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Upstart Holdings (UPST) Net Cash Flow (2020 - 2025)

Upstart Holdings (UPST) has disclosed Net Cash Flow for 6 consecutive years, with $220.1 million as the latest value for Q4 2025.

  • On a quarterly basis, Net Cash Flow fell 31.32% to $220.1 million in Q4 2025 year-over-year; TTM through Dec 2025 was $80.7 million, a 84.12% decrease, with the full-year FY2025 number at $80.7 million, down 84.12% from a year prior.
  • Net Cash Flow was $220.1 million for Q4 2025 at Upstart Holdings, up from $135.4 million in the prior quarter.
  • In the past five years, Net Cash Flow ranged from a high of $554.2 million in Q3 2021 to a low of -$297.5 million in Q4 2022.
  • A 5-year average of $37.3 million and a median of $22.1 million in 2021 define the central range for Net Cash Flow.
  • Peak YoY movement for Net Cash Flow: surged 3614.91% in 2021, then plummeted 1627.0% in 2022.
  • Upstart Holdings' Net Cash Flow stood at $19.5 million in 2021, then tumbled by 1627.0% to -$297.5 million in 2022, then skyrocketed by 50.5% to -$147.2 million in 2023, then skyrocketed by 317.67% to $320.5 million in 2024, then crashed by 31.32% to $220.1 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Net Cash Flow are $220.1 million (Q4 2025), $135.4 million (Q3 2025), and -$138.1 million (Q2 2025).