Upstart Holdings (UPST) Net Cash Flow (2020 - 2026)

Upstart Holdings has disclosed Net Cash Flow across 7 years of filings, most recently posting -$125.7 million for Q1 2026.

• In Q1 2026, Net Cash Flow rose 8.09% year-over-year to -$125.7 million; the TTM figure through Mar 2026 stood at $91.8 million (down 77.07% YoY), while the FY2025 annual figure was $80.7 million, down 84.12% from the prior year.
• Net Cash Flow slipped to -$125.7 million in Q1 2026, from $220.1 million in the prior quarter.
• Over the last five years, Net Cash Flow for UPST reached as high as $320.5 million in Q4 2024 and fell as low as -$297.5 million in Q4 2022.
• The 5-year median for Net Cash Flow is -$80.6 million (2023), against an average of -$15.3 million.
• Annual changes were most pronounced in 2022 — Net Cash Flow plunged 1627.0% — and 2024, when it soared 317.67%.
• A 5-year view of Net Cash Flow shows it stood at -$297.5 million in 2022, then soared by 50.5% to -$147.2 million in 2023, then soared by 317.67% to $320.5 million in 2024, then slumped by 31.32% to $220.1 million in 2025, then sank by 157.1% to -$125.7 million in 2026.
• According to Business Quant data, Net Cash Flow over the past three periods registered -$125.7 million, $220.1 million, and $135.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.