Upstart Holdings (UPST) Equity Average (2021 - 2026)
Upstart Holdings (UPST) posted quarterly Equity Average of $766.0 million for Q1 2026, up 16.96% YoY from $654.9 million in Q1 2025, and down 0.68% sequentially from $771.3 million in Q4 2025.
Upstart Holdings (UPST) Equity Average (2021 - 2026) Analysis & Trends
Upstart Holdings has disclosed Equity Average across 6 years of filings, most recently posting $766.0 million for Q1 2026.
- In Q1 2026, Equity Average rose 16.96% year-over-year to $766.0 million; the TTM figure through Mar 2026 stood at $766.0 million (up 16.96% YoY), while the FY2025 annual figure was $716.0 million, up 12.89% from the prior year.
- Equity Average declined to $766.0 million in Q1 2026, from $771.3 million in the prior quarter.
- Over the last five years, Equity Average for UPST reached as high as $841.8 million in Q1 2022 and fell as low as $595.1 million in Q3 2024.
- The 5-year median for Equity Average is $654.9 million (2025), against an average of $689.0 million.
- Annual changes were most pronounced in 2022 — Equity Average surged 171.18% — and 2023, when it declined 22.8%.
- A 5-year view of Equity Average shows it stood at $695.5 million in 2022, then decreased by 8.26% to $638.0 million in 2023, then decreased by 3.71% to $614.4 million in 2024, then gained by 25.54% to $771.3 million in 2025, then fell by 0.68% to $766.0 million in 2026.
- According to Business Quant data, Equity Average over the past three periods registered $766.0 million, $771.3 million, and $732.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Avg. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 37.22 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 7.23 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 33.73 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.14 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 3.67 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 10.65 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.55 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.55 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Upstart Holdings | 3.46 Bn | 2.99 Bn | 221.97 Mn | 765.99 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 765.99 Mn |
| Dec 31, 2025 | 771.27 Mn |
| Sep 30, 2025 | 732.86 Mn |
| Jun 30, 2025 | 699.33 Mn |
| Mar 31, 2025 | 654.93 Mn |
| Dec 31, 2024 | 614.38 Mn |
| Sep 30, 2024 | 595.12 Mn |
| Jun 30, 2024 | 603.75 Mn |
| Mar 31, 2024 | 624.05 Mn |
| Dec 31, 2023 | 638.03 Mn |
| Sep 30, 2023 | 639.45 Mn |
| Jun 30, 2023 | 632.68 Mn |
| Mar 31, 2023 | 649.82 Mn |
| Dec 31, 2022 | 695.50 Mn |
| Sep 30, 2022 | 737.82 Mn |
| Jun 30, 2022 | 816.79 Mn |
| Mar 31, 2022 | 841.79 Mn |
| Dec 31, 2021 | 763.08 Mn |
| Sep 30, 2021 | 717.59 Mn |
| Jun 30, 2021 | 518.34 Mn |