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Upstart Holdings (UPST) Interest Expenses (2021 - 2025)

Upstart Holdings (UPST) has disclosed Interest Expenses for 5 consecutive years, with $8.1 million as the latest value for Q4 2025.

  • On a quarterly basis, Interest Expenses rose 8.71% to $8.1 million in Q4 2025 year-over-year; TTM through Dec 2025 was $31.7 million, a 21.69% decrease, with the full-year FY2025 number at $31.7 million, down 21.69% from a year prior.
  • Interest Expenses was $8.1 million for Q4 2025 at Upstart Holdings, down from $8.8 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $14.1 million in Q4 2023 to a low of $959000.0 in Q1 2022.
  • A 5-year average of $7.2 million and a median of $7.4 million in 2024 define the central range for Interest Expenses.
  • Peak YoY movement for Interest Expenses: tumbled 81.74% in 2022, then soared 643.69% in 2023.
  • Upstart Holdings' Interest Expenses stood at $5.3 million in 2021, then fell by 13.9% to $4.5 million in 2022, then skyrocketed by 211.13% to $14.1 million in 2023, then tumbled by 47.17% to $7.4 million in 2024, then rose by 8.71% to $8.1 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Interest Expenses are $8.1 million (Q4 2025), $8.8 million (Q3 2025), and $7.8 million (Q2 2025).