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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Upstart Holdings (UPST) Equity Average (2021 - 2026)

Upstart Holdings has reported Equity Average over the past 5 years, most recently at $771.3 million for Q4 2025.

  • Quarterly Equity Average rose 25.54% to $771.3 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $771.3 million through Dec 2025, up 25.54% year-over-year, with the annual reading at $716.0 million for FY2025, 12.89% up from the prior year.
  • Equity Average was $771.3 million for Q4 2025 at Upstart Holdings, up from $732.9 million in the prior quarter.
  • Over five years, Equity Average peaked at $841.8 million in Q1 2022 and troughed at $310.4 million in Q1 2021.
  • The 5-year median for Equity Average is $652.4 million (2023), against an average of $662.9 million.
  • Year-over-year, Equity Average surged 171.18% in 2022 and then decreased 22.8% in 2023.
  • A 5-year view of Equity Average shows it stood at $763.1 million in 2021, then decreased by 8.86% to $695.5 million in 2022, then decreased by 8.26% to $638.0 million in 2023, then decreased by 3.71% to $614.4 million in 2024, then grew by 25.54% to $771.3 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Equity Average are $771.3 million (Q4 2025), $732.9 million (Q3 2025), and $699.3 million (Q2 2025).