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Upstart Holdings (UPST) Operating Leases (2020 - 2025)

Upstart Holdings (UPST) has disclosed Operating Leases for 6 consecutive years, with $21.1 million as the latest value for Q4 2025.

  • On a quarterly basis, Operating Leases fell 57.94% to $21.1 million in Q4 2025 year-over-year; TTM through Dec 2025 was $21.1 million, a 57.94% decrease, with the full-year FY2025 number at $21.1 million, down 57.94% from a year prior.
  • Operating Leases was $21.1 million for Q4 2025 at Upstart Holdings, down from $40.6 million in the prior quarter.
  • In the past five years, Operating Leases ranged from a high of $100.8 million in Q4 2022 to a low of $17.8 million in Q2 2021.
  • A 5-year average of $63.2 million and a median of $56.4 million in 2024 define the central range for Operating Leases.
  • Peak YoY movement for Operating Leases: surged 461.73% in 2022, then plummeted 57.94% in 2025.
  • Upstart Holdings' Operating Leases stood at $100.4 million in 2021, then rose by 0.42% to $100.8 million in 2022, then tumbled by 38.16% to $62.3 million in 2023, then decreased by 19.33% to $50.3 million in 2024, then plummeted by 57.94% to $21.1 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Operating Leases are $21.1 million (Q4 2025), $40.6 million (Q3 2025), and $43.8 million (Q2 2025).