Upstart Holdings (UPST) Interest Expenses (2021 - 2026)

Upstart Holdings (UPST) has 6 years of Interest Expenses data on file, last reported at $10.4 million in Q1 2026.

• Interest Expenses for Q1 2026 came in at $10.4 million, up 47.72% year-over-year; the trailing twelve-month figure through Mar 2026 was $35.0 million (down 4.7% YoY), and the FY2025 annual result was $31.7 million, down 21.69% from the prior year.
• Interest Expenses improved to $10.4 million in Q1 2026 per UPST's latest filing, from $8.1 million in the prior quarter.
• Over five years, Interest Expenses peaked at $14.1 million in Q4 2023 and troughed at $959000.0 in Q1 2022.
• A 5-year average of $7.5 million and a median of $7.8 million in 2025 frame the typical range for Interest Expenses.
• The sharpest annual moves came in 2022 and 2023: Interest Expenses slumped 81.74% in 2022, then soared 643.69% in 2023.
• A 5-year view of Interest Expenses shows it stood at $4.5 million in 2022, then soared by 211.13% to $14.1 million in 2023, then slumped by 47.17% to $7.4 million in 2024, then advanced by 8.71% to $8.1 million in 2025, then rose by 28.37% to $10.4 million in 2026.
• Business Quant data shows UPST's Interest Expenses at $10.4 million in Q1 2026, $8.1 million in Q4 2025, and $8.8 million in Q3 2025.