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Upstart Holdings (UPST) Interest Expenses (2021 - 2026)

Upstart Holdings has reported Interest Expenses over the past 5 years, most recently at $8.1 million for Q4 2025.

  • Quarterly Interest Expenses rose 8.71% to $8.1 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $31.7 million through Dec 2025, down 21.69% year-over-year, with the annual reading at $31.7 million for FY2025, 21.69% down from the prior year.
  • Interest Expenses was $8.1 million for Q4 2025 at Upstart Holdings, down from $8.8 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $14.1 million in Q4 2023 and troughed at $959000.0 in Q1 2022.
  • The 5-year median for Interest Expenses is $7.4 million (2024), against an average of $7.2 million.
  • Year-over-year, Interest Expenses tumbled 81.74% in 2022 and then soared 643.69% in 2023.
  • A 5-year view of Interest Expenses shows it stood at $5.3 million in 2021, then decreased by 13.9% to $4.5 million in 2022, then soared by 211.13% to $14.1 million in 2023, then plummeted by 47.17% to $7.4 million in 2024, then increased by 8.71% to $8.1 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Interest Expenses are $8.1 million (Q4 2025), $8.8 million (Q3 2025), and $7.8 million (Q2 2025).