Growth Metrics

Upstart Holdings (UPST) Interest Expenses (2021 - 2025)

Upstart Holdings (UPST) has disclosed Interest Expenses for 5 consecutive years, with $8.1 million as the latest value for Q4 2025.

  • Quarterly Interest Expenses rose 8.71% to $8.1 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $31.7 million through Dec 2025, down 21.69% year-over-year, with the annual reading at $31.7 million for FY2025, 21.69% down from the prior year.
  • Interest Expenses for Q4 2025 was $8.1 million at Upstart Holdings, down from $8.8 million in the prior quarter.
  • The five-year high for Interest Expenses was $14.1 million in Q4 2023, with the low at $959000.0 in Q1 2022.
  • Average Interest Expenses over 5 years is $7.2 million, with a median of $7.4 million recorded in 2024.
  • The sharpest move saw Interest Expenses crashed 81.74% in 2022, then skyrocketed 643.69% in 2023.
  • Over 5 years, Interest Expenses stood at $5.3 million in 2021, then dropped by 13.9% to $4.5 million in 2022, then surged by 211.13% to $14.1 million in 2023, then crashed by 47.17% to $7.4 million in 2024, then grew by 8.71% to $8.1 million in 2025.
  • According to Business Quant data, Interest Expenses over the past three periods came in at $8.1 million, $8.8 million, and $7.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.