Upstart Holdings (UPST) Cash & Equivalents (2023 - 2026)
Upstart Holdings' Cash & Equivalents was $455.96 million in Q2 2026, up 15.2% from $395.94 million a year earlier but down 3.6% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Cash & Equivalents (2023 - 2026) Analysis & Trends
At the end of FY2025, Cash & Equivalents at Upstart Holdings came in at $652.39 million, down 17.3% from FY2024.
- In earlier years, Cash & Equivalents was $788.42 million in FY2024 (+114.0%) and $368.41 million in FY2023.
- Quarterly Cash & Equivalents has moved between $368.41 million (Q4 2023) and $788.42 million (Q4 2024) over five years.
- Compared with a year earlier, Cash & Equivalents was higher in two of the last four quarters, with growth averaging 22.7%.
- Per Business Quant data, UPST's Cash & Equivalents in the three quarters before Q2 2026 was $472.93 million (Q1 2026), $652.39 million (Q4 2025) and $489.78 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.10 Bn | 7.33 Bn | - | 8.31 Bn |
| 2 | Coinbase Global | 47.37 Bn | 4.17 Bn | - | 8.61 Bn |
| 3 | Block | 45.80 Bn | 17.09 Bn | 3.17 Bn | 6.43 Bn |
| 4 | Corpay | 26.31 Bn | 16.19 Bn | - | 3.16 Bn |
| 5 | Fiserv | 24.69 Bn | 21.37 Bn | 2.90 Bn | 627.00 Mn |
| 6 | Global Payments | 22.17 Bn | -35.47 Mn | 2.03 Bn | 5.41 Bn |
| 7 | Guidewire Software | 13.94 Bn | 10.51 Bn | 269.68 Mn | 372.89 Mn |
| 8 | Bitmine Immersion Technologies | 13.14 Bn | 10.52 Bn | 40.81 Mn | 340.29 Mn |
| 9 | Chime Financial | 11.50 Bn | 7.30 Bn | 594.87 Mn | 536.05 Mn |
| 10 | Upstart Holdings | 2.27 Bn | 198.42 Mn | 303.39 Mn | 455.96 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 455.96 Mn |
| Mar 31, 2026 | 472.93 Mn |
| Dec 31, 2025 | 652.39 Mn |
| Sep 30, 2025 | 489.78 Mn |
| Jun 30, 2025 | 395.94 Mn |
| Mar 31, 2025 | 599.78 Mn |
| Dec 31, 2024 | 788.42 Mn |
| Dec 31, 2023 | 368.41 Mn |
API Access
Upstart Holdings Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();