Upstart Holdings (UPST) Equity Average (2021 - 2026)

Upstart Holdings (UPST) reported Equity Average of $766.0 million for Q1 2026, up 16.96% year-over-year from $654.9 million in Q1 2025, and down 0.68% quarter-over-quarter from $771.3 million in Q4 2025.

Upstart Holdings (UPST) Equity Average (2021 - 2026) Analysis & Trends

Upstart Holdings (UPST) has 6 years of Equity Average data on file, last reported at $766.0 million in Q1 2026.

  • Equity Average for Q1 2026 came in at $766.0 million, up 16.96% year-over-year; the trailing twelve-month figure through Mar 2026 was $766.0 million (up 16.96% YoY), and the FY2025 annual result was $716.0 million, up 12.89% from the prior year.
  • Equity Average slipped to $766.0 million in Q1 2026 per UPST's latest filing, from $771.3 million in the prior quarter.
  • Over five years, Equity Average peaked at $841.8 million in Q1 2022 and troughed at $595.1 million in Q3 2024.
  • A 5-year average of $689.0 million and a median of $654.9 million in 2025 frame the typical range for Equity Average.
  • The sharpest annual moves came in 2022 and 2023: Equity Average surged 171.18% in 2022, then declined 22.8% in 2023.
  • A 5-year view of Equity Average shows it stood at $695.5 million in 2022, then decreased by 8.26% to $638.0 million in 2023, then decreased by 3.71% to $614.4 million in 2024, then gained by 25.54% to $771.3 million in 2025, then fell by 0.68% to $766.0 million in 2026.
  • Business Quant data shows UPST's Equity Average at $766.0 million in Q1 2026, $771.3 million in Q4 2025, and $732.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Avg. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 37.22 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 7.23 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 33.73 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 112.94 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 20.14 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.62 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 3.67 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 10.65 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 15.55 Bn
10 Upstart Holdings 2.88 Bn 2.41 Bn 221.97 Mn 765.99 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 765.99 Mn
Dec 31, 2025 771.27 Mn
Sep 30, 2025 732.86 Mn
Jun 30, 2025 699.33 Mn
Mar 31, 2025 654.93 Mn
Dec 31, 2024 614.38 Mn
Sep 30, 2024 595.12 Mn
Jun 30, 2024 603.75 Mn
Mar 31, 2024 624.05 Mn
Dec 31, 2023 638.03 Mn
Sep 30, 2023 639.45 Mn
Jun 30, 2023 632.68 Mn
Mar 31, 2023 649.82 Mn
Dec 31, 2022 695.50 Mn
Sep 30, 2022 737.82 Mn
Jun 30, 2022 816.79 Mn
Mar 31, 2022 841.79 Mn
Dec 31, 2021 763.08 Mn
Sep 30, 2021 717.59 Mn
Jun 30, 2021 518.34 Mn