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Upstart Holdings (UPST) Net Cash Flow (2020 - 2025)

Upstart Holdings (UPST) has disclosed Net Cash Flow for 6 consecutive years, with $220.1 million as the latest value for Q4 2025.

  • Quarterly Net Cash Flow fell 31.32% to $220.1 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $80.7 million through Dec 2025, down 84.12% year-over-year, with the annual reading at $80.7 million for FY2025, 84.12% down from the prior year.
  • Net Cash Flow for Q4 2025 was $220.1 million at Upstart Holdings, up from $135.4 million in the prior quarter.
  • The five-year high for Net Cash Flow was $554.2 million in Q3 2021, with the low at -$297.5 million in Q4 2022.
  • Average Net Cash Flow over 5 years is $37.3 million, with a median of $22.1 million recorded in 2021.
  • The sharpest move saw Net Cash Flow soared 3614.91% in 2021, then tumbled 1627.0% in 2022.
  • Over 5 years, Net Cash Flow stood at $19.5 million in 2021, then crashed by 1627.0% to -$297.5 million in 2022, then surged by 50.5% to -$147.2 million in 2023, then surged by 317.67% to $320.5 million in 2024, then plummeted by 31.32% to $220.1 million in 2025.
  • According to Business Quant data, Net Cash Flow over the past three periods came in at $220.1 million, $135.4 million, and -$138.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.