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Upstart Holdings (UPST) Operating Leases (2020 - 2026)

Upstart Holdings has reported Operating Leases over the past 6 years, most recently at $21.1 million for Q4 2025.

  • Quarterly Operating Leases fell 57.94% to $21.1 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $21.1 million through Dec 2025, down 57.94% year-over-year, with the annual reading at $21.1 million for FY2025, 57.94% down from the prior year.
  • Operating Leases was $21.1 million for Q4 2025 at Upstart Holdings, down from $40.6 million in the prior quarter.
  • Over five years, Operating Leases peaked at $100.8 million in Q4 2022 and troughed at $17.8 million in Q2 2021.
  • The 5-year median for Operating Leases is $60.8 million (2023), against an average of $66.6 million.
  • Year-over-year, Operating Leases surged 461.73% in 2022 and then plummeted 57.94% in 2025.
  • A 5-year view of Operating Leases shows it stood at $100.4 million in 2021, then increased by 0.42% to $100.8 million in 2022, then plummeted by 38.16% to $62.3 million in 2023, then dropped by 19.33% to $50.3 million in 2024, then crashed by 57.94% to $21.1 million in 2025.
  • Per Business Quant, the three most recent readings for UPST's Operating Leases are $21.1 million (Q4 2025), $40.6 million (Q3 2025), and $43.8 million (Q2 2025).