Upstart Holdings (UPST) Interest Expenses (2021 - 2026)

Upstart Holdings has disclosed Interest Expenses across 6 years of filings, most recently posting $10.4 million for Q1 2026.

• In Q1 2026, Interest Expenses rose 47.72% year-over-year to $10.4 million; the TTM figure through Mar 2026 stood at $35.0 million (down 4.7% YoY), while the FY2025 annual figure was $31.7 million, down 21.69% from the prior year.
• Interest Expenses grew to $10.4 million in Q1 2026, from $8.1 million in the prior quarter.
• Over the last five years, Interest Expenses for UPST reached as high as $14.1 million in Q4 2023 and fell as low as $959000.0 in Q1 2022.
• The 5-year median for Interest Expenses is $7.8 million (2025), against an average of $7.5 million.
• Annual changes were most pronounced in 2022 — Interest Expenses plunged 81.74% — and 2023, when it soared 643.69%.
• A 5-year view of Interest Expenses shows it stood at $4.5 million in 2022, then soared by 211.13% to $14.1 million in 2023, then plunged by 47.17% to $7.4 million in 2024, then advanced by 8.71% to $8.1 million in 2025, then rose by 28.37% to $10.4 million in 2026.
• According to Business Quant data, Interest Expenses over the past three periods registered $10.4 million, $8.1 million, and $8.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.