Upstart Holdings (UPST) Net Cash Flow (2020 - 2026)

Upstart Holdings (UPST) has 7 years of Net Cash Flow data on file, last reported at -$125.7 million in Q1 2026.

• Net Cash Flow for Q1 2026 came in at -$125.7 million, up 8.09% year-over-year; the trailing twelve-month figure through Mar 2026 was $91.8 million (down 77.07% YoY), and the FY2025 annual result was $80.7 million, down 84.12% from the prior year.
• Net Cash Flow fell to -$125.7 million in Q1 2026 per UPST's latest filing, from $220.1 million in the prior quarter.
• Over five years, Net Cash Flow peaked at $320.5 million in Q4 2024 and troughed at -$297.5 million in Q4 2022.
• A 5-year average of -$15.3 million and a median of -$80.6 million in 2023 frame the typical range for Net Cash Flow.
• The sharpest annual moves came in 2022 and 2024: Net Cash Flow slumped 1627.0% in 2022, then soared 317.67% in 2024.
• A 5-year view of Net Cash Flow shows it stood at -$297.5 million in 2022, then soared by 50.5% to -$147.2 million in 2023, then soared by 317.67% to $320.5 million in 2024, then plunged by 31.32% to $220.1 million in 2025, then tumbled by 157.1% to -$125.7 million in 2026.
• Business Quant data shows UPST's Net Cash Flow at -$125.7 million in Q1 2026, $220.1 million in Q4 2025, and $135.4 million in Q3 2025.