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Upstart Holdings (UPST) Operating Leases (2020 - 2025)

Upstart Holdings (UPST) has disclosed Operating Leases for 6 consecutive years, with $21.1 million as the latest value for Q4 2025.

  • Quarterly Operating Leases fell 57.94% to $21.1 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $21.1 million through Dec 2025, down 57.94% year-over-year, with the annual reading at $21.1 million for FY2025, 57.94% down from the prior year.
  • Operating Leases for Q4 2025 was $21.1 million at Upstart Holdings, down from $40.6 million in the prior quarter.
  • The five-year high for Operating Leases was $100.8 million in Q4 2022, with the low at $17.8 million in Q2 2021.
  • Average Operating Leases over 5 years is $66.6 million, with a median of $60.8 million recorded in 2023.
  • The sharpest move saw Operating Leases soared 461.73% in 2022, then tumbled 57.94% in 2025.
  • Over 5 years, Operating Leases stood at $100.4 million in 2021, then grew by 0.42% to $100.8 million in 2022, then crashed by 38.16% to $62.3 million in 2023, then fell by 19.33% to $50.3 million in 2024, then tumbled by 57.94% to $21.1 million in 2025.
  • According to Business Quant data, Operating Leases over the past three periods came in at $21.1 million, $40.6 million, and $43.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.