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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) EBIT Margin: 2020-2025

Historic EBIT Margin for Upstart Holdings (UPST) over the last 6 years, with Sep 2025 value amounting to 8.54%.

  • Upstart Holdings' EBIT Margin rose 3548.00% to 8.54% in Q3 2025 from the same period last year, while for Sep 2025 it was 2.00%, marking a year-over-year increase of 3860.00%. This contributed to the annual value of -27.16% for FY2024, which is 1862.00% up from last year.
  • As of Q3 2025, Upstart Holdings' EBIT Margin stood at 8.54%, which was up 383.79% from 1.77% recorded in Q2 2025.
  • Upstart Holdings' 5-year EBIT Margin high stood at 19.82% for Q4 2021, and its period low was -112.54% during Q1 2023.
  • Over the past 3 years, Upstart Holdings' median EBIT Margin value was -26.94% (recorded in 2024), while the average stood at -28.11%.
  • Per our database at Business Quant, Upstart Holdings' EBIT Margin soared by 8,434bps in 2021 and then crashed by 12,364bps in 2023.
  • Upstart Holdings' EBIT Margin (Quarterly) stood at 19.82% in 2021, then crashed by 5,741bps to -37.60% in 2022, then soared by 652bps to -31.08% in 2023, then skyrocketed by 2,871bps to -2.37% in 2024, then skyrocketed by 3,548bps to 8.54% in 2025.
  • Its last three reported values are 8.54% in Q3 2025, 1.77% for Q2 2025, and -2.11% during Q1 2025.