdings 986.27 Mn -9.51 Mn - 18.95 Mn
4 FinVolution 836.54 Mn -90.46 Mn - -2.94 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn -228,808.19
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 1.33 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -939,170.95
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 5.26 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 12.53 Mn
Mar 31, 2026 10.37 Mn
Dec 31, 2025 8.08 Mn
Sep 30, 2025 8.79 Mn
Jun 30, 2025 7.77 Mn
Mar 31, 2025 7.02 Mn
Dec 31, 2024 7.43 Mn
Sep 30, 2024 10.82 Mn
Jun 30, 2024 11.47 Mn
Mar 31, 2024 10.71 Mn
Dec 31, 2023 14.07 Mn
Sep 30, 2023 9.41 Mn
Jun 30, 2023 4.28 Mn
Mar 31, 2023 7.13 Mn
Dec 31, 2022 4.52 Mn
Sep 30, 2022 3.05 Mn
Jun 30, 2022 2.31 Mn
Mar 31, 2022 959,000.00
Mar 31, 2021 5.25 Mn