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Upstart Holdings (UPST) Free Cash Flow: 2020-2025

Historic Free Cash Flow for Upstart Holdings (UPST) over the last 6 years, with Sep 2025 value amounting to -$126.5 million.

  • Upstart Holdings' Free Cash Flow fell 171.49% to -$126.5 million in Q3 2025 from the same period last year, while for Sep 2025 it was -$384.9 million, marking a year-over-year decrease of 366.38%. This contributed to the annual value of $177.2 million for FY2024, which is 244.91% up from last year.
  • Latest data reveals that Upstart Holdings reported Free Cash Flow of -$126.5 million as of Q3 2025, which was down 1.69% from -$124.4 million recorded in Q2 2025.
  • In the past 5 years, Upstart Holdings' Free Cash Flow ranged from a high of $215.3 million in Q2 2023 and a low of -$270.5 million during Q1 2022.
  • For the 3-year period, Upstart Holdings' Free Cash Flow averaged around -$19.6 million, with its median value being -$80.1 million (2023).
  • As far as peak fluctuations go, Upstart Holdings' Free Cash Flow soared by 499.33% in 2021, and later plummeted by 1,537.37% in 2022.
  • Quarterly analysis of 5 years shows Upstart Holdings' Free Cash Flow stood at -$14.6 million in 2021, then crashed by 1,537.37% to -$239.3 million in 2022, then soared by 38.56% to -$147.0 million in 2023, then climbed by 22.23% to -$114.3 million in 2024, then tumbled by 171.49% to -$126.5 million in 2025.
  • Its last three reported values are -$126.5 million in Q3 2025, -$124.4 million for Q2 2025, and -$19.6 million during Q1 2025.