Upstart Holdings (UPST) Interest Expenses (2020 - 2026)

Upstart Holdings (UPST) has reported Interest Expenses for 7 consecutive years, with $10.4 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Interest Expenses rose 40.55% year-over-year to $10.4 million; the TTM figure through Mar 2026 stood at $34.6 million (down 1.94% YoY), while the FY2025 annual figure was $247.0 million, down 51.46% from the prior year.
• Interest Expenses advanced to $10.4 million in Q1 2026 per UPST's latest filing, from $8.1 million in the prior quarter.
• Across five years, Interest Expenses topped out at $447.5 million in Q2 2025 and bottomed at $2.1 million in Q1 2022.
• Historically, Interest Expenses has averaged $33.6 million across 5 years, with a median of $8.1 million in 2025.
• Annual changes were most pronounced in 2022 — Interest Expenses soared 57920.0% — and 2024, when it plunged 64.13%.
• Upstart Holdings' Interest Expenses stood at $2.9 million in 2022, then surged by 443.72% to $15.7 million in 2023, then slumped by 64.13% to $5.6 million in 2024, then jumped by 43.28% to $8.1 million in 2025, then gained by 28.37% to $10.4 million in 2026.
• Business Quant data shows UPST's Interest Expenses at $10.4 million in Q1 2026, $8.1 million in Q4 2025, and $8.8 million in Q3 2025.