Upstart Holdings (UPST) Interest Expenses (2022 - 2026)
Upstart Holdings (UPST) recorded Interest Expenses of $12.53 million in Q2 2026, up 61.2% from $7.77 million a year earlier and up 20.8% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Interest Expenses (2022 - 2026) Analysis & Trends
On a TTM basis, Upstart Holdings' Interest Expenses came in at $39.77 million as of Jun 30, 2026, up 20.4% year-over-year; for FY2025, it was $31.66 million, down 21.7% from FY2024.
- Annual Interest Expenses has a five-year compound annual growth rate of 31.6% (FY2020 to FY2025).
- Across earlier years, Interest Expenses came in at $40.43 million in FY2024 (+15.9%), $34.89 million in FY2023 (+221.8%), $10.84 million in FY2022 (+231.2%) and $3.27 million in FY2021 (-59.2%).
- The Q2 2026 figure is the highest quarterly Interest Expenses since Q4 2023.
- On a year-over-year basis, Interest Expenses has increased for three consecutive quarters, with an average year-over-year change of 0.0% over the last eight quarters.
- Peak year-over-year performance for Interest Expenses in the last five years was growth of 643.7% in Q1 2023, against a decline of 47.2% in Q4 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at $10.37 million (Q1 2026), $8.08 million (Q4 2025) and $8.79 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.12 Bn | 7.35 Bn | - | - |
| 2 | Coinbase Global | 47.37 Bn | 4.18 Bn | - | 22.52 Mn |
| 3 | Block | 45.86 Bn | 17.16 Bn | 3.17 Bn | - |
| 4 | Corpay | 26.07 Bn | 15.96 Bn | - | 114.72 Mn |
| 5 | Fiserv | 24.52 Bn | 21.19 Bn | 2.90 Bn | 376.00 Mn |
| 6 | Global Payments | 22.18 Bn | -31.42 Mn | 2.03 Bn | 277.54 Mn |
| 7 | Guidewire Software | 13.86 Bn | 10.43 Bn | 269.68 Mn | 3.36 Mn |
| 8 | Bitmine Immersion Technologies | 13.19 Bn | 10.57 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.58 Bn | 7.37 Bn | 594.87 Mn | - |
| 10 | Upstart Holdings | 2.29 Bn | 220.63 Mn | 303.39 Mn | 12.53 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.53 Mn |
| Mar 31, 2026 | 10.37 Mn |
| Dec 31, 2025 | 8.08 Mn |
| Sep 30, 2025 | 8.79 Mn |
| Jun 30, 2025 | 7.77 Mn |
| Mar 31, 2025 | 7.02 Mn |
| Dec 31, 2024 | 7.43 Mn |
| Sep 30, 2024 | 10.82 Mn |
| Jun 30, 2024 | 11.47 Mn |
| Mar 31, 2024 | 10.71 Mn |
| Dec 31, 2023 | 14.07 Mn |
| Sep 30, 2023 | 9.41 Mn |
| Jun 30, 2023 | 4.28 Mn |
| Mar 31, 2023 | 7.13 Mn |
| Dec 31, 2022 | 4.52 Mn |
| Sep 30, 2022 | 3.05 Mn |
| Jun 30, 2022 | 2.31 Mn |
| Mar 31, 2022 | 959,000.00 |
API Access
Upstart Holdings Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();